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Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal
Top

5 min read

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal Sachin Shilwal, born in Nepalgunj, western Nepal, is the CEO and director of Asian Capital. He completed his undergraduate education in his hometown and pursued further studies in Kathmandu. Since 2061 B.S. (2004 A.D.), Shilwal has been actively engaged in teaching, which he continues to practice as a passion and additional responsibility. In the context of Nepal's stock market, young journalist Dipesh Ghimire conducted a special interview with Shilwal for nepsetrading.com.

Dipesh Ghimire

·

21 Nov, 2024

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Read our latest blogs

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal
Top

5 min read

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal Sachin Shilwal, born in Nepalgunj, western Nepal, is the CEO and director of Asian Capital. He completed his undergraduate education in his hometown and pursued further studies in Kathmandu. Since 2061 B.S. (2004 A.D.), Shilwal has been actively engaged in teaching, which he continues to practice as a passion and additional responsibility. In the context of Nepal's stock market, young journalist Dipesh Ghimire conducted a special interview with Shilwal for nepsetrading.com.

Dipesh Ghimire

·

21 Nov, 2024

Insights on the Social Security Fund (SSF)
Popular News

2 min read

Insights on the Social Security Fund (SSF)

Insights on the Social Security Fund (SSF) Introduction to the Social Security Fund The Social Security Fund (SSF) in Nepal formally began receiving worker contributions on August 1, 2019 (2076 Shrawan 1 B.S.). Initially, the implementation faced challenges, but the introduction of various guidelines—2018 Operational Guideline for Formal Sector Workers, 2022 Guideline for Informal and Self-Employed Workers, and 2022 Guideline for Foreign Employment Workers—significantly expanded its scope. By the end of 2023, the SSF had registered 18,554 employers and 1,022,896 contributors, reflecting growing trust in the system.

Dipesh Ghimire

·

19 Nov, 2024

Liberal Economic Policies for Economic Development
Popular News

2 min read

Liberal Economic Policies for Economic Development

Liberal Economic Policies for Economic Development This article explores the connection between economic development, liberal economic policies, and liberalization. It emphasizes the necessity of prudent and effective regulation for implementing liberal policies, analyzes their positive impacts, and addresses the challenges posed by weak regulatory frameworks. The article concludes with practical solutions to accelerate Nepal's economic growth through refined liberal policies.

Dipesh Ghimire

·

19 Nov, 2024

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81
Popular News

2 min read

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81 Nepal Rastra Bank (NRB) has released its financial report for the fiscal year 2080/81 (2023/24), showcasing robust growth across several financial metrics. The central bank recorded a net income of NPR 73.76 billion, a 21.96% increase compared to the previous fiscal year. This growth reflects the bank's improved management of foreign exchange and asset revaluation, which contributed significantly to the overall profitability.

Dipesh Ghimire

·

18 Nov, 2024

How Does an Economy Function?
Popular News

3 min read

How Does an Economy Function?

How Does an Economy Function? An economy operates in a cyclical flow involving financial sectors, government bodies, external investments, production, supply, consumption, imports, and exports. Developing countries are often focused on achieving high economic growth rates, while developed nations are concerned with maintaining consistent growth. Strong economic growth forms the backbone of democracy. However, if activities like production, employment, and supply do not adequately support democracy, the concept becomes theoretical and lacks practical value. Democracy's functionality lies in directly addressing the daily lives of citizens through the creation and distribution of economic opportunities. Freedom without economic opportunities is incomplete.

Dipesh Ghimire

·

15 Nov, 2024

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal
Popular News

1 min read

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal Prithvi Narayan Shah, honored as the architect of a unified Nepal, not only played a significant role in merging diverse principalities but also set the foundations of an economic policy that emphasized self-sufficiency, accountability, and fair governance. His approach to economic management has remained a subject of interest, offering lessons for modern Nepal, especially in times when economic independence is key to sustainable development.

Dipesh Ghimire

·

15 Nov, 2024

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081
Popular News

6 min read

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081 Interest rates play a pivotal role in the financial ecosystem, impacting how people save, invest, and borrow. In Nepal, as in other countries, these rates reflect the broader economic climate and the strategic goals of banks. Recently, commercial banks in Nepal announced adjustments to their deposit interest rates for Mangsir 2081. This article explores these adjustments in detail, analyzing their implications for individuals, institutions, and the economy as a whole. The focus of this analysis is to understand why banks have made these changes, what they might signal about the financial outlook in Nepal, and how different stakeholders—depositors, borrowers, policymakers—may need to adapt. In a country where the banking sector significantly impacts the economy, these shifts in interest rates can have widespread effects.

Dipesh Ghimire

·

15 Nov, 2024

Immediate Actions to Revitalize the Economy
Popular News

2 min read

Immediate Actions to Revitalize the Economy

Disburse approximately NPR 74 billion pending payments for the construction sector and around NPR 3 billion for dairy and sugarcane farmers without delay. Release approximately NPR 3.5 billion in export subsidies that have been stalled for two years to boost exports, which have been declining. Settle around NPR 16 billion in overdue interest subsidies for concessional agricultural loans to make this loan system effective. Address the issues faced by cooperative members and rejuvenate cooperative activities by establishing a separate regulatory body for financial cooperatives.

