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    1. News
    2. Announcement
    3. Nepal Finance Limited: New Interest Rate Notice
    आधिकारिक सूचनाInterest Rates14 Jun, 2026

    नेपाल फाइनान्स लिमिटेडको नयाँ ब्याजदर सूचनाNepal Finance Limited: New Interest Rate Notice

    वर्ग:
    Interest Rates
    प्रकाशित मिति:
    Published on June 14, 2026
    जारीकर्ता:
    NEPSE Trading
    पढ्ने समय:
    1 मिनेट

    INTEREST RATE

    (Per Annum)

    Applicable from Aashad ०१,२०८३

    DEPOSITS

    Deposit Type Interest Rate (Per annum)

    Saving Deposit 3.00% to 3.60%

    Call Deposit up to 1.50%

    Current Deposit 0.00%

    Fixed Deposits

    (A) Individual

    (1) 6 Months 4.00%

    (2) 9 months 4.25%

    (3) 1 Year 4.50%

    (4) Above 1 Year to 2 Years 4.75%

    (5) Above 2 Years 5.50%

    (B) Institutional

    (1) 1 Year 3.50%

    (2) Above 1 Year to 2 Years 3.75%

    (3) Above 2 Years 4.50%

    (C) Akshayakosh Negotiable

    (D) Remittance Deposit Additional 1% on Individual Fixed & Saving

    LOAN & ADVANCE

    Loan Against Fixed Deposit Upto +2.00% P.a on Coupon Rate/ or Minimum to Average Base rate Whichever is higher.

    Business Loan Base Rate + Up to 3% P.a Premium

    Deprived Loan Base Rate + Up to 2% P.a Premium

    Subsidized Loan Base Rate + Up to 2% P.a Premium

    Consumer & Other Loan Productes Base Rate + Up to 4% P.a Premium

    Consortium Loan As per Consortium Decision

    Average Base Rate of Last Three Months 8.06%

    Interest rate of Loans & advance Shall be applicable as per NRB directives.

    Fixed Lending Interest Rate Loan (Individual)

    Particular 1 to 3 Year Above 3 to 5 Year Above 5 Year

    Home Loan 9.50% 9.75% 10.00%

    Auto Loan (personal) 9.50% 9.75% 10.00%

    Other Retail Loan 9.99% 10.50% 10.75%

    INTEREST RATE

    (Per Annum)

    Applicable from Aashad ०१,२०८३

    DEPOSITS

    Deposit Type Interest Rate (Per annum)

    Saving Deposit 3.00% to 3.60%

    Call Deposit up to 1.50%

    Current Deposit 0.00%

    Fixed Deposits

    (A) Individual

    (1) 6 Months 4.00%

    (2) 9 months 4.25%

    (3) 1 Year 4.50%

    (4) Above 1 Year to 2 Years 4.75%

    (5) Above 2 Years 5.50%

    (B) Institutional

    (1) 1 Year 3.50%

    (2) Above 1 Year to 2 Years 3.75%

    (3) Above 2 Years 4.50%

    (C) Akshayakosh Negotiable

    (D) Remittance Deposit Additional 1% on Individual Fixed & Saving

    LOAN & ADVANCE

    Loan Against Fixed Deposit Upto +2.00% P.a on Coupon Rate/ or Minimum to Average Base rate Whichever is higher.

    Business Loan Base Rate + Up to 3% P.a Premium

    Deprived Loan Base Rate + Up to 2% P.a Premium

    Subsidized Loan Base Rate + Up to 2% P.a Premium

    Consumer & Other Loan Productes Base Rate + Up to 4% P.a Premium

    Consortium Loan As per Consortium Decision

    Average Base Rate of Last Three Months 8.06%

    Interest rate of Loans & advance Shall be applicable as per NRB directives.

    Fixed Lending Interest Rate Loan (Individual)

    Particular 1 to 3 Year Above 3 to 5 Year Above 5 Year

    Home Loan 9.50% 9.75% 10.00%

    Auto Loan (personal) 9.50% 9.75% 10.00%

    Other Retail Loan 9.99% 10.50% 10.75%

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