Top5 min readNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human CapitalNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human Capital Nepal stands at a sensitive turning point in its economic transformation. On one hand, the country enjoys a rare demographic window, with a young and potentially productive population. On the other hand, the utilisation of that human potential remains worryingly low. Global research has repeatedly shown that effective human resource management (HRM) drives productivity, innovation and long-term growth. Yet in Nepal, HRM is still seen largely as an administrative formality rather than a strategic pillar of national development. At a time when the country is fighting unemployment, skill mismatch, labour migration and an unstructured labour market, experts say strategic HRM could be the missing link needed to convert human capital into economic strength.Dipesh Ghimire·2 Dec, 2025
Banking Sector5 min readMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending ProjectsMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending Projects Nepal’s banking system, already struggling under rising non-performing loans, is facing renewed pressure after the government began terminating multiple stalled infrastructure contracts. As the state enforces stricter discipline on long-delayed projects, banks that issued performance guarantees to construction firms are now preparing for a new wave of claims—an impact many bankers describe as “severe and immediate.” Over the past three years, the economic slowdown has weakened loan recovery across the banking sector. As businesses faltered and repayment capacity shrank, banks saw a steady rise in non-performing loans, forcing them to increase loan-loss provisioning and book more non-banking assets. The cancellation of large infrastructure contracts risks accelerating this trend. Bankers say the latest government move has created a new layer of challenges. While banks have struggled to maintain the quality of their fund-based loans, they now face growing liabilities on the non-fund side as well—particularly on performance guarantees issued to contractors handling major national projects.Dipesh Ghimire·2 Dec, 2025
Top5 min readNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human CapitalNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human Capital Nepal stands at a sensitive turning point in its economic transformation. On one hand, the country enjoys a rare demographic window, with a young and potentially productive population. On the other hand, the utilisation of that human potential remains worryingly low. Global research has repeatedly shown that effective human resource management (HRM) drives productivity, innovation and long-term growth. Yet in Nepal, HRM is still seen largely as an administrative formality rather than a strategic pillar of national development. At a time when the country is fighting unemployment, skill mismatch, labour migration and an unstructured labour market, experts say strategic HRM could be the missing link needed to convert human capital into economic strength.Dipesh Ghimire·2 Dec, 2025
Banking Sector5 min readMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending ProjectsMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending Projects Nepal’s banking system, already struggling under rising non-performing loans, is facing renewed pressure after the government began terminating multiple stalled infrastructure contracts. As the state enforces stricter discipline on long-delayed projects, banks that issued performance guarantees to construction firms are now preparing for a new wave of claims—an impact many bankers describe as “severe and immediate.” Over the past three years, the economic slowdown has weakened loan recovery across the banking sector. As businesses faltered and repayment capacity shrank, banks saw a steady rise in non-performing loans, forcing them to increase loan-loss provisioning and book more non-banking assets. The cancellation of large infrastructure contracts risks accelerating this trend. Bankers say the latest government move has created a new layer of challenges. While banks have struggled to maintain the quality of their fund-based loans, they now face growing liabilities on the non-fund side as well—particularly on performance guarantees issued to contractors handling major national projects.Dipesh Ghimire·2 Dec, 2025