Dipesh Ghimire

·

10 Nov, 2024

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market
Popular News

4 min read

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market Chhotelal Rauniyar is a widely recognized figure in Nepal’s stock market, especially among those familiar with the ups and downs of investment. Having crossed over 60 years of life, Chhotelal is known today as a successful investor. Born in Kathmandu’s Makkhan neighborhood, he was the youngest of five brothers. His father, the late Sivanandan, and mother, the late Motidevi, named him Chhotelal, a name chosen by his teacher for being the youngest son. But Rauniyar’s contribution to Nepal’s stock market goes far beyond his name. Coming from a family with a traditional textile business, Rauniyar always had a different mindset. He chose to leave behind the family trade and ventured into the garment industry, focusing on production and exports. However, life doesn’t always follow the same path. After his garment factory was forced to shut down, Rauniyar’s life took a new turn, one that he calls the "second innings" of his life.

Dipesh Ghimire

·

19 Oct, 2024

The Story of Nirmal Pradhan: The Stock Market King
Top

4 min read

The Story of Nirmal Pradhan: The Stock Market King

The Story of Nirmal Pradhan: The Stock Market King In the history of Nepal’s stock market, one name stands out above the rest—Nirmal Pradhan. He entered the stock market in 1998 (2055 B.S.) and experienced a significant downturn in 2000-2001 (2057–58 B.S.), resulting in heavy losses. However, Nirmal Pradhan’s journey did not end there. His perseverance and unwavering determination in the face of adversity eventually led him to become one of Nepal’s most successful investors, earning him the title of the "Stock Market King." This is the story of Nirmal Pradhan’s struggles, resilience, and eventual success in the world of investments.

Dipesh Ghimire

·

19 Oct, 2024

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market
Top

1 min read

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market Rakesh Jhunjhunwala, often known as the "Big Bull" of the Indian stock market, was a visionary investor who became synonymous with long-term, bold investing. From a middle-class upbringing, Jhunjhunwala built an empire in the stock market through his keen insights, calculated risks, and unwavering belief in India's growth. His life and philosophy continue to inspire countless investors. Here are some of his most famous quotes that reflect his investment mindset:

Dipesh Ghimire

·

19 Oct, 2024

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game
Popular News

5 min read

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game The stock market has witnessed a significant transformation over the past few years, largely driven by advancements in technology. What once relied heavily on manual trading and human intuition has now evolved into a data-driven, high-speed environment where technology plays a pivotal role in decision-making and trade execution. In this blog, we’ll explore how three key technologies—Blockchain, Artificial Intelligence (AI), and Data Analytics—are reshaping the stock market and creating new opportunities for investors and traders alike.

Dipesh Ghimire

·

4 Oct, 2024

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.?
Popular News

4 min read

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.?

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.? The stock market is a critical component of any country's economic growth, providing companies with the means to raise capital and giving investors opportunities to grow and secure their wealth. While the structure and operation of stock markets differ across countries, their fundamental goal remains the same: to assist companies in raising capital and to offer investors opportunities to invest. In this blog, we will explore how stock markets operate in major economies like the U.S., China, India, Japan, and the U.K., and how transactions are carried out.

Dipesh Ghimire

·

4 Oct, 2024

Books and Resources for Learning About the Stock Market
Popular News

4 min read

Books and Resources for Learning About the Stock Market

Books and Resources for Learning About the Stock Market Investing in the stock market requires both fundamental and technical knowledge. Whether you are a novice investor or an experienced trader, continuous learning and staying updated with the right resources are essential for long-term success in the stock market. In this blog, we will discuss some of the best books and online resources that can make your investment journey more effective.

Dipesh Ghimire

·

4 Oct, 2024

Capitalist Economy: Characteristics, Strengths, and Weaknesses
Popular News

2 min read

Capitalist Economy: Characteristics, Strengths, and Weaknesses

A capitalist economy is an economic system where the means of production, such as land, factories, and labor, are privately owned. In this system, government intervention is minimal, and economic activities are primarily driven by private ownership. In a capitalist economy, the following activities are carried out autonomously: Determination of sectors and timing for investment. Selection of goods and services to be produced. Determination of the market for sale.

