INTEREST RATE
Lumbini Bikas Bank Ltd.
Interest rate for Shrawan Month २०८३
Deposit Products Interest Rate (p.a.) Minimum Balance (NPR)
Normal Saving २.७५ % १००
Check - In Saving २.७५ % NIL
Premium Saving २.७५ % ५,०००
Nari Bachat Khata २.७५ % १००
Bal Surakshya Bachat २.७५ % १००
Senior Citizen Saving २.७५ % १,०००
Shareholder's Saving २.७५ % १००
Welcome Account २.७५ % १००
Locker Deposit २.७५ % NIL
Provident Fund Other २.७५ % १००
Sadharan Bachat २.७५ % NIL
Bal Bhawishya Yojana २.७५ % १००
Sahayatra Bachat Khata (Interest Posting Frequency - Quarterly) २.९० % १०,०००
Lumbini Talab Khata २.७५ % NIL
Samajik Surakshya Bachat २.७५ % NIL
Remittance Bachat Khata ३.९० % NIL
FCY Deposit (USD/GBP/Euro) १.०० % ५० (USD/GBP/Euro)
Call Account Up to १.३७% -
Recurring Deposit २.७५% १,०००/३,०००/५,००० (३/४/५ Years)
Akshyaya Kosh Khata Negotiable १०,०००
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual
Upto १ Years २.९०% १०,०००
| Above | १ | ३ | १०,००० |
| Above | ३ | ५ | १०,००० |
Above ५ years ४.६०% १०,०००
Remittance Fixed Deposit Institutional
(Upto १ Years) ३.९०% १०,०००
Above १ year to २ year २.७५% १०,०००
Above २ Year ३.००% १०,०००
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p.a.)
Agro Plus Loan (TL/OD/DL)
Upto ३ Years Base Rate + Premium (Up to ४%)
Above ३ Years & upto ५ Years Base Rate + Premium (Up to ४%)
Above ५ Years Base Rate + Premium (Up to ४%)
Auto Loan
Upto ३ Years Base Rate + Premium (१.५% to ४%)
Above ३ Years & upto ५ Years Base Rate + Premium (१.५% to ४%)
Above ५ Years Base Rate + Premium (१.५% to ४%)
Hire Purchase Loan
Upto ३ Years Base Rate + Premium (Up to ४%)
Above ३ Years & upto ५ Years Base Rate + Premium (Up to ४%)
Above ५ Years Base Rate + Premium (Up to ४%)
Business Plus Loan (OD/DL/TL) | Base Rate + Premium (Up to ४%)
Comfort Loan | Base Rate + Premium (Up to ४%)
Education Loan | Base Rate + Premium (Up to ४%)
Foreign Employment Loan | Base Rate + Premium (०% to ४%)
Personal Loan (OD/TL) | Base Rate + Premium (१% to ४%)
Real Estate Loan (OD/DL/TL) | Base Rate + Premium (१.५% to ४%)
Home Loan | Base Rate + Premium (Up to ४%)
Margin Lending Loan | Base Rate + Premium (Up to ४%)
Swarna Karja (Gold Loan) (OD/TL) | Base Rate + Premium (Up to ४%)
Two Wheeler Loan | Base Rate + Premium (Up to ४%)
LBBL Green Loan | Base Rate + Premium (Up to ४%)
Deprived Sector Loan (OD/TL) | Base Rate + Premium (Up to ४%)
Professional Loan | Base Rate + Premium (Up to २%)
Deprived Sector (wholesale) (OD/DL/TL) | Base Rate + Premium (Up to २%)
Loan against FDR/NSB/DB | Up to २% on Coupon Rate
Consortium Loan (OD/BGL/TL) | As per consortium decision
Credit Products - Fixed Interest Rate (p.a.)
Product Up to ५ Years Above ५ Years
Home Loan ११.००% ११.५०%
Personal Loan (TL) ११.००% ११.५०%
Comfort Loan ११.००% ११.५०%
Education Loan ११.००% ११.५०%
Two Wheeler ११.००% ११.५०%
Auto Loan ११.००% ११.५०%
*BR= ३ Months Average Base Rate as of Jestha End २०८३ i.e., ५.६१ %..
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional २% premium may be charged.
* Base rate plus + २ for deprived sector loan/Agriculture loan up to १५ Lakhs as per NRB Directives.
