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Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income
Top

4 min read

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income Nepal’s economy is showing a growing imbalance between what people earn and what they spend, with new data revealing a widening lifecycle deficit across almost all age groups. According to figures prepared under the National Transfer Accounts (NTA) framework, the average Nepali earned significantly less than their consumption needs in the fiscal year 2081/82 (2024/25), raising concerns about long-term economic sustainability, productivity, and social protection. The data show that Nepal’s per capita labor income stood at NPR 87,814, while average per capita consumption reached NPR 140,179. This gap resulted in a per capita lifecycle deficit of NPR 52,366, indicating that a large portion of consumption is being financed through transfers, savings, remittances, or public spending rather than direct labor income.

Dipesh Ghimire

·

11 Jan, 2026

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework
Top

3 min read

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework Nepal’s financial system continues to operate with a serious gap in sectoral risk assessment, raising concerns about long-term stability. While central banks in advanced and emerging economies rely on stress testing, forward-looking models, and granular industry data to anticipate systemic risks, Nepal’s regulatory framework remains constrained by limited information and incomplete analysis. This has left policymakers, banks, and investors navigating what experts describe as an “unknown unknown” environment. Although Nepal Rastra Bank has recently begun publishing sector-wise non-performing loan (NPL) and provisioning data, analysts argue that such disclosures are only a starting point. These figures should inform deeper background research rather than serve as policy endpoints. Without comprehensive sectoral diagnostics, lending and investment decisions continue to be driven more by market imitation than by evidence-based evaluation.

Dipesh Ghimire

·

11 Jan, 2026

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Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income
Top

4 min read

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income Nepal’s economy is showing a growing imbalance between what people earn and what they spend, with new data revealing a widening lifecycle deficit across almost all age groups. According to figures prepared under the National Transfer Accounts (NTA) framework, the average Nepali earned significantly less than their consumption needs in the fiscal year 2081/82 (2024/25), raising concerns about long-term economic sustainability, productivity, and social protection. The data show that Nepal’s per capita labor income stood at NPR 87,814, while average per capita consumption reached NPR 140,179. This gap resulted in a per capita lifecycle deficit of NPR 52,366, indicating that a large portion of consumption is being financed through transfers, savings, remittances, or public spending rather than direct labor income.

Dipesh Ghimire

·

11 Jan, 2026

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework
Top

3 min read

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework Nepal’s financial system continues to operate with a serious gap in sectoral risk assessment, raising concerns about long-term stability. While central banks in advanced and emerging economies rely on stress testing, forward-looking models, and granular industry data to anticipate systemic risks, Nepal’s regulatory framework remains constrained by limited information and incomplete analysis. This has left policymakers, banks, and investors navigating what experts describe as an “unknown unknown” environment. Although Nepal Rastra Bank has recently begun publishing sector-wise non-performing loan (NPL) and provisioning data, analysts argue that such disclosures are only a starting point. These figures should inform deeper background research rather than serve as policy endpoints. Without comprehensive sectoral diagnostics, lending and investment decisions continue to be driven more by market imitation than by evidence-based evaluation.

Dipesh Ghimire

·

11 Jan, 2026

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies
Top

4 min read

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies A comparison between Nepal and Papua New Guinea (PNG) reveals two fundamentally different approaches to banking regulation, pricing freedom, and market discipline. While Nepal’s banking sector is often regarded as mature in terms of institutional depth and regulatory coverage, its heavy reliance on strict controls has increasingly constrained market-driven decision-making. PNG, by contrast, follows a more liberal regulatory philosophy, allowing banks to operate with greater autonomy while placing responsibility for risk squarely on management and shareholders. Nepal’s banking system has expanded rapidly over the past two decades, with a large number of banks operating under detailed prudential rules. Interest rates, spreads, service charges, liquidity ratios, and even sectoral lending priorities are tightly guided by Nepal Rastra Bank. These controls were introduced to ensure stability in an emerging financial system, but critics argue that they now limit competition, innovation, and risk-based decision-making.

Dipesh Ghimire

·

11 Jan, 2026

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State
Prithvi Narayan Shah

3 min read

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State Prithvi Narayan Shah, the architect of Nepal’s unification, was not only a formidable military strategist but also a farsighted state-builder with a clear economic vision. While his military campaigns laid the territorial foundation of modern Nepal, his economic ideas shaped the principles of governance that sought to sustain the state beyond conquest. His economic thinking, deeply rooted in national interest and self-reliance, continues to hold relevance in Nepal’s policy discourse. Prithvi Narayan Shah viewed economic strength as inseparable from political sovereignty. His economic philosophy is most clearly articulated in the Divya Upadesh, where he emphasized that a weak economy would ultimately undermine even the strongest military state. For him, economic consolidation was not secondary to unification but a parallel and equally vital process.