Dipesh Ghimire

·

4 Sep, 2024

Amendment to the Banks and Financial Institutions Act (BAFIA) 2073: Reforms and New Provisions in the Banking Sector
Popular News

4 min read

Amendment to the Banks and Financial Institutions Act (BAFIA) 2073: Reforms and New Provisions in the Banking Sector

To further strengthen and organize Nepal's banking sector, a proposal to amend the Banks and Financial Institutions Act (BAFIA) 2073 is currently under consideration in the House of Representatives. The Ministry of Finance has pushed the BAFIA amendment bill forward to implement the latest practices developed in national and international financial systems, enhance financial security, and adapt to technological changes. This bill seeks to bring four major changes to the banking sector. 1. Proposal to Separate Bankers and Entrepreneurs One of the main challenges in Nepal's banking sector is the relationship between bank investors and entrepreneurs, and the associated risks. The bill proposes that any individual holding more than 1% of the paid-up capital of any bank should not be allowed to borrow from other banks or financial institutions. The current limit is 2%. This provision aims to tighten controls on investors in the banking sector and reduce the possibility of uncontrolled investments. Under Section 52 of the BAFIA bill, it is proposed that banks and financial institutions should not provide any loans or facilities to affiliated persons or those with significant ownership in any bank. This provision is expected to help minimize financial risks in the banking sector. However, stakeholders have expressed concerns that this provision might negatively impact the investment climate due to investments made by businesses in the banks.

Dipesh Ghimire

·

2 Sep, 2024

IPO Pipeline Status: A Closer Look at the Upcoming Public Offerings
Popular News

3 min read

IPO Pipeline Status: A Closer Look at the Upcoming Public Offerings

Nepal's capital market is set to witness a wave of Initial Public Offerings (IPOs) as several companies across diverse sectors prepare to go public. According to the latest data from SEBON, a total of 26 companies are in the IPO pipeline, collectively seeking to raise NPR 26.81 billion by issuing approximately 160.61 million shares. This influx of IPOs is a reflection of the growing interest among businesses to tap into public capital, and it provides a diverse range of investment opportunities for investors.

Dipesh Ghimire

·

28 Aug, 2024

Impact and Strategies When Interest Rates on Savings and Term Deposits Decrease
Economy

2 min read

Impact and Strategies When Interest Rates on Savings and Term Deposits Decrease

With the start of the fiscal year 2081/82, all banks and financial institutions have reduced the interest rates on savings and term deposit accounts. Commercial banks have announced an average interest rate of 3% on regular savings accounts and 6% on term deposit accounts. According to recent data published by Nepal Rastra Bank, consumer inflation is averaging at 5%. This means that something which cost NPR 100 yesterday now costs NPR 105. In this situation, a 3% interest on savings cannot keep up with inflation. Such a move by the banks discourages savers. Observing the decisions made by banks to reduce interest rates over the past 5-6 months, there is a possibility that interest rates may drop even further.

Dipesh Ghimire

·

20 Jul, 2024

Challenges In Development Efforts, Social Justice And Prosperity
Popular News

5 min read

Challenges In Development Efforts, Social Justice And Prosperity

The proposed budget for the fiscal year 80/81 was NPR 1751 billion, but it was revised down to NPR 1530 billion. Similarly, the proposed budget for the fiscal year 81/82 of NPR 1860 billion was passed by the parliament but faces implementation challenges. It is concerning that, despite a proposed foreign grant of NPR 50 billion for the fiscal year 80/81, only NPR 3 billion was received by the end of Jestha. We have failed to gain credibility abroad and have not been able to raise other projected resources. This issue is serious. The inability to mobilize expected revenue, to spend capital expenditure, to implement proposed domestic and foreign loans, and the increasing burden of debt repayment are challenges to our journey towards prosperity. Today, we will discuss the country's economy and development issues. The socialist-oriented governance system mentioned in Nepal's existing constitution is fundamentally liberal, open, and competitive in character. However, there are implementation problems despite the provisions in the constitution. We have analyzed the challenges seen in development efforts.

Dipesh Ghimire

·

10 Jul, 2024

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Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal
Top

5 min read

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal Sachin Shilwal, born in Nepalgunj, western Nepal, is the CEO and director of Asian Capital. He completed his undergraduate education in his hometown and pursued further studies in Kathmandu. Since 2061 B.S. (2004 A.D.), Shilwal has been actively engaged in teaching, which he continues to practice as a passion and additional responsibility. In the context of Nepal's stock market, young journalist Dipesh Ghimire conducted a special interview with Shilwal for nepsetrading.com.

Dipesh Ghimire

·

21 Nov, 2024

Insights on the Social Security Fund (SSF)
Popular News

2 min read

Insights on the Social Security Fund (SSF)

Insights on the Social Security Fund (SSF) Introduction to the Social Security Fund The Social Security Fund (SSF) in Nepal formally began receiving worker contributions on August 1, 2019 (2076 Shrawan 1 B.S.). Initially, the implementation faced challenges, but the introduction of various guidelines—2018 Operational Guideline for Formal Sector Workers, 2022 Guideline for Informal and Self-Employed Workers, and 2022 Guideline for Foreign Employment Workers—significantly expanded its scope. By the end of 2023, the SSF had registered 18,554 employers and 1,022,896 contributors, reflecting growing trust in the system.