Public Investment 5 min readPublic Investment Under Strain as ‘GenZ Uprising’ Adds Massive Reconstruction BurdenPublic Investment Under Strain as ‘GenZ Uprising’ Adds Massive Reconstruction Burden Nepal’s public investment system, already weakened by chronically low capital spending and poor implementation, has entered a deeper crisis following the destruction of major state properties during the ‘GenZ uprising’ of Bhadra 23 and 24. What was once a structural challenge has now escalated into a fiscal emergency. The country’s fiscal space—already narrowing due to sluggish revenue growth—now faces additional pressure as the government must rebuild public infrastructure damaged during the protests. Initial assessments suggest that assets worth more than Rs 100 billion may have been destroyed, and reconstruction costs are expected to be nearly double the current valuation due to inflation and new safety requirements. For a nation where capital expenditure has long been inadequate, the scale of the damage has exposed a widening gap between required infrastructure investment and the state’s ability to finance and execute it.Dipesh Ghimire·2 Dec, 2025
Top2 min readNepal Tightens Cash Transaction Limit to Rs. 500,000: A Major Step Toward Financial Transparency and FATF ComplianceNepal has tightened the ceiling on cash transactions in an effort to curb money laundering and strengthen financial transparency. The government has decided that any transaction of Rs. 500,000 or more must now be conducted through banks, financial institutions or digital payment channels. Announcing the decision after Monday’s Cabinet meeting, government spokesperson and Minister for Information and Communications Jagdish Kharel said the move is aimed at aligning Nepal with international anti–money laundering standards and helping the country avoid being placed on the Financial Action Task Force’s grey list.Dipesh Ghimire·2 Dec, 2025
NRB’s First Quarter Review5 min readNRB’s First Quarter Review Signals Stability Amid Structural Weaknesses: Inflation Falls Sharply, Reserves Strengthen, But Credit Growth Remains Worryingly WeakNRB’s First Quarter Review Signals Stability Amid Structural Weaknesses: Inflation Falls Sharply, Reserves Strengthen, But Credit Growth Remains Worryingly Weak Nepal Rastra Bank (NRB) has released the first quarter review of the Monetary Policy for FY 2082/83, offering a mixed picture of the economy—one where inflation is at historic lows and foreign reserves are strong, yet credit expansion remains severely constrained. The review portrays an economy that appears stable on the surface but is still struggling to generate domestic momentum.Dipesh Ghimire·1 Dec, 2025
Gold Imports3 min readGold Imports Skyrocket by 580% in Four Months; Duty Cut, Festive Demand and Speculation Drive SurgeGold Imports Skyrocket by 580% in Four Months; Duty Cut, Festive Demand and Speculation Drive Surge Nepal has recorded an extraordinary rise in gold imports during the first four months of the current fiscal year 2082/83, with imports soaring by 580 percent compared to the same period last year. Recent data from the Department of Customs shows a significant shift in both consumer behavior and cross-border gold commerce, signaling deeper economic implications for the country’s external sector.Dipesh Ghimire·1 Dec, 2025
Top3 min readExperts Call for Policy Reforms to Boost Energy Investment at South Asia (BIN) Power Summit 2025Experts Call for Policy Reforms to Boost Energy Investment at South Asia (BIN) Power Summit 2025 At the South Asia (BIN) Power Summit 2025 held in New Delhi, energy experts and industry leaders stressed that policy-level reforms are critical for accelerating cross-border investment in the region’s energy sector. The summit, organized by the Confederation of Indian Industry (CII), brought together high-ranking government officials and private-sector representatives from Bhutan, India, and Nepal. Nepal’s private sector delegation — led by Mohan Kumar Dangi, Senior Vice-President of the Independent Power Producers Association Nepal (IPPAN) — joined a five-member team attending the event. From the government side, a delegation led by Joint Secretary Nutan Kumar Sharma, who also serves as Deputy Director General of the Department of Electricity Development, represented Nepal in key discussions.Dipesh Ghimire·30 Nov, 2025
Public Enterprises3 min readPublic Enterprises Urged to Adopt Green HRM as Environmental Pressures IntensifyPublic Enterprises Urged to Adopt Green HRM as Environmental Pressures Intensify As global environmental challenges continue to escalate, Nepal’s public enterprises are being pushed to rethink their management practices and integrate sustainability into their institutional core. Issues such as climate change, resource depletion and environmental pollution are now directly influencing economic stability, social wellbeing and institutional performance, creating an urgent need for reform within state-owned entities.Dipesh Ghimire·30 Nov, 2025
