National Cooperative Bank's Financial Stability and Improving Liquidity
Author
NEPSE trading
National Cooperative Bank Limited (NCBL) has released its financial report for the end of Asar 2081. The report indicates that the bank's financial position remains stable, which has given confidence to its cooperative sector members.
Key Financial Highlights:
Share Capital: The bank's share capital stands at NPR 255,547,728.70, which strengthens the bank's fundamental capital base.
Reserve Fund: The bank has accumulated a reserve fund of NPR 175,849,964.06, which will help the bank safeguard against financial crises in emergency situations.
Total Savings: The total savings amount with the bank is NPR 161,109,758.48, making a significant contribution to the bank's assets.
Loan Disbursement: The bank has disbursed loans amounting to NPR 300,953,352.65, addressing the financial needs of cooperative members.
Liquidity Position: The bank's liquidity amount is NPR 306,493,037.28, indicating balanced liquidity management.
Total Assets: The bank's total assets have reached NPR 654,554,518.87, confirming the stability of the bank's assets.
Analysis of the Bank's Financial Performance:
The National Cooperative Bank's liquidity ratio stands at 45.45%, showing an improvement in liquidity management. This will enable the bank to maintain financial stability even in fluctuating market conditions.
The bank has a total of 16,635 shareholder members and 15,198 borrowing members, indicating a positive expansion in membership.
Conclusion:
The National Cooperative Bank has successfully maintained its financial stability up to the end of Asar 2081. Good management of the reserve fund, balanced loan disbursement, and improved liquidity position provide positive signals for the bank's future. This will help the bank better address the economic needs of the cooperative sector in the coming days.