Dipesh Ghimire

·

19 Nov, 2024

Liberal Economic Policies for Economic Development
Popular News

2 min read

Liberal Economic Policies for Economic Development

Liberal Economic Policies for Economic Development This article explores the connection between economic development, liberal economic policies, and liberalization. It emphasizes the necessity of prudent and effective regulation for implementing liberal policies, analyzes their positive impacts, and addresses the challenges posed by weak regulatory frameworks. The article concludes with practical solutions to accelerate Nepal's economic growth through refined liberal policies.

Dipesh Ghimire

·

19 Nov, 2024

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81
Popular News

2 min read

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81 Nepal Rastra Bank (NRB) has released its financial report for the fiscal year 2080/81 (2023/24), showcasing robust growth across several financial metrics. The central bank recorded a net income of NPR 73.76 billion, a 21.96% increase compared to the previous fiscal year. This growth reflects the bank's improved management of foreign exchange and asset revaluation, which contributed significantly to the overall profitability.

Dipesh Ghimire

·

18 Nov, 2024

How Does an Economy Function?
Popular News

3 min read

How Does an Economy Function?

How Does an Economy Function? An economy operates in a cyclical flow involving financial sectors, government bodies, external investments, production, supply, consumption, imports, and exports. Developing countries are often focused on achieving high economic growth rates, while developed nations are concerned with maintaining consistent growth. Strong economic growth forms the backbone of democracy. However, if activities like production, employment, and supply do not adequately support democracy, the concept becomes theoretical and lacks practical value. Democracy's functionality lies in directly addressing the daily lives of citizens through the creation and distribution of economic opportunities. Freedom without economic opportunities is incomplete.

Dipesh Ghimire

·

15 Nov, 2024

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal
Popular News

1 min read

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal Prithvi Narayan Shah, honored as the architect of a unified Nepal, not only played a significant role in merging diverse principalities but also set the foundations of an economic policy that emphasized self-sufficiency, accountability, and fair governance. His approach to economic management has remained a subject of interest, offering lessons for modern Nepal, especially in times when economic independence is key to sustainable development.

Dipesh Ghimire

·

15 Nov, 2024

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081
Popular News

6 min read

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081 Interest rates play a pivotal role in the financial ecosystem, impacting how people save, invest, and borrow. In Nepal, as in other countries, these rates reflect the broader economic climate and the strategic goals of banks. Recently, commercial banks in Nepal announced adjustments to their deposit interest rates for Mangsir 2081. This article explores these adjustments in detail, analyzing their implications for individuals, institutions, and the economy as a whole. The focus of this analysis is to understand why banks have made these changes, what they might signal about the financial outlook in Nepal, and how different stakeholders—depositors, borrowers, policymakers—may need to adapt. In a country where the banking sector significantly impacts the economy, these shifts in interest rates can have widespread effects.

Dipesh Ghimire

·

15 Nov, 2024

Immediate Actions to Revitalize the Economy
Popular News

2 min read

Immediate Actions to Revitalize the Economy

Disburse approximately NPR 74 billion pending payments for the construction sector and around NPR 3 billion for dairy and sugarcane farmers without delay. Release approximately NPR 3.5 billion in export subsidies that have been stalled for two years to boost exports, which have been declining. Settle around NPR 16 billion in overdue interest subsidies for concessional agricultural loans to make this loan system effective. Address the issues faced by cooperative members and rejuvenate cooperative activities by establishing a separate regulatory body for financial cooperatives.

Dipesh Ghimire

·

10 Nov, 2024

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market
Popular News

4 min read

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market Chhotelal Rauniyar is a widely recognized figure in Nepal’s stock market, especially among those familiar with the ups and downs of investment. Having crossed over 60 years of life, Chhotelal is known today as a successful investor. Born in Kathmandu’s Makkhan neighborhood, he was the youngest of five brothers. His father, the late Sivanandan, and mother, the late Motidevi, named him Chhotelal, a name chosen by his teacher for being the youngest son. But Rauniyar’s contribution to Nepal’s stock market goes far beyond his name. Coming from a family with a traditional textile business, Rauniyar always had a different mindset. He chose to leave behind the family trade and ventured into the garment industry, focusing on production and exports. However, life doesn’t always follow the same path. After his garment factory was forced to shut down, Rauniyar’s life took a new turn, one that he calls the "second innings" of his life.

Dipesh Ghimire

·

19 Oct, 2024

The Story of Nirmal Pradhan: The Stock Market King
Top

4 min read

The Story of Nirmal Pradhan: The Stock Market King

The Story of Nirmal Pradhan: The Stock Market King In the history of Nepal’s stock market, one name stands out above the rest—Nirmal Pradhan. He entered the stock market in 1998 (2055 B.S.) and experienced a significant downturn in 2000-2001 (2057–58 B.S.), resulting in heavy losses. However, Nirmal Pradhan’s journey did not end there. His perseverance and unwavering determination in the face of adversity eventually led him to become one of Nepal’s most successful investors, earning him the title of the "Stock Market King." This is the story of Nirmal Pradhan’s struggles, resilience, and eventual success in the world of investments.