Top3 min readNEA Moves Forward With Major Public Investment Plan for 1,063 MW Upper Arun Project, Targeting NRNs and Migrant WorkersNEA Moves Forward With Major Public Investment Plan for 1,063 MW Upper Arun Project, Targeting NRNs and Migrant Workers In a significant step toward mobilizing domestic capital for large-scale hydropower development, the Nepal Electricity Authority (NEA) has endorsed a financial structure that proposes granting Non-Resident Nepalis (NRNs) and Nepalis working abroad access to shares worth NPR 12.95 billion in the upcoming 1,063 MW Upper Arun Semi-Reservoir Hydropower Project. The project is planned for Bhote Khola Rural Municipality in Sankhuwasabha and is regarded as one of Nepal’s highest-priority energy investments.Dipesh Ghimire·30 Nov, 2025
Top3 min readGenZ Movement Demands Probe Into Sudden Wealth Accumulation Among Senior BureaucratsGenZ Movement Demands Probe Into Sudden Wealth Accumulation Among Senior Bureaucrats The GenZ movement, which has emerged as a prominent civic force calling for accountability and systemic reforms in Nepal, has intensified its campaign by demanding a high-level investigation into government officials who have allegedly amassed unexplained wealth over the years. Activists argue that focusing solely on political leadership will not bring structural change unless the bureaucratic roots of corruption are addressed simultaneously.Dipesh Ghimire·30 Nov, 2025
Top5 min readNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human CapitalNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human Capital Nepal stands at a sensitive turning point in its economic transformation. On one hand, the country enjoys a rare demographic window, with a young and potentially productive population. On the other hand, the utilisation of that human potential remains worryingly low. Global research has repeatedly shown that effective human resource management (HRM) drives productivity, innovation and long-term growth. Yet in Nepal, HRM is still seen largely as an administrative formality rather than a strategic pillar of national development. At a time when the country is fighting unemployment, skill mismatch, labour migration and an unstructured labour market, experts say strategic HRM could be the missing link needed to convert human capital into economic strength.Dipesh Ghimire·2 Dec, 2025
Banking Sector5 min readMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending ProjectsMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending Projects Nepal’s banking system, already struggling under rising non-performing loans, is facing renewed pressure after the government began terminating multiple stalled infrastructure contracts. As the state enforces stricter discipline on long-delayed projects, banks that issued performance guarantees to construction firms are now preparing for a new wave of claims—an impact many bankers describe as “severe and immediate.” Over the past three years, the economic slowdown has weakened loan recovery across the banking sector. As businesses faltered and repayment capacity shrank, banks saw a steady rise in non-performing loans, forcing them to increase loan-loss provisioning and book more non-banking assets. The cancellation of large infrastructure contracts risks accelerating this trend. Bankers say the latest government move has created a new layer of challenges. While banks have struggled to maintain the quality of their fund-based loans, they now face growing liabilities on the non-fund side as well—particularly on performance guarantees issued to contractors handling major national projects.Dipesh Ghimire·2 Dec, 2025
Public Investment 5 min readPublic Investment Under Strain as ‘GenZ Uprising’ Adds Massive Reconstruction BurdenPublic Investment Under Strain as ‘GenZ Uprising’ Adds Massive Reconstruction Burden Nepal’s public investment system, already weakened by chronically low capital spending and poor implementation, has entered a deeper crisis following the destruction of major state properties during the ‘GenZ uprising’ of Bhadra 23 and 24. What was once a structural challenge has now escalated into a fiscal emergency. The country’s fiscal space—already narrowing due to sluggish revenue growth—now faces additional pressure as the government must rebuild public infrastructure damaged during the protests. Initial assessments suggest that assets worth more than Rs 100 billion may have been destroyed, and reconstruction costs are expected to be nearly double the current valuation due to inflation and new safety requirements. For a nation where capital expenditure has long been inadequate, the scale of the damage has exposed a widening gap between required infrastructure investment and the state’s ability to finance and execute it.Dipesh Ghimire·2 Dec, 2025
