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Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies
Top

4 min read

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies The banking sector plays a crucial role in a nation's economic stability, but it is also one of the most stressful industries. The increasing workload, unrealistic performance targets, job insecurity, regulatory pressures, and economic fluctuations have all contributed to growing stress levels among banking employees. While moderate stress can enhance productivity and motivation, excessive stress can have severe consequences, including burnout, employee dissatisfaction, and even financial instability. Effective stress management strategies are necessary to ensure the sector remains robust and sustainable.

Dipesh Ghimire

·

20 Feb, 2025

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance
Top

2 min read

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance In today’s digital economy, Peer-to-Peer (P2P) lending has emerged as a significant alternative to traditional banking. It enables individuals to lend and borrow money directly through online platforms without the involvement of conventional financial institutions. This model is transforming the financial landscape by increasing access to credit while offering lenders attractive returns. However, P2P lending also comes with risks that must be carefully managed through regulatory oversight and responsible investing.

Dipesh Ghimire

·

20 Feb, 2025

Latest Blogs

Read our latest blogs

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies
Top

4 min read

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies The banking sector plays a crucial role in a nation's economic stability, but it is also one of the most stressful industries. The increasing workload, unrealistic performance targets, job insecurity, regulatory pressures, and economic fluctuations have all contributed to growing stress levels among banking employees. While moderate stress can enhance productivity and motivation, excessive stress can have severe consequences, including burnout, employee dissatisfaction, and even financial instability. Effective stress management strategies are necessary to ensure the sector remains robust and sustainable.

Dipesh Ghimire

·

20 Feb, 2025

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance
Top

2 min read

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance In today’s digital economy, Peer-to-Peer (P2P) lending has emerged as a significant alternative to traditional banking. It enables individuals to lend and borrow money directly through online platforms without the involvement of conventional financial institutions. This model is transforming the financial landscape by increasing access to credit while offering lenders attractive returns. However, P2P lending also comes with risks that must be carefully managed through regulatory oversight and responsible investing.

Dipesh Ghimire

·

20 Feb, 2025

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn
Top

2 min read

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn While Nepal's financial sector appears stable on the surface, global financial crises have shown how hidden risks can quickly destabilize an economy. The 1997 Southeast Asian financial crisis, the 2008 U.S. subprime mortgage crisis, and Sri Lanka’s recent economic collapse all provide critical lessons for Nepal’s economic future.

Dipesh Ghimire

·

20 Feb, 2025

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability
Top

3 min read

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability Nepal’s annual budget, which outlines the nation’s financial blueprint, has once again seen significant revisions amid worsening economic conditions and political instability. Originally set at NPR 18.60 trillion, the budget was slashed by 9.01% to NPR 16.92 trillion in the latest mid-year review. This recurring trend of budget reductions highlights the government’s inability to sustain initial fiscal commitments, largely due to poor revenue collection and excessive reliance on borrowing.

Dipesh Ghimire

·

17 Feb, 2025

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check
Top

3 min read

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check When Nepal’s two major political parties, the Nepali Congress and the CPN-UML, signed a seven-point agreement in Asar, they promised to revitalize the sluggish economy. Their commitment included fostering a reliable and professional business environment, stimulating economic activities, encouraging both domestic and foreign investment, and creating ample and dignified employment opportunities. However, seven months down the line, key economic indicators paint a concerning picture.

Dipesh Ghimire

·

17 Feb, 2025

Everest Bank’s Financial Performance: A Deep Dive for Investors
top

4 min read

Everest Bank’s Financial Performance: A Deep Dive for Investors

Everest Bank remains a strong player in the banking sector with excellent EPS, profitability, and retained earnings. However, its growth trajectory needs improvement to maintain long-term competitiveness. For long-term investors, the high ROE and profit margins make EBL an attractive option. But for those looking for rapid stock appreciation, the slow revenue growth might be a point of concern. What do you think? Would you invest in Everest Bank based on these numbers? Share your thoughts in the comments!

