GDP1 min readNepal’s GDP Growth Shows Steady Recovery Post-COVIDNepal’s nominal GDP has shown consistent growth over six fiscal years, increasing from Rs. 3,888.7 billion in FY 2019/20 to a projected Rs. 6,107.2 billion in FY 2024/25. Despite the pandemic in FY 2020/21, GDP rose steadily each year, indicating resilience and gradual economic recovery. The average annual increase is around Rs. 443 billion, driven by remittance, government spending, and recovery in trade and services. The radar chart clearly visualizes this upward economic momentum.Sandeep Chaudhary·8 Jul, 2025
Top4 min readNepal’s Economic Performance Reflects Stability and Positive Momentum: NRB's 11-Month ReportNepal’s Economic Performance Reflects Stability and Positive Momentum: NRB's 11-Month Report Nepal Rastra Bank (NRB) has published the macroeconomic and financial report covering the first 11 months of the current fiscal year 2081/82 (July 2024 – June 2025). The data paints an optimistic picture of the economy, with notable improvements in external sector indicators, inflation control, and remittance inflows. However, structural challenges in public finance and domestic investment persist. The following is a detailed overview of the economic indicators and their implications.Dipesh Ghimire·8 Jul, 2025
Popular News2 min readOver NPR 3 Billion Recovered for Victims of Troubled Cooperatives; NPR 34 Billion Still PendingThe Office of the Problematic Cooperative Management Committee has successfully returned and reconciled a total of NPR 3.71 billion (3,716,605,654) to victims of troubled cooperatives. According to Committee Chairperson Mr. Shreeman Kumar Gautam, a total of 61,094 depositors had filed complaints stating that their savings amounting to NPR 38.42 billion (38,429,632,730) were embezzled, misused, or misappropriated by various cooperatives. As per the Committee, NPR 34.71 billion (34,713,027,076) is still pending to be returned to depositors. The Committee has taken on the responsibility of managing assets and settling liabilities of cooperatives declared problematic for acting against cooperative principles and misusing savers' funds. So far, 23 cooperatives have been declared problematic, and the Committee is currently in the process of settling accounts and returning funds for three of them.Dipesh Ghimire·7 Jul, 2025
Top2 min readMonetary Policy 2082/83: Call for Structural and Policy Reforms to Restore Private Sector ConfidenceCNI Urges Structural and Policy Reforms in Upcoming Monetary Policy to Restore Private Sector Confidence The Confederation of Nepalese Industries (CNI) has submitted a detailed set of recommendations to Nepal Rastra Bank (NRB) ahead of the upcoming monetary policy announcement. Despite signs of partial recovery in the economy, CNI President Rajesh Kumar Agrawal noted that full normalization is yet to be achieved. The recommendations were formally presented to NRB Governor Dr. Bishnu Prasad Paudel.Dipesh Ghimire·6 Jul, 2025
Top2 min readAI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial RevolutionAI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution AI in Stock Trading: Nepal’s Cautious Steps Toward a Global Financial Revolution Artificial Intelligence (AI) is rapidly transforming the global financial and capital markets. From executing trades in milliseconds to predicting market trends, AI has become an indispensable tool in high-speed, high-volume trading environments. In developed markets, AI-driven systems analyze vast amounts of data, including price movements, news sentiment, and economic indicators, to make accurate and timely decisions that far outperform human capabilities. One of the most popular applications of AI in the financial world is algorithmic trading. These systems follow predefined rules—such as price, volume, and market trend—to automatically buy or sell stocks. This automation enables traders, especially day traders and institutional investors, to execute thousands of trades with precision and speed. Machine learning models, a subset of AI, can also identify historical patterns and forecast future price movements based on large datasets.Dipesh Ghimire·3 Jul, 2025