Dipesh Ghimire

·

19 Oct, 2024

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market
Top

1 min read

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market Rakesh Jhunjhunwala, often known as the "Big Bull" of the Indian stock market, was a visionary investor who became synonymous with long-term, bold investing. From a middle-class upbringing, Jhunjhunwala built an empire in the stock market through his keen insights, calculated risks, and unwavering belief in India's growth. His life and philosophy continue to inspire countless investors. Here are some of his most famous quotes that reflect his investment mindset:

Dipesh Ghimire

·

19 Oct, 2024

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game
Popular News

5 min read

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game The stock market has witnessed a significant transformation over the past few years, largely driven by advancements in technology. What once relied heavily on manual trading and human intuition has now evolved into a data-driven, high-speed environment where technology plays a pivotal role in decision-making and trade execution. In this blog, we’ll explore how three key technologies—Blockchain, Artificial Intelligence (AI), and Data Analytics—are reshaping the stock market and creating new opportunities for investors and traders alike.

Dipesh Ghimire

·

4 Oct, 2024

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.?
Popular News

4 min read

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.?

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.? The stock market is a critical component of any country's economic growth, providing companies with the means to raise capital and giving investors opportunities to grow and secure their wealth. While the structure and operation of stock markets differ across countries, their fundamental goal remains the same: to assist companies in raising capital and to offer investors opportunities to invest. In this blog, we will explore how stock markets operate in major economies like the U.S., China, India, Japan, and the U.K., and how transactions are carried out.

Dipesh Ghimire

·

4 Oct, 2024

Books and Resources for Learning About the Stock Market
Popular News

4 min read

Books and Resources for Learning About the Stock Market

Books and Resources for Learning About the Stock Market Investing in the stock market requires both fundamental and technical knowledge. Whether you are a novice investor or an experienced trader, continuous learning and staying updated with the right resources are essential for long-term success in the stock market. In this blog, we will discuss some of the best books and online resources that can make your investment journey more effective.

Dipesh Ghimire

·

4 Oct, 2024

Capitalist Economy: Characteristics, Strengths, and Weaknesses
Popular News

2 min read

Capitalist Economy: Characteristics, Strengths, and Weaknesses

A capitalist economy is an economic system where the means of production, such as land, factories, and labor, are privately owned. In this system, government intervention is minimal, and economic activities are primarily driven by private ownership. In a capitalist economy, the following activities are carried out autonomously: Determination of sectors and timing for investment. Selection of goods and services to be produced. Determination of the market for sale.

Dipesh Ghimire

·

4 Sep, 2024

Amendment to the Banks and Financial Institutions Act (BAFIA) 2073: Reforms and New Provisions in the Banking Sector
Popular News

4 min read

Amendment to the Banks and Financial Institutions Act (BAFIA) 2073: Reforms and New Provisions in the Banking Sector

To further strengthen and organize Nepal's banking sector, a proposal to amend the Banks and Financial Institutions Act (BAFIA) 2073 is currently under consideration in the House of Representatives. The Ministry of Finance has pushed the BAFIA amendment bill forward to implement the latest practices developed in national and international financial systems, enhance financial security, and adapt to technological changes. This bill seeks to bring four major changes to the banking sector. 1. Proposal to Separate Bankers and Entrepreneurs One of the main challenges in Nepal's banking sector is the relationship between bank investors and entrepreneurs, and the associated risks. The bill proposes that any individual holding more than 1% of the paid-up capital of any bank should not be allowed to borrow from other banks or financial institutions. The current limit is 2%. This provision aims to tighten controls on investors in the banking sector and reduce the possibility of uncontrolled investments. Under Section 52 of the BAFIA bill, it is proposed that banks and financial institutions should not provide any loans or facilities to affiliated persons or those with significant ownership in any bank. This provision is expected to help minimize financial risks in the banking sector. However, stakeholders have expressed concerns that this provision might negatively impact the investment climate due to investments made by businesses in the banks.

Dipesh Ghimire

·

2 Sep, 2024

IPO Pipeline Status: A Closer Look at the Upcoming Public Offerings
Popular News

3 min read

IPO Pipeline Status: A Closer Look at the Upcoming Public Offerings

Nepal's capital market is set to witness a wave of Initial Public Offerings (IPOs) as several companies across diverse sectors prepare to go public. According to the latest data from SEBON, a total of 26 companies are in the IPO pipeline, collectively seeking to raise NPR 26.81 billion by issuing approximately 160.61 million shares. This influx of IPOs is a reflection of the growing interest among businesses to tap into public capital, and it provides a diverse range of investment opportunities for investors.

Dipesh Ghimire

·

28 Aug, 2024

Impact and Strategies When Interest Rates on Savings and Term Deposits Decrease
Economy

2 min read

Impact and Strategies When Interest Rates on Savings and Term Deposits Decrease

With the start of the fiscal year 2081/82, all banks and financial institutions have reduced the interest rates on savings and term deposit accounts. Commercial banks have announced an average interest rate of 3% on regular savings accounts and 6% on term deposit accounts. According to recent data published by Nepal Rastra Bank, consumer inflation is averaging at 5%. This means that something which cost NPR 100 yesterday now costs NPR 105. In this situation, a 3% interest on savings cannot keep up with inflation. Such a move by the banks discourages savers. Observing the decisions made by banks to reduce interest rates over the past 5-6 months, there is a possibility that interest rates may drop even further.