Sandeep Chaudhary

·

13 Feb, 2025

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform
Top

1 min read

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.

Dipesh Ghimire

·

18 Jan, 2025

Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor Challenges
Top

2 min read

Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor Challenges

In January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.

Dipesh Ghimire

·

16 Jan, 2025

Company Registration Process in Nepal: Streamlining with Technology
Top

2 min read

Company Registration Process in Nepal: Streamlining with Technology

Company Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.

Dipesh Ghimire

·

15 Jan, 2025

Trending Blogs

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Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies
Top

4 min read

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies The banking sector plays a crucial role in a nation's economic stability, but it is also one of the most stressful industries. The increasing workload, unrealistic performance targets, job insecurity, regulatory pressures, and economic fluctuations have all contributed to growing stress levels among banking employees. While moderate stress can enhance productivity and motivation, excessive stress can have severe consequences, including burnout, employee dissatisfaction, and even financial instability. Effective stress management strategies are necessary to ensure the sector remains robust and sustainable.

Dipesh Ghimire

·

20 Feb, 2025

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance
Top

2 min read

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance In today’s digital economy, Peer-to-Peer (P2P) lending has emerged as a significant alternative to traditional banking. It enables individuals to lend and borrow money directly through online platforms without the involvement of conventional financial institutions. This model is transforming the financial landscape by increasing access to credit while offering lenders attractive returns. However, P2P lending also comes with risks that must be carefully managed through regulatory oversight and responsible investing.

Dipesh Ghimire

·

20 Feb, 2025

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn
Top

2 min read

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn While Nepal's financial sector appears stable on the surface, global financial crises have shown how hidden risks can quickly destabilize an economy. The 1997 Southeast Asian financial crisis, the 2008 U.S. subprime mortgage crisis, and Sri Lanka’s recent economic collapse all provide critical lessons for Nepal’s economic future.

Dipesh Ghimire

·

20 Feb, 2025

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability
Top

3 min read

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability Nepal’s annual budget, which outlines the nation’s financial blueprint, has once again seen significant revisions amid worsening economic conditions and political instability. Originally set at NPR 18.60 trillion, the budget was slashed by 9.01% to NPR 16.92 trillion in the latest mid-year review. This recurring trend of budget reductions highlights the government’s inability to sustain initial fiscal commitments, largely due to poor revenue collection and excessive reliance on borrowing.

Dipesh Ghimire

·

17 Feb, 2025

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check
Top

3 min read

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check When Nepal’s two major political parties, the Nepali Congress and the CPN-UML, signed a seven-point agreement in Asar, they promised to revitalize the sluggish economy. Their commitment included fostering a reliable and professional business environment, stimulating economic activities, encouraging both domestic and foreign investment, and creating ample and dignified employment opportunities. However, seven months down the line, key economic indicators paint a concerning picture.

Dipesh Ghimire

·

17 Feb, 2025

Everest Bank’s Financial Performance: A Deep Dive for Investors
top

4 min read

Everest Bank’s Financial Performance: A Deep Dive for Investors

Everest Bank remains a strong player in the banking sector with excellent EPS, profitability, and retained earnings. However, its growth trajectory needs improvement to maintain long-term competitiveness. For long-term investors, the high ROE and profit margins make EBL an attractive option. But for those looking for rapid stock appreciation, the slow revenue growth might be a point of concern. What do you think? Would you invest in Everest Bank based on these numbers? Share your thoughts in the comments!

Sandeep Chaudhary

·

13 Feb, 2025

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform
Top

1 min read

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.

Dipesh Ghimire

·

18 Jan, 2025

Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor Challenges
Top

2 min read

Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor Challenges

In January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.

Dipesh Ghimire

·

16 Jan, 2025

Company Registration Process in Nepal: Streamlining with Technology
Top

2 min read

Company Registration Process in Nepal: Streamlining with Technology

Company Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.

