लुम्बिनी विकास बैंकको २०८३ आषाढ महिनाको ब्याजदर सूचनाLumbini Bikas Bank: Interest Rates for Ashad 2083
- वर्ग:
- Interest Rates
- प्रकाशित मिति:
- Published on June 14, 2026
- जारीकर्ता:
- NEPSE Trading
- पढ्ने समय:
- 2 मिनेट
Lumbini Bikas Bank Ltd.
Interest rate for Ashad Month 2083
Deposit Products
Deposit Products Interest Rate (p. a.) Minimum Balance (NPR)
Normal Saving २.७५ % १००
Check - In Saving २.७५ % १००
Premium Saving २.७५ % ५,०००
नारी बचत खाता २.७५ % १००
बाल सुरक्षा बचत २.७५ % १००
Senior Citizen Saving २.७५ % १,०००
Shareholder's Saving २.७५ % १००
Welcome Account २.७५ % १००
Locker Deposit २.७५ % NIL
Provident Fund Other २.७५ % NIL
साधारण बचत २.७५ % १००
बाल भविष्य योजना २.७५ % १००
सहायत्रा बचत खाता (Interest Posting Frequency - Quarterly) ३.०० % १०,०००
लुम्बिनी तलब खाता २.७५ % NIL
सामाजिक सुरक्षा बचत २.७५ % NIL
Remittance Bachat Khata ४.०० % NIL
FCY Deposit (USD/GBP/Euro) १.०० % ५० (USD/GBP/Euro)
Call Account Up to १.३७% -
Recurring Deposit
अक्षय कोष खाता Negotiable १०,०००
Fixed Deposit Upto 1 Years ३.०१% १०,०००
| (Interest Posting Above | 1 | 3 | १०,००० |
| Frequency Above | 3 | 5 | १०,००० |
- Quarterly/ At Above 5 years ४.७०% १०,०००
Maturity) Remittance Fixed Deposit (Upto 1 Years) ४.०१% १०,०००
Above 1 year to 2 year Institutional २.७५% १०,०००
Above 2 Year ३.००% १०,०००
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p. a.)
Agro Plus Loan (TL/OD/DL) Upto 3 Years Base Rate + Premium (Up to 4%)
Auto Loan Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)
Above 5 Years Base Rate + Premium (Up to 4%)
Upto 3 Years Base Rate + Premium (1.5% to 4%)
Hire Purchase Loan Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)
Above 5 Years Base Rate + Premium (1.5% to 4%)
Business Plus Loan (OD/DL/TL) Base Rate + Premium (Up to 4%)
Comfort Loan Base Rate + Premium (Up to 4%)
Education Loan Base Rate + Premium (Up to 4%)
Foreign Employment Loan Base Rate + Premium (0% to 4%)
Personal Loan (OD/TL) Base Rate + Premium (1% to 4%)
Real Estate Loan (OD/DL/TL) Base Rate + Premium (1.5% to 4%)
Home Loan Base Rate + Premium (Up to 4%)
Margin Lending Loan Base Rate + Premium (Up to 4%)
स्वर्ण कर्जा (Gold Loan) (OD/TL) Base Rate + Premium (Up to 4%)
Two Wheeler Loan Base Rate + Premium (Up to 4%)
LBBL Green Loan Base Rate + Premium (Up to 4%)
Deprived Sector Loan (OD/TL) Base Rate + Premium (Up to 2%)
Professional Loan Base Rate + Premium (Up to 4%)
Deprived Sector (wholesale) (OD/DL/TL) Base Rate + Premium (2% to 4%)
Loan against FDR/NSB/DB Up to 2% on Coupon Rate
Consortium Loan (OD/BGL/TL) As per consortium decision
Credit Products - Fixed Interest Rate (p. a.)
Product Up to 5 Years Above 5 Years
Home Loan ११.००% ११.५०%
Personal Loan (TL) ११.००% ११.५०%
Comfort Loan ११.००% ११.५०%
Education Loan ११.००% ११.५०%
Two Wheeler ११.००% ११.५०%
Auto Loan ११.००% ११.५०%
*BR= 3 Months Average Base Rate as of Baishakh End 2083 i.e., ५.७४ %.