Top2 min readNepal Tightens Cash Transaction Limit to Rs. 500,000: A Major Step Toward Financial Transparency and FATF ComplianceNepal has tightened the ceiling on cash transactions in an effort to curb money laundering and strengthen financial transparency. The government has decided that any transaction of Rs. 500,000 or more must now be conducted through banks, financial institutions or digital payment channels. Announcing the decision after Monday’s Cabinet meeting, government spokesperson and Minister for Information and Communications Jagdish Kharel said the move is aimed at aligning Nepal with international anti–money laundering standards and helping the country avoid being placed on the Financial Action Task Force’s grey list.Dipesh Ghimire·2 Dec, 2025
NRB’s First Quarter Review5 min readNRB’s First Quarter Review Signals Stability Amid Structural Weaknesses: Inflation Falls Sharply, Reserves Strengthen, But Credit Growth Remains Worryingly WeakNRB’s First Quarter Review Signals Stability Amid Structural Weaknesses: Inflation Falls Sharply, Reserves Strengthen, But Credit Growth Remains Worryingly Weak Nepal Rastra Bank (NRB) has released the first quarter review of the Monetary Policy for FY 2082/83, offering a mixed picture of the economy—one where inflation is at historic lows and foreign reserves are strong, yet credit expansion remains severely constrained. The review portrays an economy that appears stable on the surface but is still struggling to generate domestic momentum.Dipesh Ghimire·1 Dec, 2025
Gold Imports3 min readGold Imports Skyrocket by 580% in Four Months; Duty Cut, Festive Demand and Speculation Drive SurgeGold Imports Skyrocket by 580% in Four Months; Duty Cut, Festive Demand and Speculation Drive Surge Nepal has recorded an extraordinary rise in gold imports during the first four months of the current fiscal year 2082/83, with imports soaring by 580 percent compared to the same period last year. Recent data from the Department of Customs shows a significant shift in both consumer behavior and cross-border gold commerce, signaling deeper economic implications for the country’s external sector.Dipesh Ghimire·1 Dec, 2025
Top3 min readExperts Call for Policy Reforms to Boost Energy Investment at South Asia (BIN) Power Summit 2025Experts Call for Policy Reforms to Boost Energy Investment at South Asia (BIN) Power Summit 2025 At the South Asia (BIN) Power Summit 2025 held in New Delhi, energy experts and industry leaders stressed that policy-level reforms are critical for accelerating cross-border investment in the region’s energy sector. The summit, organized by the Confederation of Indian Industry (CII), brought together high-ranking government officials and private-sector representatives from Bhutan, India, and Nepal. Nepal’s private sector delegation — led by Mohan Kumar Dangi, Senior Vice-President of the Independent Power Producers Association Nepal (IPPAN) — joined a five-member team attending the event. From the government side, a delegation led by Joint Secretary Nutan Kumar Sharma, who also serves as Deputy Director General of the Department of Electricity Development, represented Nepal in key discussions.Dipesh Ghimire·30 Nov, 2025
Public Enterprises3 min readPublic Enterprises Urged to Adopt Green HRM as Environmental Pressures IntensifyPublic Enterprises Urged to Adopt Green HRM as Environmental Pressures Intensify As global environmental challenges continue to escalate, Nepal’s public enterprises are being pushed to rethink their management practices and integrate sustainability into their institutional core. Issues such as climate change, resource depletion and environmental pollution are now directly influencing economic stability, social wellbeing and institutional performance, creating an urgent need for reform within state-owned entities.Dipesh Ghimire·30 Nov, 2025
Top3 min readNEA Moves Forward With Major Public Investment Plan for 1,063 MW Upper Arun Project, Targeting NRNs and Migrant WorkersNEA Moves Forward With Major Public Investment Plan for 1,063 MW Upper Arun Project, Targeting NRNs and Migrant Workers In a significant step toward mobilizing domestic capital for large-scale hydropower development, the Nepal Electricity Authority (NEA) has endorsed a financial structure that proposes granting Non-Resident Nepalis (NRNs) and Nepalis working abroad access to shares worth NPR 12.95 billion in the upcoming 1,063 MW Upper Arun Semi-Reservoir Hydropower Project. The project is planned for Bhote Khola Rural Municipality in Sankhuwasabha and is regarded as one of Nepal’s highest-priority energy investments.Dipesh Ghimire·30 Nov, 2025
