RATE OF INTEREST
(with effect from 17th July, 2026)
SAVING DEPOSITS (NPR)
% per annum
Basic Savings 2.75
Payroll Savings 2.75
Premium Savings 2.80
Remittance Savings 3.80
Term Deposits (NPR) - % per annum
Institutions Personal Personal-Remittance
| 3 months - Below | 6 | 2.80 | 3.80 | |
| 6 months - Below | 1 | 2.75 | 2.90 | 3.90 |
| 1 year - Below | 2 | 2.75 | 3.00 | 4.00 |
| 2 years - Below | 5 | 3.00 | 3.50 | 4.50 |
| 5 years and above | 3.25 | 4.00 | 5.00 |
Recurring Deposits (upto 5 years) - 3.50 -
FCY DEPOSITS - % per annum
Savings Individual Term Institutional Term
USD Saving Deposits 2.50 - -
USD Term Deposits
| Below | 1 | 2.75 | 2.75 |
| 1 year - Below | 2 | 3.00 | 3.00 |
| 2 years and above - | 3.25 | 3.25 | |
| EUR Deposits | 1.25 | 3.00 | 2.00 |
| GBP Deposits | 1.25 | 3.00 | 2.00 |
| AUD Deposits | 1.25 | 3.00 | 2.00 |
LOANS AND ADVANCES (NPR)
% per annum
Premium rates on Loan and Advances (NPR) remain unchanged and are available in our website.
Fixed Rate for Home Loans, Home Equity Loans, Education Loans, Auto Loans, Personal Loans and Term Loans for upto 15 years will be 7.49% - 10.99%.
Note:
* Interest rate on Call & Saving accounts will be calculated on daily basis and paid quarterly.
* Interest rate on Fixed deposit can be paid monthly.
* Interest rates on Call accounts are negotiable (Maximum up to 50% of lowest saving rate of respective currency) and subject to change based on market conditions. Please contact any of our branches for details.
* Average Base Rate (Chaitra 2082, Baisakh, Jestha 2083) is 5.16%.
* LCY Spread Rate for Jestha 2083 is 3.28%.
* Conditions Apply
