Top1 min readNepal's Budget Process Highlights Political Instability and Urgent Need for ReformNepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.Dipesh Ghimire·18 Jan, 2025
Top2 min readNepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor ChallengesIn January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.Dipesh Ghimire·16 Jan, 2025
Top1 min readNepal's Budget Process Highlights Political Instability and Urgent Need for ReformNepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.Dipesh Ghimire·18 Jan, 2025
Top2 min readNepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor ChallengesIn January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.Dipesh Ghimire·16 Jan, 2025
Top2 min readCompany Registration Process in Nepal: Streamlining with TechnologyCompany Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.Dipesh Ghimire·15 Jan, 2025
Top2 min readNational Consumer Price Index Trends: Inflationary Pressures Easing in 2024National Consumer Price Index Trends: Inflationary Pressures Easing in 2024 The National Consumer Price Index (CPI) data for the monthly series (base year 2023/24 = 100) reveals crucial insights into Nepal's inflationary trends over the past four fiscal years. The data highlights a slowdown in year-over-year inflation rates in 2024/25 compared to previous years, pointing to an easing of inflationary pressures. Here’s an analysis of the key findings:Dipesh Ghimire·13 Jan, 2025
Top2 min readConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological BeltsConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological Belts The latest Consumer Price Index (CPI) data, based on the fiscal year 2023/24 as the base, reveals significant trends across Nepal's ecological belts. The CPI highlights changes in the cost of goods and services in Kathmandu Valley, Terai, Hill, and Mountain regions, with notable price increases in the Food and Beverage category driving inflation.Dipesh Ghimire·13 Jan, 2025
Top2 min readEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed TrendsEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed Trends Nepal’s latest macroeconomic data reveals a mixed performance across key indicators, highlighting challenges in sustaining consistent growth while pointing to areas of improvement. Here’s an analysis of the data from fiscal years 2019/20 to 2023/24, providing insights into the economic trends.Dipesh Ghimire·13 Jan, 2025
Top2 min readEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics OfficeEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics Office The National Statistics Office has projected Nepal’s economic growth rate for the first quarter of the current fiscal year 2081/82 at 3.4%. According to the report published on Tuesday, the economy is expected to achieve modest positive growth compared to the same period of the previous fiscal year. While agriculture, tourism, and electricity production have contributed positively, weak performance in construction and trade has limited overall growth.Dipesh Ghimire·8 Jan, 2025
Top2 min readWho Are the 17 Governors of Nepal Rastra Bank ? Nepal Rastra Bank (NRB), established on April 26, 1956 (Bikram Sambat 2013 Baisakh 14), is the central bank of Nepal. It has the authority to issue currency, guide monetary policy, and regulate the activities of banks and financial institutions, ensuring control as needed. The NRB also serves as the government's economic advisor and operates as an autonomous body, free from governmental interference. Before the establishment of NRB, the Treasurer General used to sign currency notes on behalf of the kingdom. However, following the bank's inception, the tradition of having the Governor's signature on the currency notes began. Since its establishment, NRB has had 17 governors, with Mr. Maha Prasad Adhikari currently serving as the Governor.Dipesh Ghimire·6 Jan, 2025
Top3 min readRace for Nepal Rastra Bank Governor Intensifies: What’s at Stake ? Race for Nepal Rastra Bank Governor Intensifies: What’s at Stake? As the tenure of Nepal Rastra Bank Governor Maha Prasad Adhikari approaches its conclusion in three months, the race for the top position in the country’s central bank has gained momentum. Aspirants are engaging with power centers, proposing solutions to stabilize the economy, and positioning themselves as the ideal candidate for one of the most coveted roles in Nepal’s financial sector.Dipesh Ghimire·6 Jan, 2025
Top2 min readNepal’s Banking Sector Faces Growing Challenges: A Critical CrossroadNepal’s Banking Sector Faces Growing Challenges: A Critical Crossroad Nepal's banking and financial institutions are grappling with one of the most challenging phases in their history. Despite robust external economic indicators, internal weaknesses in the economy have significantly strained the banking sector. These challenges are causing stagnation in investments, declining profits, and rising non-performing assets (NPA), threatening the stability of the financial ecosystem.Dipesh Ghimire·6 Jan, 2025
