सांग्रिला डेभलपमेन्ट बैंक लि.
स्थानीय विकासको आधार
Head Office: Baluwatar, Kathmandu
Ph: ०१-४५२१८६१/६२
Interest Rates (Per Annum)
Effective from Shrawan ०१, २०८३ (July १७, २०२६)
DEPOSIT
PRODUCT TYPE MINIMUM BALANCE INTEREST RATE INTEREST POSTING FREQUENCY
Loan Operating, Current A/c ० to ५००० - NA
CALL DEPOSIT
Co-Ops Call Account १००० Up to १.३७% Quarterly
BFI Call Account ५००० Up to १.३७% Quarterly
Corporate Call A/C १०० Up to १.३७% Quarterly
Call Account Others १०० Up to १.३७% Quarterly
Special Call A/c ५००० Up to १.३७% Quarterly
SAVING DEPOSIT
Staff Saving Account - २.७५% Quarterly
Normal Saving Account - २.७५% Quarterly
Bal Bhabishya Bachat Khata १०० २.७५% Quarterly
Pewa Bachat Khata १०० २.७५% Quarterly
Nari Bachat Khata १०० २.७५% Monthly
Jestha Nagarik Bachat Khata ५०० २.७५% Monthly
Gurkha Saving Account ५०० २.७५% Quarterly
Salary Saving Account ५०० २.७५% Quarterly
Shareholder Saving Account १०० २.७५% Quarterly
Shangri-la Super Premium Bachat १००० २.७५% Quarterly
Bidhharthi Bachat Khata - २.७५% Quarterly
Group Saving-MF Account - २.७५% Quarterly
Personal Saving-MF Account - २.७५% Quarterly
Micro Finance Saving Account ५००० २.७५% Quarterly
Karmachari Sulav Bachat Khata - २.७५% Quarterly
Recurring Account १०० २.७५% Quarterly
Samajik Surakchya Bachat Khata - २.७५% Quarterly
Shangri-la Sambriddhi Bachat Khata ५००० २.७५% Monthly
Shangri-la Pay roll Account - २.७५% Monthly
Shangrila Naulo Bachat Account ५००० २.७५% Monthly
Mero Shangri-la Bachat Khata ५००० २.७५% Monthly
Shangri-la Uchhatam Bachat Khata ५००० २.७५% Quarterly
Swornim Nari Bachat Khata १००० २.७५% Quarterly
Shangri-la Green Saving Account ५०० २.७५% Quarterly
Surakshit Bal Bachat Khata १००० २.७५% Quarterly
Buddha Bhumi Bachat Khata ५००० २.७५% Quarterly
Sunaulo Remittance Account १०० ३.७५% Quarterly
FIXED DEPOSIT
Individual
Period Interest Rate (Monthly/Quarterly/Maturity)
३ Months to १ Year २.७५%
Above १ Year to २ Years २.९०%
Above २ Years to ३ Years ३.००%
Above ३ Years to ४ Years ३.१५%
Above ४ Years to ५ Years ३.२५%
Above ५ Years ४.५९%
Remittance FD १% additional on above FD interest rates as per time period.
Institutional
Period Interest Rate (Quarterly/ Maturity)
६ Months and Above २.७५%
LOAN (Base Rate+ Premium Rate)
INDIVIDUAL LOAN PREMIUM RATE
Personal OD Up to ३.९९%
Easy Term Up to ३.९९%
Home Loan Up to ३.९९%
Hire Purchase Loan Up to ३.९९%
Share/Security Loan Up to ३.९९%
Guarantee Loan Up to ३.९९%
Gold And Silver Loan Up to ३.९९%
Foreign Employment Up to ३.९९%
Education Loan Up to ३.९९%
Auto Loan - Private Up to ३.९९%
Personal Demand Loan Up to ३.९९%
Loan Against FDR Coupon Rate + ३%
CORPORATE LOAN
Business OD Up to ३.९९%
Term Loan Up to ३.९९%
Vehicle Loan Up to ३.९९%
SME Loan - OD Up to ३.९९%
SME Loan - Term Up to ३.९९%
Demand Loan Up to ३.९९%
Agriculture Loan - OD Up to ३.९९%
Agriculture Loan - Term Up to ३.९९%
Industry Loan - OD Up to ३.९९%
Industry Loan - Term Up to ३.९९%
Energy Loan - OD Up to ३.९९%
Energy Loan - Term Up to ३.९९%
Tourism Loan - OD Up to ३.९९%
Tourism Loan - Term Up to ३.९९%
Real Estate Loan - OD Up to ३.९९%
Real Estate Loan - Term Up to ३.९९%
Bridge Gap Loan Up to ३.९९%
DEPRIVED SECTOR LOAN
Deprived - General Up to ४.९९%
Personal Loan Up to ४.९९%
Micro Enterprise Up to ४.९९%
Low - Cost Housing Up to ४.९९%
Deprived Loan- Other Up to ४.९९%
Micro Hydro Up to ४.९९%
Wholesale Lending Up to २%
Consortium Loan As per Agreement
FIXED RATE FOR PERSONAL TERM LOAN
Up to ७ Years १०.९९%
Deprived Sector Loans: In case of deprived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below १% than the published rate shall be applicable.
As of Jestha End २०८३
Note: Interest Rate of Loans and Advances shall be Average Base Rate Plus Premium Rate.
Base Rate: ५.५७%