Dipesh Ghimire

·

15 Jan, 2025

More Blogs

Explore more blogs

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies

Dipesh Ghimire

·

20 Feb, 2025

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies

Rising Stress in the Banking Sector: Causes, Impact, and Management Strategies The banking sector plays a crucial role in a nation's economic stability, but it is also one of the most stressful industries. The increasing workload, unrealistic performance targets, job insecurity, regulatory pressures, and economic fluctuations have all contributed to growing stress levels among banking employees. While moderate stress can enhance productivity and motivation, excessive stress can have severe consequences, including burnout, employee dissatisfaction, and even financial instability. Effective stress management strategies are necessary to ensure the sector remains robust and sustainable.

Top

4 min read

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance

Dipesh Ghimire

·

20 Feb, 2025

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance

Peer-to-Peer (P2P) Lending: A Revolution in Alternative Finance In today’s digital economy, Peer-to-Peer (P2P) lending has emerged as a significant alternative to traditional banking. It enables individuals to lend and borrow money directly through online platforms without the involvement of conventional financial institutions. This model is transforming the financial landscape by increasing access to credit while offering lenders attractive returns. However, P2P lending also comes with risks that must be carefully managed through regulatory oversight and responsible investing.

Top

2 min read

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn

Dipesh Ghimire

·

20 Feb, 2025

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn

Financial Stability in Nepal: Risks, Challenges, and Lessons to Learn While Nepal's financial sector appears stable on the surface, global financial crises have shown how hidden risks can quickly destabilize an economy. The 1997 Southeast Asian financial crisis, the 2008 U.S. subprime mortgage crisis, and Sri Lanka’s recent economic collapse all provide critical lessons for Nepal’s economic future.

Top

2 min read

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability

Dipesh Ghimire

·

17 Feb, 2025

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability

Nepal’s Budget Cuts Reflect Economic Crisis and Political Instability Nepal’s annual budget, which outlines the nation’s financial blueprint, has once again seen significant revisions amid worsening economic conditions and political instability. Originally set at NPR 18.60 trillion, the budget was slashed by 9.01% to NPR 16.92 trillion in the latest mid-year review. This recurring trend of budget reductions highlights the government’s inability to sustain initial fiscal commitments, largely due to poor revenue collection and excessive reliance on borrowing.

Top

3 min read

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check

Dipesh Ghimire

·

17 Feb, 2025

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check

Economic Struggles Continue Despite Seven-Point Agreement: A Reality Check When Nepal’s two major political parties, the Nepali Congress and the CPN-UML, signed a seven-point agreement in Asar, they promised to revitalize the sluggish economy. Their commitment included fostering a reliable and professional business environment, stimulating economic activities, encouraging both domestic and foreign investment, and creating ample and dignified employment opportunities. However, seven months down the line, key economic indicators paint a concerning picture.

Top

3 min read

Everest Bank’s Financial Performance: A Deep Dive for Investors

Sandeep Chaudhary

·

13 Feb, 2025

Everest Bank’s Financial Performance: A Deep Dive for Investors

Everest Bank remains a strong player in the banking sector with excellent EPS, profitability, and retained earnings. However, its growth trajectory needs improvement to maintain long-term competitiveness. For long-term investors, the high ROE and profit margins make EBL an attractive option. But for those looking for rapid stock appreciation, the slow revenue growth might be a point of concern. What do you think? Would you invest in Everest Bank based on these numbers? Share your thoughts in the comments!

top

4 min read

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform

Dipesh Ghimire

·

18 Jan, 2025

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform

Nepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.

Top

1 min read

Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor Challenges

Dipesh Ghimire

·

16 Jan, 2025

Nepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor Challenges

In January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.

Top

2 min read

Company Registration Process in Nepal: Streamlining with Technology

Dipesh Ghimire

·

15 Jan, 2025

Company Registration Process in Nepal: Streamlining with Technology

Company Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.

Top

2 min read