काठमाडौँ — नेपाल राष्ट्र बैंकले भोटेकोशी र बूढीगण्डकी नदीमा आएको बाढीबाट प्रभावित ऋणीहरूलाई कर्जाको साँवा र ब्याज तिर्ने म्याद तीन महिना थप गरिदिएको छ । केन्द्रीय बैंकको नयाँ व्यवस्थाअनुसार बाढीपीडित व्यवसायीले असोज मसान्तमा बुझाउनुपर्ने किस्ता अब पुस मसान्तसम्ममा तिरे हुनेछ ।
गत भदौ १० गतेको भोटेकोशी बाढी र हालैको बूढीगण्डकी बाढीले प्रत्यक्ष असर पारेका उद्यम, परियोजना र व्यवसायीलाई लक्षित गर्दै यस्तो सहुलियत ल्याइएको हो । यसका साथै, रसुवा भन्सार नाकाबाट हुने आयात–निर्यातमा जोडिएका र बाढीकै कारण व्यापार–व्यवसाय ठप्प भई मर्कामा परेका व्यवसायीले पनि यो सुविधा पाउनेछन् ।
यद्यपि, यो सहुलियत बाढीग्रस्त क्षेत्रका सबै ऋणीमा स्वतः लागू भने हुने छैन । बैंक तथा वित्तीय संस्थाहरूले ऋणीको आम्दानी, नगद प्रवाह र व्यवसायमा परेको यथार्थ असरको सूक्ष्म विश्लेषण गर्नुपर्नेछ । साँच्चिकै मर्कामा परेर किस्ता तिर्न नसक्ने अवस्था पुष्टि भएपछि मात्रै म्याद थप गर्न राष्ट्र बैंकले निर्देशन दिएको छ ।
KATHMANDU — Nepal Rastra Bank (NRB) has extended the deadline for the repayment of loan principal and interest by three months for borrowers affected by the floods in the Bhote Koshi and Budhi Gandaki rivers. Under the central bank's new provision, flood-hit businesses that were required to pay their installments by mid-October (Ashoj-end) can now clear their dues by mid-January (Poush-end).
This relief measure targets enterprises, projects, and businesses directly impacted by the Bhote Koshi flood on August 26 (Bhadra 10) and the recent flooding in the Budhi Gandaki river. Additionally, businesses involved in import-export trade through the Rasuwa customs point, whose operations were halted due to the floods, will also be eligible for this facility.
However, this extension will not be automatically applied to all borrowers in the flood-affected areas. Banks and financial institutions (BFIs) are required to carefully analyze the borrower's income, cash flow, and the actual impact on their business. The NRB has directed BFIs to grant the time extension only after verifying that the borrowers are genuinely facing financial difficulties in paying their installments.
