मञ्जुश्री फाईनान्सको बचत तथा मुद्दती निक्षेपको ब्याजदर २०८३ श्रावण १ देखिManjushree Finance: Saving and Fixed Deposit Interest Rates effective from 1st Shrawan, 2083

मञ्जुश्री फाईनान्स लिमिटेड

Interest Rate

Interest Rates (p. a.) on Saving Deposit effective from 1st Shrawan, 2083

Types of Accounts Minimum Balance (NPR) Interest Rates

Normal Saving 0.00 2.75%

Nari Saving 0.00 3.00%

Children Saving 0.00 3.00%

Manjushree Bishesh Bachat 5,000.00 3.25%

Manjushree Premium Account 10,000.00 3.75%

Manjushree Talab Bachat Khaata 0.00 3.75%

Manjushree Khalti Bachat Khaata 0.00 3.75%

Mero Pahilo Bachat Khaata 100.00 2.75%

Manjushree Naulo Remit Bachat Khaata 1,000.00 4.75%

All other Saving Products 0.00 2.75%

Call Account 0.00 Up to 1.37%

Interest Rates (p. a.) in Fixed Deposits for Individuals and Institution

Tenure Individual Institutional Remittance

3 months to below 6 months - - -

6 months to below 1 year 2.75% 2.75% 3.75%

1 year to below 2 years 3.50% 2.85% 4.50%

2 years to below 3 years 4.00% 3.00% 5.00%

3 years to below 5 years 4.50% 3.50% 5.50%

5 years and above 5.00% 4.00% 6.00%

Recurring Deposit for Individuals/ Smart Recurring Deposit Up to 5.00% - -

Risk Premium to be Charged on Base Rate

Risk Grade Corporate SME Retail Indirect DSL Direct DSL

A+ 0% to 2% 0% to 2% 0% to 2% 0% to 2% 1% to 2%

A 0.25% to 2.25% 0.25% to 2.25% 0.25% to 2.25% 0% to 2% 1% to 3%

A- 0.35% to 2.35% 0.35% to 2.35% 0.35% to 2.35% 0% to 2% 1.25% to 3.25%

B+ 0.5% to 2.5% 0.5% to 2.5% 0.5% to 2.5% 0.15% to 2% 1.5% to 3.5%

B 0.75% to 2.75% 0.75% to 2.75% 1% to 3% 0.20% to 2% 2.0 % to 3.77%

B- 1.0% to 3% 1.0% to 3% 1% to 3% 0.25% to 2% 2.50% to 4%

C 2.25% to 4% 2.25% to 4% 2.75% to 4% 0.5% to 2% 2.75% to 4%

D 2.5% to 4% 2.75% to 4% 3% to 4% 1.75% to 2% 3.0 % to 4%

E 3.50% to 4% 3.75% to 4% 4.00% 2% 3.75% to 4%

Fixed Interest Rate (% per annum) 9.99%

Average Base Rate for Ashadh 2083 5.83%