Top3 min readGenZ Movement Demands Probe Into Sudden Wealth Accumulation Among Senior BureaucratsGenZ Movement Demands Probe Into Sudden Wealth Accumulation Among Senior Bureaucrats The GenZ movement, which has emerged as a prominent civic force calling for accountability and systemic reforms in Nepal, has intensified its campaign by demanding a high-level investigation into government officials who have allegedly amassed unexplained wealth over the years. Activists argue that focusing solely on political leadership will not bring structural change unless the bureaucratic roots of corruption are addressed simultaneously.Dipesh Ghimire·30 Nov, 2025
Dipesh Ghimire·2 Dec, 2025Nepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human CapitalNepal Risks Wasting Its Demographic Opportunity as Weak HR Practices Undermine Human Capital Nepal stands at a sensitive turning point in its economic transformation. On one hand, the country enjoys a rare demographic window, with a young and potentially productive population. On the other hand, the utilisation of that human potential remains worryingly low. Global research has repeatedly shown that effective human resource management (HRM) drives productivity, innovation and long-term growth. Yet in Nepal, HRM is still seen largely as an administrative formality rather than a strategic pillar of national development. At a time when the country is fighting unemployment, skill mismatch, labour migration and an unstructured labour market, experts say strategic HRM could be the missing link needed to convert human capital into economic strength.Top5 min read
Dipesh Ghimire·2 Dec, 2025Mass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending ProjectsMass Contract Cancellations Push Banking Sector Toward Deeper Stress as Government Targets Long-Pending Projects Nepal’s banking system, already struggling under rising non-performing loans, is facing renewed pressure after the government began terminating multiple stalled infrastructure contracts. As the state enforces stricter discipline on long-delayed projects, banks that issued performance guarantees to construction firms are now preparing for a new wave of claims—an impact many bankers describe as “severe and immediate.” Over the past three years, the economic slowdown has weakened loan recovery across the banking sector. As businesses faltered and repayment capacity shrank, banks saw a steady rise in non-performing loans, forcing them to increase loan-loss provisioning and book more non-banking assets. The cancellation of large infrastructure contracts risks accelerating this trend. Bankers say the latest government move has created a new layer of challenges. While banks have struggled to maintain the quality of their fund-based loans, they now face growing liabilities on the non-fund side as well—particularly on performance guarantees issued to contractors handling major national projects.Banking Sector5 min read
Dipesh Ghimire·2 Dec, 2025Public Investment Under Strain as ‘GenZ Uprising’ Adds Massive Reconstruction BurdenPublic Investment Under Strain as ‘GenZ Uprising’ Adds Massive Reconstruction Burden Nepal’s public investment system, already weakened by chronically low capital spending and poor implementation, has entered a deeper crisis following the destruction of major state properties during the ‘GenZ uprising’ of Bhadra 23 and 24. What was once a structural challenge has now escalated into a fiscal emergency. The country’s fiscal space—already narrowing due to sluggish revenue growth—now faces additional pressure as the government must rebuild public infrastructure damaged during the protests. Initial assessments suggest that assets worth more than Rs 100 billion may have been destroyed, and reconstruction costs are expected to be nearly double the current valuation due to inflation and new safety requirements. For a nation where capital expenditure has long been inadequate, the scale of the damage has exposed a widening gap between required infrastructure investment and the state’s ability to finance and execute it.Public Investment 5 min read
Dipesh Ghimire·2 Dec, 2025Nepal Tightens Cash Transaction Limit to Rs. 500,000: A Major Step Toward Financial Transparency and FATF ComplianceNepal has tightened the ceiling on cash transactions in an effort to curb money laundering and strengthen financial transparency. The government has decided that any transaction of Rs. 500,000 or more must now be conducted through banks, financial institutions or digital payment channels. Announcing the decision after Monday’s Cabinet meeting, government spokesperson and Minister for Information and Communications Jagdish Kharel said the move is aimed at aligning Nepal with international anti–money laundering standards and helping the country avoid being placed on the Financial Action Task Force’s grey list.Top2 min read