Dipesh Ghimire

·

11 Jan, 2026

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal
Top

3 min read

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal The latest report titled “Small Area Poverty Estimation 2023” released by the National Statistics Office presents a stark and uneven picture of poverty in Nepal. While the headline figure shows that 20.27 percent of the population still lives below the poverty line, the data reveal far deeper disparities when poverty is examined across geography, provinces, districts, and local governments. At the national level, the report suggests gradual progress in reducing poverty over time. However, this progress has not been evenly distributed. Several districts and local governments, particularly in Karnali and Sudurpaschim provinces, continue to experience poverty levels far above the national average. The findings indicate that development gains have remained concentrated in certain regions, leaving large sections of the country behind.

Dipesh Ghimire

·

11 Jan, 2026

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January
Top

3 min read

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January The government is set to tighten controls on cash-based transactions by lowering the permissible cash transaction ceiling to Rs 500,000, effective from Magh 1. The new limit replaces the previous Rs 1 million threshold and is part of a broader effort to strengthen financial transparency and curb illicit money flows in the economy. The revised provision has been incorporated into the unified directives issued by Nepal Rastra Bank to banks and financial institutions. The central bank has instructed all regulated institutions to enforce the government’s decision, which was taken under the authority of the Asset (Money) Laundering Prevention Act, 2008 (2064 BS).

Dipesh Ghimire

·

11 Jan, 2026

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode
Top

3 min read

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode The dominance of banks and insurance companies in Nepal’s capital market has been steadily declining, marking a structural shift in the composition of the stock market. While banking and insurance stocks once overwhelmingly shaped market movements, recent data show their combined share in market capitalization has narrowed significantly as new sectors gain prominence. According to recent market statistics, the combined share of banks, financial institutions, and insurance companies has fallen to around 52.5 percent of total market capitalization, a sharp drop from nearly 72 percent recorded a few years ago. The contraction reflects the growing presence of companies from hydropower, manufacturing, tourism, investment, and other real sectors in the secondary market.

Dipesh Ghimire

·

11 Jan, 2026

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal
Switzerland Business Visa

4 min read

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal

If you are a Nepali citizen planning to travel to Switzerland for business purposes, such as meetings, conferences, or negotiations, you will need to apply for a Switzerland Business Visa. This visa allows you to stay for a short period (up to 90 days within a 180-day period) while engaging in professional activities. Here's a detailed step-by-step guide to help you through the process of applying for a business visa to Switzerland from Nepal.

Sandeep Chaudhary

·

8 Jan, 2026

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor
Switzerland eVisa

4 min read

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor

For Nepali nationals planning to visit Switzerland for business, tourism, or to visit family and friends, obtaining a Schengen eVisa (electronic visa) is a convenient option. Switzerland, being a part of the Schengen Area, allows travelers from Nepal to apply for different types of short-stay visas depending on the purpose of their trip. These visas can be applied online, primarily through VFS Global, an official partner for visa applications. Below is a detailed guide on how Nepali nationals can apply for an eVisa to Switzerland, including the different visa types available for business, tourism, and visitor purposes.

Sandeep Chaudhary

·

8 Jan, 2026

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals
Transit Visa to Switzerland

3 min read

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals

If you're a Nepali citizen traveling through Switzerland to another destination, you will need to apply for a Schengen Transit Visa. This visa allows you to transit through Switzerland for a short period, typically up to 24 hours, while on your way to a third country. The process for applying for this visa is fairly straightforward and can be completed through VFS Global. Here is a detailed breakdown of the required documents and steps for the application process.

Sandeep Chaudhary

·

8 Jan, 2026

Trending Blogs

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Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income
Top

4 min read

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income Nepal’s economy is showing a growing imbalance between what people earn and what they spend, with new data revealing a widening lifecycle deficit across almost all age groups. According to figures prepared under the National Transfer Accounts (NTA) framework, the average Nepali earned significantly less than their consumption needs in the fiscal year 2081/82 (2024/25), raising concerns about long-term economic sustainability, productivity, and social protection. The data show that Nepal’s per capita labor income stood at NPR 87,814, while average per capita consumption reached NPR 140,179. This gap resulted in a per capita lifecycle deficit of NPR 52,366, indicating that a large portion of consumption is being financed through transfers, savings, remittances, or public spending rather than direct labor income.

