गुहेश्वरी मर्चेन्ट बैंकिङ्ग एण्ड फाइनान्सको ब्याजदर (२०८३/०३/०१ देखि लागू)Guheswori Merchant Banking & Finance Interest Rates (Effective from 2083/03/01)

INTEREST RATES

(Effective from 2083/03/01)

A. Fixed Deposits

Period Interest Rate (p.a.) Individual Interest Rate (p.a.) Institution Payment Frequency

3 months 3.50% - Quarterly/Maturity

6 months to 9months 3.75 % - Quarterly/Maturity

1 years to below 3 years 4.00% 2.75% Quarterly/Maturity

3 years to below 5 years 4.25% 3.25% Quarterly/Maturity

5 years and above 6.00 % 4.50% Quarterly/Maturity

Recurring Deposit (1 year to 10 Years period) 4.00% - Quarterly/Yearly

Call Deposit Up to 1.40% - Quarterly

B. Saving Deposits

Products Interest Rate (p.a.)

General Saving/ C-ASBA Saving/ Privileged Saving/ Employee Saving/ Senior Citizen/Women/Children Saving/ Old Aged Senior Saving/ Remit Saving 2.80%

Guheswori Super Saving 2.80%–3.25%

Remittance Account ** Additional 1 % interest in above quoted rate

C. Loan and Advances

Products Premium Rate (p.a.)

Deprived Sector Loan (Institutional) Base Rate + up to 2 %

Deprived Sector Loan (Personal) Base Rate + up to 5 %

Agriculture Loan Base Rate + up to 2 %

SME Loan Base Rate + up to 2 %

Loan Against Fixed Deposit Coupon Rate + 2.5 %

Term Loan/Overdraft (Business) Base Rate + up to 4 %

Term Loan/Overdraft (Personal Type) Base Rate + up to 5 %

Other Loan Base Rate + up to 5 %

Fixed Interest Term Loan

(For	1	2	8.00
(Above	2	5	10.00

Above 5 years period 11.00%

Consortium Loan As per consortium decision

Note: Base Rate: 6.60% (Average rate Baishakh 2083)

** Remittance should be received from banking channel.

Guheswori Merchant Banking & Finance Ltd