
NRB Circular: Export-Linked Industries Offered Loan Restructuring Amid Crisis
NRB has allowed export-linked industries to restructure loans until Poush 2082, ensuring relief for crisis-hit businesses without worsening their loan classifications.
The NEPSE Journal
Market commentary, data deep-dives, and trading notes from the NEPSE Trading desk.

NRB has allowed export-linked industries to restructure loans until Poush 2082, ensuring relief for crisis-hit businesses without worsening their loan classifications.

In 2025/26, Nepal’s exports to China plunged 65.2% while imports rose 14.1%, worsening the trade deficit and underscoring structural trade imbalances.

Nepal’s pashmina exports to China rose by a modest 2.3% in 2025/26, offering a rare positive sign amid widespread export declines.

Nepal’s readymade garments exports to China dropped by 50.6% in 2025/26, exposing competitiveness issues and signaling urgent need for market diversification.

Nepal’s handicraft exports to China have collapsed by 89.4% in 2025/26, threatening artisans’ livelihoods and exposing deep structural challenges in Nepal’s cottage industry.

Nepal’s woolen carpet exports to China fell by 43.7% in 2025/26, hit by logistics hurdles and weaker demand, despite carpets performing well globally.

NRB has announced a special concessional loan facility at base rate +1% premium for industries employing 100+ women and exporting 20% of production, boosting women’s employment and exports.

The Government of Nepal will subsidize 2% interest for six months on NRB’s wage-support loans, easing financial pressure on employers and protecting jobs during the Gen Z crisis.