Dipesh Ghimire

·

20 Jul, 2024

Challenges In Development Efforts, Social Justice And Prosperity
Popular News

5 min read

Challenges In Development Efforts, Social Justice And Prosperity

The proposed budget for the fiscal year 80/81 was NPR 1751 billion, but it was revised down to NPR 1530 billion. Similarly, the proposed budget for the fiscal year 81/82 of NPR 1860 billion was passed by the parliament but faces implementation challenges. It is concerning that, despite a proposed foreign grant of NPR 50 billion for the fiscal year 80/81, only NPR 3 billion was received by the end of Jestha. We have failed to gain credibility abroad and have not been able to raise other projected resources. This issue is serious. The inability to mobilize expected revenue, to spend capital expenditure, to implement proposed domestic and foreign loans, and the increasing burden of debt repayment are challenges to our journey towards prosperity. Today, we will discuss the country's economy and development issues. The socialist-oriented governance system mentioned in Nepal's existing constitution is fundamentally liberal, open, and competitive in character. However, there are implementation problems despite the provisions in the constitution. We have analyzed the challenges seen in development efforts.

Dipesh Ghimire

·

10 Jul, 2024

More Blogs

Explore more blogs

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal

Dipesh Ghimire

·

21 Nov, 2024

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal

Challenges and Opportunities in Nepal's Stock Market: An Exclusive Interview with Sachin Shilwal Sachin Shilwal, born in Nepalgunj, western Nepal, is the CEO and director of Asian Capital. He completed his undergraduate education in his hometown and pursued further studies in Kathmandu. Since 2061 B.S. (2004 A.D.), Shilwal has been actively engaged in teaching, which he continues to practice as a passion and additional responsibility. In the context of Nepal's stock market, young journalist Dipesh Ghimire conducted a special interview with Shilwal for nepsetrading.com.

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5 min read

Insights on the Social Security Fund (SSF)

Dipesh Ghimire

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19 Nov, 2024

Insights on the Social Security Fund (SSF)

Insights on the Social Security Fund (SSF) Introduction to the Social Security Fund The Social Security Fund (SSF) in Nepal formally began receiving worker contributions on August 1, 2019 (2076 Shrawan 1 B.S.). Initially, the implementation faced challenges, but the introduction of various guidelines—2018 Operational Guideline for Formal Sector Workers, 2022 Guideline for Informal and Self-Employed Workers, and 2022 Guideline for Foreign Employment Workers—significantly expanded its scope. By the end of 2023, the SSF had registered 18,554 employers and 1,022,896 contributors, reflecting growing trust in the system.

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2 min read

Liberal Economic Policies for Economic Development

Dipesh Ghimire

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19 Nov, 2024

Liberal Economic Policies for Economic Development

Liberal Economic Policies for Economic Development This article explores the connection between economic development, liberal economic policies, and liberalization. It emphasizes the necessity of prudent and effective regulation for implementing liberal policies, analyzes their positive impacts, and addresses the challenges posed by weak regulatory frameworks. The article concludes with practical solutions to accelerate Nepal's economic growth through refined liberal policies.

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2 min read

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81

Dipesh Ghimire

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18 Nov, 2024

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81

Nepal Rastra Bank Reports 21.96% Net Income Growth in FY 2080/81 Nepal Rastra Bank (NRB) has released its financial report for the fiscal year 2080/81 (2023/24), showcasing robust growth across several financial metrics. The central bank recorded a net income of NPR 73.76 billion, a 21.96% increase compared to the previous fiscal year. This growth reflects the bank's improved management of foreign exchange and asset revaluation, which contributed significantly to the overall profitability.

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2 min read

How Does an Economy Function?

Dipesh Ghimire

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15 Nov, 2024

How Does an Economy Function?

How Does an Economy Function? An economy operates in a cyclical flow involving financial sectors, government bodies, external investments, production, supply, consumption, imports, and exports. Developing countries are often focused on achieving high economic growth rates, while developed nations are concerned with maintaining consistent growth. Strong economic growth forms the backbone of democracy. However, if activities like production, employment, and supply do not adequately support democracy, the concept becomes theoretical and lacks practical value. Democracy's functionality lies in directly addressing the daily lives of citizens through the creation and distribution of economic opportunities. Freedom without economic opportunities is incomplete.

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3 min read

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal

Dipesh Ghimire

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15 Nov, 2024

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal

Prithvi Narayan Shah's Visionary Economic Policies: Lessons for Modern Nepal Prithvi Narayan Shah, honored as the architect of a unified Nepal, not only played a significant role in merging diverse principalities but also set the foundations of an economic policy that emphasized self-sufficiency, accountability, and fair governance. His approach to economic management has remained a subject of interest, offering lessons for modern Nepal, especially in times when economic independence is key to sustainable development.