Dipesh Ghimire·1 Dec, 2025NRB’s First Quarter Review Signals Stability Amid Structural Weaknesses: Inflation Falls Sharply, Reserves Strengthen, But Credit Growth Remains Worryingly WeakNRB’s First Quarter Review Signals Stability Amid Structural Weaknesses: Inflation Falls Sharply, Reserves Strengthen, But Credit Growth Remains Worryingly Weak Nepal Rastra Bank (NRB) has released the first quarter review of the Monetary Policy for FY 2082/83, offering a mixed picture of the economy—one where inflation is at historic lows and foreign reserves are strong, yet credit expansion remains severely constrained. The review portrays an economy that appears stable on the surface but is still struggling to generate domestic momentum.NRB’s First Quarter Review5 min read
Dipesh Ghimire·1 Dec, 2025Gold Imports Skyrocket by 580% in Four Months; Duty Cut, Festive Demand and Speculation Drive SurgeGold Imports Skyrocket by 580% in Four Months; Duty Cut, Festive Demand and Speculation Drive Surge Nepal has recorded an extraordinary rise in gold imports during the first four months of the current fiscal year 2082/83, with imports soaring by 580 percent compared to the same period last year. Recent data from the Department of Customs shows a significant shift in both consumer behavior and cross-border gold commerce, signaling deeper economic implications for the country’s external sector.Gold Imports3 min read
Dipesh Ghimire·30 Nov, 2025Experts Call for Policy Reforms to Boost Energy Investment at South Asia (BIN) Power Summit 2025Experts Call for Policy Reforms to Boost Energy Investment at South Asia (BIN) Power Summit 2025 At the South Asia (BIN) Power Summit 2025 held in New Delhi, energy experts and industry leaders stressed that policy-level reforms are critical for accelerating cross-border investment in the region’s energy sector. The summit, organized by the Confederation of Indian Industry (CII), brought together high-ranking government officials and private-sector representatives from Bhutan, India, and Nepal. Nepal’s private sector delegation — led by Mohan Kumar Dangi, Senior Vice-President of the Independent Power Producers Association Nepal (IPPAN) — joined a five-member team attending the event. From the government side, a delegation led by Joint Secretary Nutan Kumar Sharma, who also serves as Deputy Director General of the Department of Electricity Development, represented Nepal in key discussions.Top3 min read
Dipesh Ghimire·30 Nov, 2025Public Enterprises Urged to Adopt Green HRM as Environmental Pressures IntensifyPublic Enterprises Urged to Adopt Green HRM as Environmental Pressures Intensify As global environmental challenges continue to escalate, Nepal’s public enterprises are being pushed to rethink their management practices and integrate sustainability into their institutional core. Issues such as climate change, resource depletion and environmental pollution are now directly influencing economic stability, social wellbeing and institutional performance, creating an urgent need for reform within state-owned entities.Public Enterprises3 min read
Dipesh Ghimire·30 Nov, 2025NEA Moves Forward With Major Public Investment Plan for 1,063 MW Upper Arun Project, Targeting NRNs and Migrant WorkersNEA Moves Forward With Major Public Investment Plan for 1,063 MW Upper Arun Project, Targeting NRNs and Migrant Workers In a significant step toward mobilizing domestic capital for large-scale hydropower development, the Nepal Electricity Authority (NEA) has endorsed a financial structure that proposes granting Non-Resident Nepalis (NRNs) and Nepalis working abroad access to shares worth NPR 12.95 billion in the upcoming 1,063 MW Upper Arun Semi-Reservoir Hydropower Project. The project is planned for Bhote Khola Rural Municipality in Sankhuwasabha and is regarded as one of Nepal’s highest-priority energy investments.Top3 min read
Dipesh Ghimire·30 Nov, 2025GenZ Movement Demands Probe Into Sudden Wealth Accumulation Among Senior BureaucratsGenZ Movement Demands Probe Into Sudden Wealth Accumulation Among Senior Bureaucrats The GenZ movement, which has emerged as a prominent civic force calling for accountability and systemic reforms in Nepal, has intensified its campaign by demanding a high-level investigation into government officials who have allegedly amassed unexplained wealth over the years. Activists argue that focusing solely on political leadership will not bring structural change unless the bureaucratic roots of corruption are addressed simultaneously.Top3 min read