Top3 min readForeign IT Companies’ Tax Jumps Over 7-Fold in Nepal,– Mixed Signals in Nepal's 11-Month Tax PerformanceForeign IT Companies’ Tax Jumps Over 7-Fold in Nepal,– Mixed Signals in Nepal's 11-Month Tax Performance Nepal’s tax authority has recorded a striking 7.2-fold surge in the collection of Digital Service Tax (DST) from global IT giants such as Meta, X (formerly Twitter), Netflix, Google, and TikTok. According to the Inland Revenue Department (IRD), Nepal collected NPR 49 million in DST during the first 11 months of the fiscal year 2081/82 (2024/25), compared to only NPR 6.8 million during the same period last year. This massive leap is attributed to stricter enforcement of the Electronic Services Tax Procedure 2079, which mandates registration and tax compliance from foreign digital service providers operating in Nepal. The growing compliance by major international platforms, in response to Nepal’s new regulatory push, has translated into stronger revenue performance in the digital domain.Dipesh Ghimire·3 Jul, 2025
Top2 min readNepal’s Public Debt Soars to NPR 2.65 Trillion: Rising External Borrowing Threatens Sustainable Development GoalsNepal’s Public Debt Soars to NPR 2.65 Trillion: Rising External Borrowing Threatens Sustainable Development Goals Nepal's public debt has reached an alarming NPR 2.65 trillion (26 kharba 54 arba), with foreign loans alone accounting for nearly NPR 1.4 trillion (13 kharba 82 arba), raising concerns over the country’s ability to meet its Sustainable Development Goals (SDGs) by 2030. This data, published by Nepal’s Public Debt Management Office as of the end of Jestha (11 months into FY 2081/82), reveals a sharp rise in debt burden — both domestic and external — which now constitutes 43.47% of the country’s GDP.Dipesh Ghimire·3 Jul, 2025
Top2 min readMedia Trapping in Nepal’s Stock Market: A Growing Threat to Retail InvestorsMedia Trapping in Nepal’s Stock Market: A Growing Threat to Retail Investors In recent times, the term “media trapping” has become increasingly popular in Nepal’s stock market landscape. This refers to the act of influencing investor psychology through selective, misleading, or false information published via online media, newspapers, and social platforms. The intention behind such manipulation is to create artificial hype or fear to benefit a specific person, group, or institution by driving stock prices up or down. The method is calculated and strategic. When someone wants to inflate the price of a certain stock, they often circulate exaggerated or fake news—such as upcoming dividends, mergers, or expansion plans—across YouTube, Facebook, Viber groups, or news portals. These reports are rarely based on official disclosures or verified data. As ordinary investors begin buying, the stock price rises unnaturally. The manipulators then sell off their holdings at a profit. After that, the same channels may release negative news to spark panic and drive the price back down, leaving retail investors trapped in loss.Dipesh Ghimire·2 Jul, 2025
Top2 min readWhy Every Investor Must Stay Informed — Lessons from a Financial Literacy WorkshopIn a recent financial literacy training session, a participant raised a thought-provoking question that resonates with many long-term investors: "I am a long-term investor. Once I purchase a stock, I hold it for at least five years. I don’t actively trade or switch companies often like traders do. So why should I frequently check financial news or company updates?" This question opened the floor for a broader discussion. Before the session had officially begun, another participant had informally shared with the trainer that he had once lost NPR 100,000 because he was unaware of a rights offering by an insurance company. As a result, he missed the application window. "Maybe the stock market isn’t for me," he said, expressing his frustration over the incident.Dipesh Ghimire·2 Jul, 2025
Top2 min readKey Financial Authorities in Nepal: A Comprehensive Guide to Verification and OversightKey Financial Authorities in Nepal: A Comprehensive Guide to Verification and Oversight In a growing and increasingly digitalized financial market, the need for verified information and regulatory transparency has become more critical than ever. Investors, financial institutions, and the general public are advised to stay informed through official sources provided by Nepal’s financial regulatory and oversight bodies. A compiled list of 13 key institutions offers a roadmap for anyone seeking reliable data, market updates, or regulatory guidance in the Nepalese capital market.Dipesh Ghimire·2 Jul, 2025