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1 min read

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081

Dipesh Ghimire

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15 Nov, 2024

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081

Interest Rate Adjustment Analysis of Commercial Banks in Nepal for Mangsir 2081 Interest rates play a pivotal role in the financial ecosystem, impacting how people save, invest, and borrow. In Nepal, as in other countries, these rates reflect the broader economic climate and the strategic goals of banks. Recently, commercial banks in Nepal announced adjustments to their deposit interest rates for Mangsir 2081. This article explores these adjustments in detail, analyzing their implications for individuals, institutions, and the economy as a whole. The focus of this analysis is to understand why banks have made these changes, what they might signal about the financial outlook in Nepal, and how different stakeholders—depositors, borrowers, policymakers—may need to adapt. In a country where the banking sector significantly impacts the economy, these shifts in interest rates can have widespread effects.

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6 min read

Immediate Actions to Revitalize the Economy

Dipesh Ghimire

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10 Nov, 2024

Immediate Actions to Revitalize the Economy

Disburse approximately NPR 74 billion pending payments for the construction sector and around NPR 3 billion for dairy and sugarcane farmers without delay. Release approximately NPR 3.5 billion in export subsidies that have been stalled for two years to boost exports, which have been declining. Settle around NPR 16 billion in overdue interest subsidies for concessional agricultural loans to make this loan system effective. Address the issues faced by cooperative members and rejuvenate cooperative activities by establishing a separate regulatory body for financial cooperatives.

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2 min read

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market

Dipesh Ghimire

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19 Oct, 2024

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market

The Journey of Chhote lal Rauniyar: A Successful Investor in Nepal's Stock Market Chhotelal Rauniyar is a widely recognized figure in Nepal’s stock market, especially among those familiar with the ups and downs of investment. Having crossed over 60 years of life, Chhotelal is known today as a successful investor. Born in Kathmandu’s Makkhan neighborhood, he was the youngest of five brothers. His father, the late Sivanandan, and mother, the late Motidevi, named him Chhotelal, a name chosen by his teacher for being the youngest son. But Rauniyar’s contribution to Nepal’s stock market goes far beyond his name. Coming from a family with a traditional textile business, Rauniyar always had a different mindset. He chose to leave behind the family trade and ventured into the garment industry, focusing on production and exports. However, life doesn’t always follow the same path. After his garment factory was forced to shut down, Rauniyar’s life took a new turn, one that he calls the "second innings" of his life.

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4 min read

The Story of Nirmal Pradhan: The Stock Market King

Dipesh Ghimire

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19 Oct, 2024

The Story of Nirmal Pradhan: The Stock Market King

The Story of Nirmal Pradhan: The Stock Market King In the history of Nepal’s stock market, one name stands out above the rest—Nirmal Pradhan. He entered the stock market in 1998 (2055 B.S.) and experienced a significant downturn in 2000-2001 (2057–58 B.S.), resulting in heavy losses. However, Nirmal Pradhan’s journey did not end there. His perseverance and unwavering determination in the face of adversity eventually led him to become one of Nepal’s most successful investors, earning him the title of the "Stock Market King." This is the story of Nirmal Pradhan’s struggles, resilience, and eventual success in the world of investments.

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4 min read

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market

Dipesh Ghimire

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19 Oct, 2024

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market

Rakesh Jhunjhunwala: A Visionary Investor of the Indian Stock Market Rakesh Jhunjhunwala, often known as the "Big Bull" of the Indian stock market, was a visionary investor who became synonymous with long-term, bold investing. From a middle-class upbringing, Jhunjhunwala built an empire in the stock market through his keen insights, calculated risks, and unwavering belief in India's growth. His life and philosophy continue to inspire countless investors. Here are some of his most famous quotes that reflect his investment mindset:

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1 min read

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game

Dipesh Ghimire

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4 Oct, 2024

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game

Technologies Transforming the Stock Market: How Blockchain, Artificial Intelligence, and Data Analytics Are Changing the Game The stock market has witnessed a significant transformation over the past few years, largely driven by advancements in technology. What once relied heavily on manual trading and human intuition has now evolved into a data-driven, high-speed environment where technology plays a pivotal role in decision-making and trade execution. In this blog, we’ll explore how three key technologies—Blockchain, Artificial Intelligence (AI), and Data Analytics—are reshaping the stock market and creating new opportunities for investors and traders alike.

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5 min read

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.?

Dipesh Ghimire

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4 Oct, 2024

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.?

How Do Stock Markets Operate in Major Countries Like the U.S., China, India, Japan, and the U.K.? The stock market is a critical component of any country's economic growth, providing companies with the means to raise capital and giving investors opportunities to grow and secure their wealth. While the structure and operation of stock markets differ across countries, their fundamental goal remains the same: to assist companies in raising capital and to offer investors opportunities to invest. In this blog, we will explore how stock markets operate in major economies like the U.S., China, India, Japan, and the U.K., and how transactions are carried out.

