आइ.सी.एफ.सी. फाइनान्स लिमिटेड
INTEREST RATE
Effective from 1st Shrawan, २०८३ (17th July, 2026)
Interest Rate of Fixed Deposit
Particular Interest Rate (% p.a.)
Individual
1 Year to below 2 Years 3.60
2 Years to below 5 Years 4.00
5 Years & above 5.00
Recurring Deposit 3.60
Remittance Individual Normal FD Rate + 1%
Institutional
1 Year to below 3 Years 2.75
3 Years to below 5 Years 3.00
5 Years & above 4.00
Saving Deposit 2.75-3.25
Remittance Saving Deposit Normal Rate + 1%
Call Account Max up to 1.37%
Fixed Interest Rate of Loan & Advances (%P.a)
Particular Up to 5 Yrs Up to 10 Yrs
| Home Loan/Hire purchase loan (Personal) | 7.50 | 9.00 |
| Business term loan/Other Retail Loan | 7.50 | 9.00 |
| Hire Purchase Loan (Commercial) | 8.00 | 9.00 |
Base Rate(BR) as on Jestha २०८३ - 5.97
Average Base Rate as on Jestha २०८३ - 6.09
Note


