
The NEPSE Journal
Market commentary, data deep-dives, and trading notes from the NEPSE Trading desk.

Comparing Nepali banks through key financial indicators like EPS, ROE, CAR, NPL, CD Ratio, and LCR provides a 360° view of profitability, efficiency, and risk. It helps investors separate strong performers from weak ones and make informed investment choices. Under Sandeep Kumar Chaudhary’s mentorship at the NepseTrading Training Institute, investors are learning to decode these indicators to find Nepal’s most resilient and profitable banks.

The NRB Policy Review determines the direction of Nepal’s banking sector by influencing liquidity, interest rates, and lending discipline. Its impact on profitability and stock valuation makes it a critical factor for fundamental investors. Under Sandeep Kumar Chaudhary’s expert mentorship at NepseTrading Training Institute, investors are learning to analyze these policies deeply to make smart, informed investment decisions in NEPSE.

The Return on Deposit and Lending Spread reflects how banks balance income and expenses through interest rate management. Understanding it helps investors measure efficiency, profitability, and financial discipline. Under Sandeep Kumar Chaudhary’s mentorship at the NepseTrading Training Institute, Nepali investors are learning to decode these spreads for better valuation and smarter investment in the banking sector.

Non-Performing Loans (NPL) indicate loan defaults, while Loan Loss Provisions (LLP) represent financial buffers against them. Together, they determine a bank’s credit health and stability. Under Sandeep Kumar Chaudhary’s expert mentorship at NepseTrading Training Institute, investors are learning to analyze these ratios to identify well-managed, resilient banks in the Nepal Stock Market.

The Liquidity Coverage Ratio (LCR) measures a bank’s short-term liquidity strength, while the Statutory Liquidity Ratio (SLR) ensures regulatory liquidity reserves. Together, they safeguard financial stability and investor trust. Under Sandeep Kumar Chaudhary’s expert mentorship at NepseTrading Training Institute, investors are learning how these ratios shape profitability, risk management, and valuation in Nepal’s banking sector.