ग्लोबल आइएमई बैंकको २०८३ आषाढ १ देखि लागू हुने ब्याजदरGlobal IME Bank Interest Rates Effective from Asadh 01, 2083

INTEREST RATES

Effective From Asadh 01, 2083

(June 15, 2026)

Interest Rates on Deposits

NPR Saving Deposit

S.N. NPR Saving Deposit Rates Per Annum

1 Global Normal Savings 2.75%

2 Global Nari Bachat Khata 2.75%

3 Global Balbalika Bachat Khata 2.75%

4 Global Navaratna Salary Account 2.75%

5 Social Security Allowance Account 2.75%

6 Global Share Lagani Bachat Khata 2.75%

7 Global BLB Saving Account 2.75%

8 Global Janmabhumi Bachat Khata 2.75%

9 Global Sansthagat Bachat Khata 2.75%

10 Global Jestha Nagarik Bachat Khata 2.75%

11 Sabai Nepaliko Bachat Khata 2.75%

12 Soche Jastai Bank Khata 2.75%

13 Global Remit Savings Account 3.75%

Interest Rates on Fixed Deposits

A. NPR Fixed Deposit

Individual

S.N. Tenure Rates Per Annum

1 3 Months to below 6 Months 2.85%

2 6 Months to below 1 Year 3.00%

3 1 Year to below 2 Years 3.25%

4 2 Years to below 3 Years 4.25%

5 3 Years and above 4.50%

6 Remitters Term Deposit "+ 1.00 % on above slab"

Institutional

S.N. Tenure Rates Per Annum

1 6 Months to below 2 Years 2.75%

2 2 Years and above 3.00%

B. Call Deposit Up to 50% of minimum saving deposit rate

C. FCY Deposit

Currency Saving Deposit Fixed Deposit: Individual-3 months and above Institutional-6 months and above Rates Per Annum

1 US Dollar (USD) 2.25% 3.00%

2 EURO (EUR) 1.50% 2.50%

3 Great Britain Pound (GBP) 2.50% 3.50%

4 Australian Dollar (AUD) 2.50% 3.50%

5 Canadian Dollar (CAD) 1.50% 2.25%

6 Japanese Yen (JPY) 0.50% 1.00%

7 Chinese Yuan (CNY) 0.50% 1.00%

D. Global NRN FCYs Fixed Deposit (1 Year and Above)

S.N. Currency Min. Balance Rates Per Annum

1 US Dollar (USD) USD 1,000/- 3.75%

2 EURO (EUR) Equivalent to USD 1,000/- 3.00%

3 Great Britain Pound (GBP) Equivalent to USD 1,000/- 4.00%

4 Australian Dollar (AUD) Equivalent to USD 1,000/- 4.00%

5 Canadian Dollar (CAD) Equivalent to USD 1,000/- 2.25%

6 Japanese Yen (JPY) Equivalent to USD 1,000/- 1.00%

7 Chinese Yuan (CNY) Equivalent to USD 1,000/- 1.00%

E. Global NRN FCYs Saving Deposit

S.N. Currency Min. Balance Rates Per Annum

1 US Dollar (USD) USD 1,000/- 3.00%

2 EURO (EUR) Equivalent to USD 1,000/- 2.00%

3 Great Britain Pound (GBP) Equivalent to USD 1,000/- 3.00%

4 Australian Dollar (AUD) Equivalent to USD 1,000/- 3.00%

5 Canadian Dollar (CAD) Equivalent to USD 1,000/- 2.00%

6 Japanese Yen (JPY) Equivalent to USD 1,000/- 0.50%

7 Chinese Yuan (CNY) Equivalent to USD 1,000/- 0.50%

Interest Rates on Loans and Advances

CORPORATE/MID CORPORATE/INFRASTRUCTURE & PROJECT FINANCING

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Fixed Term Loan Base Rate + 0.50% to 2.50% 7.99% to 9.99%

2 Energy Sector Structured Term Loan Base Rate + 0.50% to 2.50% 7.49% to 9.49%

3 Permanent Working Capital Loan Base Rate + 1.00% to 3.00% 8.49% to 10.49%

4 Fluctuating Working Capital Loan - -

Cash Credit Loan Base Rate + 1.00% to 3.00% -

Short Term Loan Base Rate + 0.75% to 2.75% -

TR/Import Loan Base Rate + 0.50% to 2.50% -

5 Structured Short Term Loan Base Rate + up to 2.00% -

SME

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Fixed Term Loan Base Rate + 1.50% to 3.50% 8.99% to 10.99%

2 Permanent Working Capital Loan Base Rate + 1.50% to 3.50% 8.99% to 10.99%

3 Fluctuating Working Capital Loan - -

Cash Credit Loan Base Rate + 1.50% to 3.50% -

Short Term Loan Base Rate + 1.25% to 3.25% -

TR/Import Loan Base Rate + 0.75% to 2.75% -

4 Global IME Small Business Loan - -

Up to 10 Years Base rate + 2.00% to 4.00 % 8.99% to 10.99%

5 Global IME Krishi Karja (Up to Rs. 2 Crore) - -

Up to 10 Years Base rate + 1.00% to 2.00 % 8.99% to 10.99%

6 Structured Short Term Loan Base Rate + 1.00% to 3.00 % -

EXPORT FINANCING

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Pre-Shipment/Packing Credit/ Post-Shipment Loan Base Rate + 0.50% to 2.50% -

RETAIL AND OTHER

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Home Loan Base rate + 1.50% to 3.50 % 8.99% to 10.99%

2 Auto Loan Base rate + 1.50% to 3.50 % 8.99% to 10.99%

3 Mortgage Loan Base rate + 2.00% to 4.00 % 9.99% to 11.99%

4 Education Loan Base rate + 2.00% to 4.00 % 9.99% to 11.99%

5 Hire Purchase Base rate + 2.00% to 4.00 % 10.99% to 12.99%

6 Global Professional Loan Base rate + 3.00% to 5.00 % 10.99% to 12.99%

7 Loan Against Shares Base rate + 0.75% to 2.75 % -

8 Loan against FCY Deposit Base rate + 1.00% to 3.00% -

9 Loan against Fixed Deposit of Own Bank Coupon rate plus 0.50% to 2.00% or Base rate whichever is higher -

10 Loan against Government Bond Coupon rate plus 0.50% to 2.00% or Base rate whichever is higher -

11 Deprived Sector Loan (Institutional) Base rate + up to 2.00% -

12 Foreign Currency Loan Negotiable -

Notes:

* Rate on consortium financing will be as decided by consortium.

* Additional penal rate of 2.00% p.a. may be charged in case of loan is used other than intended purpose and any activities conducted to degrade mortgage properties.

* Penal charge/fee of +2% p.a. will be applied on the overdue amount/expired loan.

* Interest rate on subsidy loan will be as per NRB circular/agreement with other entities.

* Scheme based loan products will be as per the respective loan schemes.

* Forced loan will apply the highest published floating interest rate.