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4 min read

Books and Resources for Learning About the Stock Market

Dipesh Ghimire

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4 Oct, 2024

Books and Resources for Learning About the Stock Market

Books and Resources for Learning About the Stock Market Investing in the stock market requires both fundamental and technical knowledge. Whether you are a novice investor or an experienced trader, continuous learning and staying updated with the right resources are essential for long-term success in the stock market. In this blog, we will discuss some of the best books and online resources that can make your investment journey more effective.

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4 min read

Capitalist Economy: Characteristics, Strengths, and Weaknesses

Dipesh Ghimire

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4 Sep, 2024

Capitalist Economy: Characteristics, Strengths, and Weaknesses

A capitalist economy is an economic system where the means of production, such as land, factories, and labor, are privately owned. In this system, government intervention is minimal, and economic activities are primarily driven by private ownership. In a capitalist economy, the following activities are carried out autonomously: Determination of sectors and timing for investment. Selection of goods and services to be produced. Determination of the market for sale.

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2 min read

Amendment to the Banks and Financial Institutions Act (BAFIA) 2073: Reforms and New Provisions in the Banking Sector

Dipesh Ghimire

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2 Sep, 2024

Amendment to the Banks and Financial Institutions Act (BAFIA) 2073: Reforms and New Provisions in the Banking Sector

To further strengthen and organize Nepal's banking sector, a proposal to amend the Banks and Financial Institutions Act (BAFIA) 2073 is currently under consideration in the House of Representatives. The Ministry of Finance has pushed the BAFIA amendment bill forward to implement the latest practices developed in national and international financial systems, enhance financial security, and adapt to technological changes. This bill seeks to bring four major changes to the banking sector. 1. Proposal to Separate Bankers and Entrepreneurs One of the main challenges in Nepal's banking sector is the relationship between bank investors and entrepreneurs, and the associated risks. The bill proposes that any individual holding more than 1% of the paid-up capital of any bank should not be allowed to borrow from other banks or financial institutions. The current limit is 2%. This provision aims to tighten controls on investors in the banking sector and reduce the possibility of uncontrolled investments. Under Section 52 of the BAFIA bill, it is proposed that banks and financial institutions should not provide any loans or facilities to affiliated persons or those with significant ownership in any bank. This provision is expected to help minimize financial risks in the banking sector. However, stakeholders have expressed concerns that this provision might negatively impact the investment climate due to investments made by businesses in the banks.

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4 min read

IPO Pipeline Status: A Closer Look at the Upcoming Public Offerings

Dipesh Ghimire

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28 Aug, 2024

IPO Pipeline Status: A Closer Look at the Upcoming Public Offerings

Nepal's capital market is set to witness a wave of Initial Public Offerings (IPOs) as several companies across diverse sectors prepare to go public. According to the latest data from SEBON, a total of 26 companies are in the IPO pipeline, collectively seeking to raise NPR 26.81 billion by issuing approximately 160.61 million shares. This influx of IPOs is a reflection of the growing interest among businesses to tap into public capital, and it provides a diverse range of investment opportunities for investors.

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3 min read

Impact and Strategies When Interest Rates on Savings and Term Deposits Decrease

Dipesh Ghimire

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20 Jul, 2024

Impact and Strategies When Interest Rates on Savings and Term Deposits Decrease

With the start of the fiscal year 2081/82, all banks and financial institutions have reduced the interest rates on savings and term deposit accounts. Commercial banks have announced an average interest rate of 3% on regular savings accounts and 6% on term deposit accounts. According to recent data published by Nepal Rastra Bank, consumer inflation is averaging at 5%. This means that something which cost NPR 100 yesterday now costs NPR 105. In this situation, a 3% interest on savings cannot keep up with inflation. Such a move by the banks discourages savers. Observing the decisions made by banks to reduce interest rates over the past 5-6 months, there is a possibility that interest rates may drop even further.

Economy

2 min read

Challenges In Development Efforts, Social Justice And Prosperity

Dipesh Ghimire

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10 Jul, 2024

Challenges In Development Efforts, Social Justice And Prosperity

The proposed budget for the fiscal year 80/81 was NPR 1751 billion, but it was revised down to NPR 1530 billion. Similarly, the proposed budget for the fiscal year 81/82 of NPR 1860 billion was passed by the parliament but faces implementation challenges. It is concerning that, despite a proposed foreign grant of NPR 50 billion for the fiscal year 80/81, only NPR 3 billion was received by the end of Jestha. We have failed to gain credibility abroad and have not been able to raise other projected resources. This issue is serious. The inability to mobilize expected revenue, to spend capital expenditure, to implement proposed domestic and foreign loans, and the increasing burden of debt repayment are challenges to our journey towards prosperity. Today, we will discuss the country's economy and development issues. The socialist-oriented governance system mentioned in Nepal's existing constitution is fundamentally liberal, open, and competitive in character. However, there are implementation problems despite the provisions in the constitution. We have analyzed the challenges seen in development efforts.

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5 min read