Dipesh Ghimire

·

11 Jan, 2026

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework
Top

3 min read

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework Nepal’s financial system continues to operate with a serious gap in sectoral risk assessment, raising concerns about long-term stability. While central banks in advanced and emerging economies rely on stress testing, forward-looking models, and granular industry data to anticipate systemic risks, Nepal’s regulatory framework remains constrained by limited information and incomplete analysis. This has left policymakers, banks, and investors navigating what experts describe as an “unknown unknown” environment. Although Nepal Rastra Bank has recently begun publishing sector-wise non-performing loan (NPL) and provisioning data, analysts argue that such disclosures are only a starting point. These figures should inform deeper background research rather than serve as policy endpoints. Without comprehensive sectoral diagnostics, lending and investment decisions continue to be driven more by market imitation than by evidence-based evaluation.

Dipesh Ghimire

·

11 Jan, 2026

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies
Top

4 min read

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies A comparison between Nepal and Papua New Guinea (PNG) reveals two fundamentally different approaches to banking regulation, pricing freedom, and market discipline. While Nepal’s banking sector is often regarded as mature in terms of institutional depth and regulatory coverage, its heavy reliance on strict controls has increasingly constrained market-driven decision-making. PNG, by contrast, follows a more liberal regulatory philosophy, allowing banks to operate with greater autonomy while placing responsibility for risk squarely on management and shareholders. Nepal’s banking system has expanded rapidly over the past two decades, with a large number of banks operating under detailed prudential rules. Interest rates, spreads, service charges, liquidity ratios, and even sectoral lending priorities are tightly guided by Nepal Rastra Bank. These controls were introduced to ensure stability in an emerging financial system, but critics argue that they now limit competition, innovation, and risk-based decision-making.

Dipesh Ghimire

·

11 Jan, 2026

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State
Prithvi Narayan Shah

3 min read

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State Prithvi Narayan Shah, the architect of Nepal’s unification, was not only a formidable military strategist but also a farsighted state-builder with a clear economic vision. While his military campaigns laid the territorial foundation of modern Nepal, his economic ideas shaped the principles of governance that sought to sustain the state beyond conquest. His economic thinking, deeply rooted in national interest and self-reliance, continues to hold relevance in Nepal’s policy discourse. Prithvi Narayan Shah viewed economic strength as inseparable from political sovereignty. His economic philosophy is most clearly articulated in the Divya Upadesh, where he emphasized that a weak economy would ultimately undermine even the strongest military state. For him, economic consolidation was not secondary to unification but a parallel and equally vital process.

Dipesh Ghimire

·

11 Jan, 2026

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal
Top

3 min read

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal The latest report titled “Small Area Poverty Estimation 2023” released by the National Statistics Office presents a stark and uneven picture of poverty in Nepal. While the headline figure shows that 20.27 percent of the population still lives below the poverty line, the data reveal far deeper disparities when poverty is examined across geography, provinces, districts, and local governments. At the national level, the report suggests gradual progress in reducing poverty over time. However, this progress has not been evenly distributed. Several districts and local governments, particularly in Karnali and Sudurpaschim provinces, continue to experience poverty levels far above the national average. The findings indicate that development gains have remained concentrated in certain regions, leaving large sections of the country behind.

Dipesh Ghimire

·

11 Jan, 2026

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January
Top

3 min read

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January The government is set to tighten controls on cash-based transactions by lowering the permissible cash transaction ceiling to Rs 500,000, effective from Magh 1. The new limit replaces the previous Rs 1 million threshold and is part of a broader effort to strengthen financial transparency and curb illicit money flows in the economy. The revised provision has been incorporated into the unified directives issued by Nepal Rastra Bank to banks and financial institutions. The central bank has instructed all regulated institutions to enforce the government’s decision, which was taken under the authority of the Asset (Money) Laundering Prevention Act, 2008 (2064 BS).

Dipesh Ghimire

·

11 Jan, 2026

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode
Top

3 min read

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode The dominance of banks and insurance companies in Nepal’s capital market has been steadily declining, marking a structural shift in the composition of the stock market. While banking and insurance stocks once overwhelmingly shaped market movements, recent data show their combined share in market capitalization has narrowed significantly as new sectors gain prominence. According to recent market statistics, the combined share of banks, financial institutions, and insurance companies has fallen to around 52.5 percent of total market capitalization, a sharp drop from nearly 72 percent recorded a few years ago. The contraction reflects the growing presence of companies from hydropower, manufacturing, tourism, investment, and other real sectors in the secondary market.

