
The NEPSE Journal
Market commentary, data deep-dives, and trading notes from the NEPSE Trading desk.

Technical Analysis education in Nepal empowers investors to read charts, understand market psychology, and trade confidently using analytical tools rather than emotions. Under the expert mentorship of Sandeep Kumar Chaudhary, students gain a deep understanding of price behavior, chart interpretation, and disciplined trading — turning knowledge into consistent success in the Nepali stock market.

Nepal’s bank credit structure in 2025/26 highlights a policy-driven shift — rising exposure to energy, transport, and construction sectors, while loans to agriculture and trade shrink amid weak demand and risk aversion.

Despite a restrictive policy environment, consumption loans in Nepal remain strong at Rs. 1.15 trillion, supported by continued demand for gold-backed, housing, and credit card loans, highlighting resilient household borrowing trends in 2025/26.

Bank credit to machinery and electrical sectors rose to Rs. 73.47 billion in August 2025, led by growth in electrical equipment and machinery financing, indicating a gradual revival in Nepal’s manufacturing and industrial modernization efforts.

Agricultural lending declined by Rs. 5.7 billion (–1.4%) in mid-August 2025, as climate risks, erratic monsoons, and high input costs dampened rural credit demand and discouraged bank exposure to the sector.