Top1 min readNepal's Budget Process Highlights Political Instability and Urgent Need for ReformNepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.Dipesh Ghimire·18 Jan, 2025
Top2 min readNepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor ChallengesIn January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.Dipesh Ghimire·16 Jan, 2025
Top2 min readCompany Registration Process in Nepal: Streamlining with TechnologyCompany Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.Dipesh Ghimire·15 Jan, 2025
Top2 min readNational Consumer Price Index Trends: Inflationary Pressures Easing in 2024National Consumer Price Index Trends: Inflationary Pressures Easing in 2024 The National Consumer Price Index (CPI) data for the monthly series (base year 2023/24 = 100) reveals crucial insights into Nepal's inflationary trends over the past four fiscal years. The data highlights a slowdown in year-over-year inflation rates in 2024/25 compared to previous years, pointing to an easing of inflationary pressures. Here’s an analysis of the key findings:Dipesh Ghimire·13 Jan, 2025
Top2 min readConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological BeltsConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological Belts The latest Consumer Price Index (CPI) data, based on the fiscal year 2023/24 as the base, reveals significant trends across Nepal's ecological belts. The CPI highlights changes in the cost of goods and services in Kathmandu Valley, Terai, Hill, and Mountain regions, with notable price increases in the Food and Beverage category driving inflation.Dipesh Ghimire·13 Jan, 2025
Top2 min readEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed TrendsEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed Trends Nepal’s latest macroeconomic data reveals a mixed performance across key indicators, highlighting challenges in sustaining consistent growth while pointing to areas of improvement. Here’s an analysis of the data from fiscal years 2019/20 to 2023/24, providing insights into the economic trends.Dipesh Ghimire·13 Jan, 2025
Top2 min readEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics OfficeEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics Office The National Statistics Office has projected Nepal’s economic growth rate for the first quarter of the current fiscal year 2081/82 at 3.4%. According to the report published on Tuesday, the economy is expected to achieve modest positive growth compared to the same period of the previous fiscal year. While agriculture, tourism, and electricity production have contributed positively, weak performance in construction and trade has limited overall growth.Dipesh Ghimire·8 Jan, 2025
Top2 min readWho Are the 17 Governors of Nepal Rastra Bank ? Nepal Rastra Bank (NRB), established on April 26, 1956 (Bikram Sambat 2013 Baisakh 14), is the central bank of Nepal. It has the authority to issue currency, guide monetary policy, and regulate the activities of banks and financial institutions, ensuring control as needed. The NRB also serves as the government's economic advisor and operates as an autonomous body, free from governmental interference. Before the establishment of NRB, the Treasurer General used to sign currency notes on behalf of the kingdom. However, following the bank's inception, the tradition of having the Governor's signature on the currency notes began. Since its establishment, NRB has had 17 governors, with Mr. Maha Prasad Adhikari currently serving as the Governor.Dipesh Ghimire·6 Jan, 2025
Top3 min readRace for Nepal Rastra Bank Governor Intensifies: What’s at Stake ? Race for Nepal Rastra Bank Governor Intensifies: What’s at Stake? As the tenure of Nepal Rastra Bank Governor Maha Prasad Adhikari approaches its conclusion in three months, the race for the top position in the country’s central bank has gained momentum. Aspirants are engaging with power centers, proposing solutions to stabilize the economy, and positioning themselves as the ideal candidate for one of the most coveted roles in Nepal’s financial sector.Dipesh Ghimire·6 Jan, 2025
Top2 min readNepal’s Banking Sector Faces Growing Challenges: A Critical CrossroadNepal’s Banking Sector Faces Growing Challenges: A Critical Crossroad Nepal's banking and financial institutions are grappling with one of the most challenging phases in their history. Despite robust external economic indicators, internal weaknesses in the economy have significantly strained the banking sector. These challenges are causing stagnation in investments, declining profits, and rising non-performing assets (NPA), threatening the stability of the financial ecosystem.Dipesh Ghimire·6 Jan, 2025