Dipesh Ghimire

·

11 Jan, 2026

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal
Switzerland Business Visa

4 min read

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal

If you are a Nepali citizen planning to travel to Switzerland for business purposes, such as meetings, conferences, or negotiations, you will need to apply for a Switzerland Business Visa. This visa allows you to stay for a short period (up to 90 days within a 180-day period) while engaging in professional activities. Here's a detailed step-by-step guide to help you through the process of applying for a business visa to Switzerland from Nepal.

Sandeep Chaudhary

·

8 Jan, 2026

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor
Switzerland eVisa

4 min read

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor

For Nepali nationals planning to visit Switzerland for business, tourism, or to visit family and friends, obtaining a Schengen eVisa (electronic visa) is a convenient option. Switzerland, being a part of the Schengen Area, allows travelers from Nepal to apply for different types of short-stay visas depending on the purpose of their trip. These visas can be applied online, primarily through VFS Global, an official partner for visa applications. Below is a detailed guide on how Nepali nationals can apply for an eVisa to Switzerland, including the different visa types available for business, tourism, and visitor purposes.

Sandeep Chaudhary

·

8 Jan, 2026

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals
Transit Visa to Switzerland

3 min read

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals

If you're a Nepali citizen traveling through Switzerland to another destination, you will need to apply for a Schengen Transit Visa. This visa allows you to transit through Switzerland for a short period, typically up to 24 hours, while on your way to a third country. The process for applying for this visa is fairly straightforward and can be completed through VFS Global. Here is a detailed breakdown of the required documents and steps for the application process.

Sandeep Chaudhary

·

8 Jan, 2026

More Blogs

Explore more blogs

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income

Dipesh Ghimire

·

11 Jan, 2026

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income

Nepal Faces Deepening Lifecycle Deficit as Consumption Continues to Outpace Income Nepal’s economy is showing a growing imbalance between what people earn and what they spend, with new data revealing a widening lifecycle deficit across almost all age groups. According to figures prepared under the National Transfer Accounts (NTA) framework, the average Nepali earned significantly less than their consumption needs in the fiscal year 2081/82 (2024/25), raising concerns about long-term economic sustainability, productivity, and social protection. The data show that Nepal’s per capita labor income stood at NPR 87,814, while average per capita consumption reached NPR 140,179. This gap resulted in a per capita lifecycle deficit of NPR 52,366, indicating that a large portion of consumption is being financed through transfers, savings, remittances, or public spending rather than direct labor income.

Top

4 min read

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Dipesh Ghimire

·

11 Jan, 2026

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework Nepal’s financial system continues to operate with a serious gap in sectoral risk assessment, raising concerns about long-term stability. While central banks in advanced and emerging economies rely on stress testing, forward-looking models, and granular industry data to anticipate systemic risks, Nepal’s regulatory framework remains constrained by limited information and incomplete analysis. This has left policymakers, banks, and investors navigating what experts describe as an “unknown unknown” environment. Although Nepal Rastra Bank has recently begun publishing sector-wise non-performing loan (NPL) and provisioning data, analysts argue that such disclosures are only a starting point. These figures should inform deeper background research rather than serve as policy endpoints. Without comprehensive sectoral diagnostics, lending and investment decisions continue to be driven more by market imitation than by evidence-based evaluation.

Top

3 min read

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies

Dipesh Ghimire

·

11 Jan, 2026

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies A comparison between Nepal and Papua New Guinea (PNG) reveals two fundamentally different approaches to banking regulation, pricing freedom, and market discipline. While Nepal’s banking sector is often regarded as mature in terms of institutional depth and regulatory coverage, its heavy reliance on strict controls has increasingly constrained market-driven decision-making. PNG, by contrast, follows a more liberal regulatory philosophy, allowing banks to operate with greater autonomy while placing responsibility for risk squarely on management and shareholders. Nepal’s banking system has expanded rapidly over the past two decades, with a large number of banks operating under detailed prudential rules. Interest rates, spreads, service charges, liquidity ratios, and even sectoral lending priorities are tightly guided by Nepal Rastra Bank. These controls were introduced to ensure stability in an emerging financial system, but critics argue that they now limit competition, innovation, and risk-based decision-making.

