Bank 2 min readA Paradox of Plenty: Festive Remittances Push Bank Deposits to Record Rs 8.42 Trillion Amid Stagnant Loan DemandWhile the central bank attempted to encourage credit expansion through its first-quarter monetary policy review, the market has yet to respond favorably. Ultimately, the immediate challenge for Nepal's financial sector is no longer a shortage of funds, but rather the urgent need to stimulate economic activities so that this historic liquidity can finally be converted into meaningful economic growth.Dipesh Ghimire·5 Oct, 2026
Revenue Collection 2 min readFiscal Paradox: Revenue Collection Crosses 14% While Development Spending Languishes Below 3%Ultimately, the preliminary data paints a critical picture: the government is relatively effective at extracting taxes from the public but remarkably slow at reinvesting that wealth into the nation's future. With revenue collection maintaining a steady pace, the pressure now shifts entirely onto the government's execution apparatus. Unless line ministries drastically cut through red tape, accelerate contract management, and expedite project implementation in the coming months, Nepal risks falling into the same old trap—a frantic, low-quality spending spree in the final weeks of the fiscal year.Dipesh Ghimire·5 Oct, 2026
Capital Max1 min readCapital Max Introduces 'Smart Margin Trading': Loans Up to Rs 50 Million at 7.99% InterestThe Risk Factor: Since margin trading involves borrowing money to buy stocks, it inherently amplifies both potential profits and potential losses. In a declining market, investors face the risk of increasing debt obligations to the broker. Therefore, investors are strongly advised to thoroughly understand the company's terms and conditions and carefully assess their own risk tolerance before utilizing this facility.Dipesh Ghimire·5 Oct, 2026
Rs 2 Coins2 min readNRB Calls for Global Bids to Mint 300 Million Units of Rs 2 CoinsFurthermore, the NRB has integrated strict corporate governance clauses to prevent malpractice. The central bank explicitly warned that any blacklisted institutions, firms, or their respective directors and investors are permanently barred from the process, and they cannot bypass this restriction by establishing new corporate entities. The NRB retains the ultimate legal right to accept or reject any proposals, either partially or entirely, without disclosing explicit reasons.Dipesh Ghimire·5 Oct, 2026
SEBON2 min readNavigating the Digital Minefield: SEBON Warns Investors Against AI Deepfakes and 'Finfluencers'Ultimately, SEBON’s message is clear: in an era where digital deception is becoming highly sophisticated, due diligence is an investor's strongest shield. For authentic information, the board has requested market participants to rely exclusively on official portals of SEBON, NEPSE, CDSC, Nepal Rastra Bank, the Nepal Insurance Authority, and the Ministry of Finance.Dipesh Ghimire·5 Oct, 2026
Syarpu Hydropower1 min readPowering Autonomy: Rukum West Sets a New Precedent with 3.3MW Syarpu HydropowerThe economic projections position this venture as a highly lucrative long-term asset for the region. Engineered to generate an estimated 18.17 million units of electricity annually, the project is expected to yield approximately Rs 101.5 million in yearly revenue. Initiated in 2021 and expedited to completion since its formal foundation-laying in late 2023, the Syarpu project demonstrates that local infrastructure can be delivered swiftly and efficiently. Once commercial sales to the Nepal Electricity Authority (NEA) begin, this steady, independent revenue stream will drastically reduce the municipalities' financial dependence on Kathmandu, offering a replicable blueprint for economic self-reliance across the country.Dipesh Ghimire·5 Oct, 2026
Dr. Swarnim Wagle2 min readHigh Stakes in Washington: Wagle Navigates Disaster Recovery and Nepal’s Financial ReputationUltimately, Wagle’s Washington itinerary is a formidable test of economic diplomacy. Success in these high-level bilateral talks will determine whether Nepal can simultaneously rebuild its battered physical landscapes in Bhote Koshi and restore its fragile financial credibility on the global stage.Dipesh Ghimire·5 Oct, 2026
Nepal’s Stock Market3 min readParadigm Shift in Nepal’s Stock Market: SEBON Ties Broker Services to Capital and Risk CapacityAcknowledging the sheer magnitude of these reforms, SEBON has wisely opted for a staggered, three-phase implementation roadmap. The initial phase will concentrate on laying the groundwork—enforcing broker categorization, capital adequacy, and strict asset segregation. Once the foundation is secure, the second phase will unlock advanced trading tools like intraday trading and short selling, culminating in the third phase focused on advanced supervisory systems and strategic investments. Ultimately, this policy is not merely a set of new rules; it is a calculated, structural blueprint designed to transition Nepal’s stock market into a mature, resilient, and investor-friendly financial hub.Dipesh Ghimire·30 Sep, 2026
Concessional Loans 2 min readNepal at the Helm of AIIB: A Strategic Boost for Concessional Loans and Infrastructure DevelopmentFurthermore, acknowledging the reality that public investment alone is inadequate, Dr. Wagle pointed out the necessity of financing models designed to attract both domestic and foreign private capital. This signals the Nepal government's intention to move forward with policies aimed at reassuring foreign investors through Public-Private Partnerships (PPP) and 'blended finance' models. Overall, the issues raised by Nepal from the AIIB Vice President's chair are expected to compel international lenders to better understand the real needs of developing countries and play a strategic role in channeling more foreign capital into Nepal's infrastructure development.Dipesh Ghimire·29 Sep, 2026
Energy Sector2 min readDevastating Floods Deal a Massive Blow to the Energy Sector: Over 1,000 MW Disconnected from the GridIn response to the crisis, authorities have expedited recovery efforts. Technical teams have already been mobilized to the affected sites to restore the power supply at the earliest. However, the mission is fraught with logistical nightmares. With the continuous downpour and landslides severely damaging road networks across the region, transporting the necessary heavy machinery, replacement parts, and manpower to the treacherous terrains to rebuild the fallen towers remains a formidable challenge for the restoration crews.Dipesh Ghimire·28 Sep, 2026