सांग्रिला डेभलपमेन्ट बैंकको निक्षेप तथा कर्जाको ब्याजदरShangri-la Development Bank Deposit and Loan Interest Rates

सांग्रिला डेभलपमेन्ट बैंक लि.

Shangri-la Development Bank Ltd.

(नेपाल राष्ट्र बैंकबाट “ख” वर्गको इजाजत प्राप्त संस्था)

केन्द्रीय कार्यालय:

बालुवाटार, काठमाडौं

फोन नं.: ०१-४५२२८६९/६२

Interest Rates (Per Annum)

Effective from Asar ०१, २०८३ (June १५, २०२६)

DEPOSIT

PRODUCT TYPE MINIMUM BALANCE INTEREST RATE INTEREST POSTING FREQUENCY

Loan Operating, Current A/c ० to ५००० - NA

CALL DEPOSIT

Co-Ops Call Account १००० Up to १.३७% Quarterly

BFI Call Account ५००० Up to १.३७% Quarterly

Corporate Call A/C १०० Up to १.३७% Quarterly

Call Account Others १०० Up to १.३७% Quarterly

Special Call A/C ५००० Up to १.३७% Quarterly

SAVING DEPOSIT

Staff Saving Account - २.७५% Quarterly

Normal Saving Account - २.७५% Quarterly

Bal Bhabishya Bachat Khata १०० २.७५% Quarterly

Pewa Bachat Khata १०० २.७५% Quarterly

Nari Bachat Khata १०० २.७५% Monthly

Jestha Nagarik Bachat Khata ५०० २.७५% Monthly

Gurkha Saving Account ५०० २.७५% Quarterly

Salary Saving Account ५०० २.७५% Quarterly

Shareholder Saving Account १०० ३.००% Quarterly

Shangri-la Super Premium Bachat १००० २.७५% Quarterly

Bidharthhi Bachat Khata - २.७५% Quarterly

Group Saving-MF Account - २.७५% Quarterly

Personal Saving-MF Account - २.७५% Quarterly

Micro Finance Saving Account ५००० २.७५% Quarterly

Karmachari Sulav Bachat Khata - २.७५% Quarterly

Recurring Account १०० २.७५% Quarterly

Samajik Surakchya Bachat Khata - २.७५% Quarterly

Shangri-la Samriddhi Bachat Khata ५००० २.७५% Monthly

Shangri-la Pay roll Account - २.७५% Monthly

Shangrila Naulo Bachat Account ५००० २.७५% Monthly

Mero Shangri-la Bachat Khata ५००० २.७५% Quarterly

Shangri-la Uchhatam Bachat Khata ५००० २.७५% Quarterly

Swornim Nari Bachat Khata १००० २.७५% Quarterly

Shangri-la Green Saving Account ५०० २.७५% Quarterly

Surakshit Bal Bachat Khata १००० २.७५% Quarterly

Buddha Bhumi Bachat Khata ५००० ३.००% Quarterly

Sunaulo Remittance Account १०० ४.००% Quarterly

FIXED DEPOSIT

Individual

Period Interest Rate (Monthly/Quarterly/Maturity)

३ Months to १ Year २.७५%

Above १ Year to २ Years २.९०%

Above २ Years to ३ Years ३.००%

Above ३ Years to ४ Years ३.१५%

Above ४ Years to ५ Years ३.२५%

Above ५ Years ४.६६%

Remittance FD १% additional on above FD interest rates as per time period.

Institutional

Period Interest Rate (Quarterly/ Maturity)

६ Months and Above २.७५%

As of Baishakh End २०८३ -

LOAN (Base Rate+ Premium Rate)

INDIVIDUAL LOAN PREMIUM RATE

Personal OD Up to ३.९९%

Easy Term Up to ३.९९%

Home Loan Up to ३.९९%

Hire Purchase Loan Up to ३.९९%

Share/Security Loan Up to ३.९९%

Guarantee Loan Up to ३.९९%

Gold and Silver Loan Up to ३.९९%

Foreign Employment Up to ३.९९%

Education Loan Up to ३.९९%

Auto Loan - Private Up to ३.९९%

Personal Demand Loan Up to ३.९९%

Loan Against FDR Coupon Rate + ३%

CORPORATE LOAN

Business OD Up to ३.९९%

Term Loan Up to ३.९९%

Vehicle Loan Up to ३.९९%

SME Loan - OD Up to ३.९९%

SME Loan - Term Up to ३.९९%

Demand Loan Up to ३.९९%

Agriculture Loan -OD Up to ३.९९%

Agriculture Loan -Term Up to ३.९९%

Industry Loan - OD Up to ३.९९%

Industry Loan - Term Up to ३.९९%

Energy Loan - OD Up to ३.९९%

Energy Loan - Term Up to ३.९९%

Tourism Loan - OD Up to ३.९९%

Tourism Loan - Term Up to ३.९९%

Real Estate Loan - OD Up to ३.९९%

Real Estate Loan - Term Up to ३.९९%

Bridge Gap Loan Up to ३.९९%

DEPRIVED SECTOR LOAN

Deprived - General Up to ४.९९%

Seasonal Loan Up to ४.९९%

Micro Enterprise Up to ४.९९%

Low - Cost Housing Up to ४.९९%

Micro Hydro Up to ४.९९%

Deprived Loan- Other Up to ४.९९%

Wholesale Lending Up to २%

Consortium Loan As per Agreement

FIXED RATE FOR PERSONAL TERM LOAN

Up to ७ Years १०.९९%

Deprived Sector Loans: In case of deprived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below १% than the published rate shall be applicable.

Base Rate: ५.६४%

Note: Interest Rate of Loans and Advances shall be Average Base Rate Plus Premium Rate.