Top

4 min read

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State

Dipesh Ghimire

·

11 Jan, 2026

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State Prithvi Narayan Shah, the architect of Nepal’s unification, was not only a formidable military strategist but also a farsighted state-builder with a clear economic vision. While his military campaigns laid the territorial foundation of modern Nepal, his economic ideas shaped the principles of governance that sought to sustain the state beyond conquest. His economic thinking, deeply rooted in national interest and self-reliance, continues to hold relevance in Nepal’s policy discourse. Prithvi Narayan Shah viewed economic strength as inseparable from political sovereignty. His economic philosophy is most clearly articulated in the Divya Upadesh, where he emphasized that a weak economy would ultimately undermine even the strongest military state. For him, economic consolidation was not secondary to unification but a parallel and equally vital process.

Prithvi Narayan Shah

3 min read

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal

Dipesh Ghimire

·

11 Jan, 2026

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal The latest report titled “Small Area Poverty Estimation 2023” released by the National Statistics Office presents a stark and uneven picture of poverty in Nepal. While the headline figure shows that 20.27 percent of the population still lives below the poverty line, the data reveal far deeper disparities when poverty is examined across geography, provinces, districts, and local governments. At the national level, the report suggests gradual progress in reducing poverty over time. However, this progress has not been evenly distributed. Several districts and local governments, particularly in Karnali and Sudurpaschim provinces, continue to experience poverty levels far above the national average. The findings indicate that development gains have remained concentrated in certain regions, leaving large sections of the country behind.

Top

3 min read

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January

Dipesh Ghimire

·

11 Jan, 2026

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January The government is set to tighten controls on cash-based transactions by lowering the permissible cash transaction ceiling to Rs 500,000, effective from Magh 1. The new limit replaces the previous Rs 1 million threshold and is part of a broader effort to strengthen financial transparency and curb illicit money flows in the economy. The revised provision has been incorporated into the unified directives issued by Nepal Rastra Bank to banks and financial institutions. The central bank has instructed all regulated institutions to enforce the government’s decision, which was taken under the authority of the Asset (Money) Laundering Prevention Act, 2008 (2064 BS).

Top

3 min read

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode

Dipesh Ghimire

·

11 Jan, 2026

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode The dominance of banks and insurance companies in Nepal’s capital market has been steadily declining, marking a structural shift in the composition of the stock market. While banking and insurance stocks once overwhelmingly shaped market movements, recent data show their combined share in market capitalization has narrowed significantly as new sectors gain prominence. According to recent market statistics, the combined share of banks, financial institutions, and insurance companies has fallen to around 52.5 percent of total market capitalization, a sharp drop from nearly 72 percent recorded a few years ago. The contraction reflects the growing presence of companies from hydropower, manufacturing, tourism, investment, and other real sectors in the secondary market.

Top

3 min read

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal

Sandeep Chaudhary

·

8 Jan, 2026

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal

If you are a Nepali citizen planning to travel to Switzerland for business purposes, such as meetings, conferences, or negotiations, you will need to apply for a Switzerland Business Visa. This visa allows you to stay for a short period (up to 90 days within a 180-day period) while engaging in professional activities. Here's a detailed step-by-step guide to help you through the process of applying for a business visa to Switzerland from Nepal.

Switzerland Business Visa

4 min read

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor

Sandeep Chaudhary

·

8 Jan, 2026

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor

For Nepali nationals planning to visit Switzerland for business, tourism, or to visit family and friends, obtaining a Schengen eVisa (electronic visa) is a convenient option. Switzerland, being a part of the Schengen Area, allows travelers from Nepal to apply for different types of short-stay visas depending on the purpose of their trip. These visas can be applied online, primarily through VFS Global, an official partner for visa applications. Below is a detailed guide on how Nepali nationals can apply for an eVisa to Switzerland, including the different visa types available for business, tourism, and visitor purposes.

Switzerland eVisa

4 min read

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals

Sandeep Chaudhary

·

8 Jan, 2026

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals

If you're a Nepali citizen traveling through Switzerland to another destination, you will need to apply for a Schengen Transit Visa. This visa allows you to transit through Switzerland for a short period, typically up to 24 hours, while on your way to a third country. The process for applying for this visa is fairly straightforward and can be completed through VFS Global. Here is a detailed breakdown of the required documents and steps for the application process.

Transit Visa to Switzerland

3 min read