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional 2% premium may be charged.
* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.
Lumbini Bikas Bank Ltd.
Interest rate for Ashad Month 2083
Deposit Products
Deposit Products Interest Rate (p. a.) Minimum Balance (NPR)
Normal Saving २.७५ % १००
Check - In Saving २.७५ % १००
Premium Saving २.७५ % ५,०००
Women's Savings Account २.७५ % १००
Child Protection Savings २.७५ % १००
Senior Citizen Saving २.७५ % १,०००
Shareholder's Saving २.७५ % १००
Welcome Account २.७५ % १००
Locker Deposit २.७५ % NIL
Provident Fund Other २.७५ % NIL
General Savings २.७५ % १००
Child Future Plan २.७५ % १००
Sahayatra Savings Account (Interest Posting Frequency - Quarterly) ३.०० % १०,०००
Lumbini Salary Account २.७५ % NIL
Social Security Savings २.७५ % NIL
Remittance Bachat Khata ४.०० % NIL
FCY Deposit (USD/GBP/Euro) १.०० % ५० (USD/GBP/Euro)
Call Account Up to १.३७% -
Recurring Deposit
Akshaya Kosh Account Negotiable १०,०००
Fixed Deposit Upto 1 Years ३.०१% १०,०००
| (Interest Posting Above | 1 | 3 | १०,००० |
| Frequency Above | 3 | 5 | १०,००० |
- Quarterly/ At Above 5 years ४.७०% १०,०००
Maturity) Remittance Fixed Deposit (Upto 1 Years) ४.०१% १०,०००
Above 1 year to 2 year Institutional २.७५% १०,०००
Above 2 Year ३.००% १०,०००
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p. a.)
Agro Plus Loan (TL/OD/DL) Upto 3 Years Base Rate + Premium (Up to 4%)
Auto Loan Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)
Above 5 Years Base Rate + Premium (Up to 4%)
Upto 3 Years Base Rate + Premium (1.5% to 4%)
Hire Purchase Loan Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)
Above 5 Years Base Rate + Premium (1.5% to 4%)
Business Plus Loan (OD/DL/TL) Base Rate + Premium (Up to 4%)
Comfort Loan Base Rate + Premium (Up to 4%)
Education Loan Base Rate + Premium (Up to 4%)
Foreign Employment Loan Base Rate + Premium (0% to 4%)
Personal Loan (OD/TL) Base Rate + Premium (1% to 4%)
Real Estate Loan (OD/DL/TL) Base Rate + Premium (1.5% to 4%)
Home Loan Base Rate + Premium (Up to 4%)
Margin Lending Loan Base Rate + Premium (Up to 4%)
Gold Loan (OD/TL) Base Rate + Premium (Up to 4%)
Two Wheeler Loan Base Rate + Premium (Up to 4%)
LBBL Green Loan Base Rate + Premium (Up to 4%)
Deprived Sector Loan (OD/TL) Base Rate + Premium (Up to 2%)
Professional Loan Base Rate + Premium (Up to 4%)
Deprived Sector (wholesale) (OD/DL/TL) Base Rate + Premium (2% to 4%)
Loan against FDR/NSB/DB Up to 2% on Coupon Rate
Consortium Loan (OD/BGL/TL) As per consortium decision
Credit Products - Fixed Interest Rate (p. a.)
Product Up to 5 Years Above 5 Years
Home Loan ११.००% ११.५०%
Personal Loan (TL) ११.००% ११.५०%
Comfort Loan ११.००% ११.५०%
Education Loan ११.००% ११.५०%
Two Wheeler ११.००% ११.५०%
Auto Loan ११.००% ११.५०%
*BR= 3 Months Average Base Rate as of Baishakh End 2083 i.e., ५.७४ %.
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional 2% premium may be charged.
* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.