Dipesh Ghimire·18 Jan, 2025Nepal's Budget Process Highlights Political Instability and Urgent Need for ReformNepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.Top1 min read
Dipesh Ghimire·16 Jan, 2025Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor ChallengesIn January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.Top2 min read
Dipesh Ghimire·15 Jan, 2025Company Registration Process in Nepal: Streamlining with TechnologyCompany Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.Top2 min read
Dipesh Ghimire·13 Jan, 2025National Consumer Price Index Trends: Inflationary Pressures Easing in 2024National Consumer Price Index Trends: Inflationary Pressures Easing in 2024 The National Consumer Price Index (CPI) data for the monthly series (base year 2023/24 = 100) reveals crucial insights into Nepal's inflationary trends over the past four fiscal years. The data highlights a slowdown in year-over-year inflation rates in 2024/25 compared to previous years, pointing to an easing of inflationary pressures. Here’s an analysis of the key findings:Top2 min read
Dipesh Ghimire·13 Jan, 2025Consumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological BeltsConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological Belts The latest Consumer Price Index (CPI) data, based on the fiscal year 2023/24 as the base, reveals significant trends across Nepal's ecological belts. The CPI highlights changes in the cost of goods and services in Kathmandu Valley, Terai, Hill, and Mountain regions, with notable price increases in the Food and Beverage category driving inflation.Top2 min read
Dipesh Ghimire·13 Jan, 2025Economic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed TrendsEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed Trends Nepal’s latest macroeconomic data reveals a mixed performance across key indicators, highlighting challenges in sustaining consistent growth while pointing to areas of improvement. Here’s an analysis of the data from fiscal years 2019/20 to 2023/24, providing insights into the economic trends.Top2 min read
Dipesh Ghimire·8 Jan, 2025Economic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics OfficeEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics Office The National Statistics Office has projected Nepal’s economic growth rate for the first quarter of the current fiscal year 2081/82 at 3.4%. According to the report published on Tuesday, the economy is expected to achieve modest positive growth compared to the same period of the previous fiscal year. While agriculture, tourism, and electricity production have contributed positively, weak performance in construction and trade has limited overall growth.Top2 min read
Dipesh Ghimire·6 Jan, 2025Who Are the 17 Governors of Nepal Rastra Bank ? Nepal Rastra Bank (NRB), established on April 26, 1956 (Bikram Sambat 2013 Baisakh 14), is the central bank of Nepal. It has the authority to issue currency, guide monetary policy, and regulate the activities of banks and financial institutions, ensuring control as needed. The NRB also serves as the government's economic advisor and operates as an autonomous body, free from governmental interference. Before the establishment of NRB, the Treasurer General used to sign currency notes on behalf of the kingdom. However, following the bank's inception, the tradition of having the Governor's signature on the currency notes began. Since its establishment, NRB has had 17 governors, with Mr. Maha Prasad Adhikari currently serving as the Governor.Top2 min read
Dipesh Ghimire·6 Jan, 2025Race for Nepal Rastra Bank Governor Intensifies: What’s at Stake ? Race for Nepal Rastra Bank Governor Intensifies: What’s at Stake? As the tenure of Nepal Rastra Bank Governor Maha Prasad Adhikari approaches its conclusion in three months, the race for the top position in the country’s central bank has gained momentum. Aspirants are engaging with power centers, proposing solutions to stabilize the economy, and positioning themselves as the ideal candidate for one of the most coveted roles in Nepal’s financial sector.Top3 min read
Dipesh Ghimire·6 Jan, 2025Nepal’s Banking Sector Faces Growing Challenges: A Critical CrossroadNepal’s Banking Sector Faces Growing Challenges: A Critical Crossroad Nepal's banking and financial institutions are grappling with one of the most challenging phases in their history. Despite robust external economic indicators, internal weaknesses in the economy have significantly strained the banking sector. These challenges are causing stagnation in investments, declining profits, and rising non-performing assets (NPA), threatening the stability of the financial ecosystem.Top2 min read