INTEREST RATE
(Per Annum)
Applicable from Shrawan 01,2083
DEPOSITS
Deposit Type Interest Rate (Per annum)
Saving Deposit 3.00% to 3.60%
Call Deposit up to 1.50%
Current Deposit 0.00%
Fixed Deposits
(A) Individual
(1) 6 Months 4.00%
(2) 9 months 4.25%
(3) 1 Year 4.50%
(4) Above 1 Year to 2 Years 4.75%
(5) Above 2 Years 5.50%
(B) Institutional
(1) 1 Year 3.50%
(2) Above 1 Year to 2 Years 3.75%
(3) Above 2 Years 4.50%
(C) Akshayakosh Negotiable
(D) Remittance Deposit Additional 1% on Individual Fixed & Saving
LOAN & ADVANCE
Loan Against Fixed Deposit Upto +2.00% P.a on Coupon Rate/ or Minimum to Average Base rate Whichever is higher.
Business Loan Base Rate + Up to 3% P.a Premium
Deprived Loan Base Rate + Up to 2% P.a Premium
Subsidized Loan Base Rate + Up to 2% P.a Premium
Consumer & Other Loan Productes Base Rate + Up to 4% P.a Premium
Consortium Loan As per Consortium Decision
Average Base Rate of Last Three Months 7.88%
Interest rate of Loans & advance Shall be applicable as per NRB directives.
Fixed Lending Interest Rate Loan (Individual)
Particular 1 to 3 Year Above 3 to 5 Year Above 5 Year
Home Loan 9.50% 9.75% 10.00%
Auto Loan (personal) 9.50% 9.75% 10.00%
Other Retail Loan 9.99% 10.50% 10.75%
