Lumbini Bikas Bank Ltd.
Interest rate for Ashad Month 2083
Deposit Products
Deposit Products Interest Rate (p. a.) Minimum Balance (NPR)
Normal Saving २.७५ % १००
Check - In Saving २.७५ % १००
Premium Saving २.७५ % ५,०००
नारी बचत खाता २.७५ % १००
बाल सुरक्षा बचत २.७५ % १००
Senior Citizen Saving २.७५ % १,०००
Shareholder's Saving २.७५ % १००
Welcome Account २.७५ % १००
Locker Deposit २.७५ % NIL
Provident Fund Other २.७५ % NIL
साधारण बचत २.७५ % १००
बाल भविष्य योजना २.७५ % १००
सहायत्रा बचत खाता (Interest Posting Frequency - Quarterly) ३.०० % १०,०००
लुम्बिनी तलब खाता २.७५ % NIL
सामाजिक सुरक्षा बचत २.७५ % NIL
Remittance Bachat Khata ४.०० % NIL
FCY Deposit (USD/GBP/Euro) १.०० % ५० (USD/GBP/Euro)
Call Account Up to १.३७% -
Recurring Deposit
अक्षय कोष खाता Negotiable १०,०००
Fixed Deposit Upto 1 Years ३.०१% १०,०००
| (Interest Posting Above | 1 | 3 | १०,००० |
| Frequency Above | 3 | 5 | १०,००० |
- Quarterly/ At Above 5 years ४.७०% १०,०००
Maturity) Remittance Fixed Deposit (Upto 1 Years) ४.०१% १०,०००
Above 1 year to 2 year Institutional २.७५% १०,०००
Above 2 Year ३.००% १०,०००
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p. a.)
Agro Plus Loan (TL/OD/DL) Upto 3 Years Base Rate + Premium (Up to 4%)
Auto Loan Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)
Above 5 Years Base Rate + Premium (Up to 4%)
Upto 3 Years Base Rate + Premium (1.5% to 4%)
Hire Purchase Loan Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)
Above 5 Years Base Rate + Premium (1.5% to 4%)
Business Plus Loan (OD/DL/TL) Base Rate + Premium (Up to 4%)
Comfort Loan Base Rate + Premium (Up to 4%)
Education Loan Base Rate + Premium (Up to 4%)
Foreign Employment Loan Base Rate + Premium (0% to 4%)
Personal Loan (OD/TL) Base Rate + Premium (1% to 4%)
Real Estate Loan (OD/DL/TL) Base Rate + Premium (1.5% to 4%)
Home Loan Base Rate + Premium (Up to 4%)
Margin Lending Loan Base Rate + Premium (Up to 4%)
स्वर्ण कर्जा (Gold Loan) (OD/TL) Base Rate + Premium (Up to 4%)
Two Wheeler Loan Base Rate + Premium (Up to 4%)
LBBL Green Loan Base Rate + Premium (Up to 4%)
Deprived Sector Loan (OD/TL) Base Rate + Premium (Up to 2%)
Professional Loan Base Rate + Premium (Up to 4%)
Deprived Sector (wholesale) (OD/DL/TL) Base Rate + Premium (2% to 4%)
Loan against FDR/NSB/DB Up to 2% on Coupon Rate
Consortium Loan (OD/BGL/TL) As per consortium decision
Credit Products - Fixed Interest Rate (p. a.)
Product Up to 5 Years Above 5 Years
Home Loan ११.००% ११.५०%
Personal Loan (TL) ११.००% ११.५०%
Comfort Loan ११.००% ११.५०%
Education Loan ११.००% ११.५०%
Two Wheeler ११.००% ११.५०%
Auto Loan ११.००% ११.५०%
*BR= 3 Months Average Base Rate as of Baishakh End 2083 i.e., ५.७४ %.
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional 2% premium may be charged.
* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.
