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Top2 min read
Central Bank Mandates 24/7 Rapid Response Officers to Thwart Festive Cyber Scams
By mandating a 24-hour operational bridge between banks and the Nepal Police, the NRB is actively neutralizing the scammers' biggest advantage: time. During the festive season, the volume of digital transactions, online shopping, and mobile money transfers surges exponentially, naturally increasing the attack surface for financial fraud. This new directive ensures that the financial system's defense mechanisms do not go on vacation, thereby providing a much-needed safety net for digital consumers and significantly boosting the efficacy of cybercrime investigations.
Dipesh Ghimire14 Oct, 2026
Finance Companies2 min read
Banking Sector NPL Hits 5.66 Percent; Finance Companies Grapple with Alarming Default Rates
The central bank's data paints a complex picture of a financial sector flush with investable funds but hampered by latent credit risks. The dual narrative of aggressively expanding loan portfolios alongside rising default rates—particularly the near double-digit NPLs in finance companies—points toward systemic frailties in credit appraisal and recovery mechanisms. While the overall capital adequacy ratio remains relatively secure at 12.64 percent, the rising tide of bad loans means banks must divert a larger chunk of their operating profits toward loan loss provisions. If domestic economic activities and business cash flows do not accelerate adequately to support loan repayments, these historically bad loans will remain a dead weight, inevitably eroding the banking sector's profitability and dividend distribution capacity in the upcoming quarters.
Dipesh Ghimire14 Oct, 2026
IMF2 min read
IMF Forecasts Sub-4% Growth for Nepal Through 2027 Amid Inflationary Volatility and Global Slowdown
The IMF’s insight regarding AI-driven economic resilience presents a strategic warning for developing nations like Nepal. While advanced markets are leveraging digital infrastructure and automation to boost productivity despite geopolitical headwinds, economies with lower digital penetration risk falling further behind in total factor productivity. For Nepal, buffering against this global slowdown will require disciplined monetary policies from the central bank, accelerated capital spending on essential domestic infrastructure, and targeted support for high-potential export sectors.
Dipesh Ghimire14 Oct, 2026
Nepal Rastra Bank2 min read
NRB Offers Breathing Space: Three-Month Loan Extension for Flood-Hit Businesses
The policy acknowledges the compounding economic shocks faced by businesses in these regions—ranging from direct physical damage to projects, to prolonged supply chain paralysis at northern border points. From a macroeconomic perspective, this is a necessary buffer. By providing this 90-day window, the NRB is proactively trying to prevent a sudden, artificial spike in non-performing loans (NPLs) within the banking sector. It provides the stranded businesses a genuine chance to liquidate their stalled inventories, restore their cash flows, and regain their footing without the immediate, paralyzing threat of default or asset foreclosure.
Dipesh Ghimire14 Oct, 2026
NEPSE5 min read
Pre-Dashain Regulatory Relief: Sales Conditions for Basic Shareholders Eased, Hopes for Return of Market Confidence
Technically, the week's low (2,557.30) stayed above the first support zone of 2,546.69, while lower support lies at 2,501.49. On the upside, a declining trendline and the first resistance converge in the 2,650 to 2,676.52 zone. After that, 2,754.08 and 2,799.15 act as the next resistance levels. The daily RSI has reached 48.67, and although the MACD is still below zero, the gap with the signal line is narrowing. The weekly RSI (43.54), however, indicates that medium-term momentum remains weak. The main test now will be whether the index can cross the 2,650–2,676 zone with increasing trading volume. Conversely, a close below 2,546 could lead to a retest of the 2,500 zone. This analysis is for informational purposes and does not constitute investment advice.
Dipesh Ghimire11 Oct, 2026
Housing Crisis Deepens in Nepa3 min read
Housing Crisis Deepens in Nepal: 70 Percent Struggle to Afford Shelter as Costs and Climate Risks Surge
The comprehensive study, conducted by Edelman Intelligence between April and June 2026, surveyed 30,758 individuals globally. In Nepal, the deeply representative sample included 1,400 participants, integrating a national online base of 1,000 adults, an additional 300 from ultra-low-income brackets earning below Rs 20,000 monthly, and 100 face-to-face interviews with informal settlers across Kathmandu, Kavre, Bhaktapur, and Tokha. Ultimately, the 2026 report serves as a harsh indictment of Nepal's fragmented urban planning. It concludes that solving the country's housing crisis requires moving beyond mere brick-and-mortar construction; the state must urgently execute an integrated strategy that simultaneously tackles financial affordability, secure land tenure, and climate-resilient infrastructure.
Dipesh Ghimire9 Oct, 2026
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SEBON3 min read
Investor Coalitions Press SEBON for Sweeping Market Reforms: Demand T+1 Settlement, 30% Minimum Public Float
Finally, the associations have called for stringent, uniform regulatory guidelines regarding margin trading across all brokerage firms. Currently, fragmented practices regarding interest rates and risk management expose the market to systemic vulnerabilities. The investors recommend implementing risk-based margin rates, where highly volatile or risky stocks require tighter credit controls. To achieve these sweeping reforms, the coalitions have urged SEBON to abandon unnecessary bureaucratic hurdles and immediately initiate cross-institutional dialogues involving the central bank, NEPSE, CDSC, brokers, and listed companies to foster a secure and fair trading environment.
Dipesh Ghimire9 Oct, 2026
Skilled Workers 2 min read
Quantity Over Quality: Highly Skilled Workers Account for a Dismal 0.14% of Nepal's Outbound Labor Force
Labor market analysts and economic observers suggest that this dismal statistic is a direct indictment of the country's weak technical and vocational education systems. To shift this narrative, the state must immediately pivot from a 'numbers-driven' migration policy to a 'value-driven' one. Without aggressive nationwide investments in technical education, internationally recognized skill certifications, and strategic diplomatic lobbying to open doors for high-paying global jobs, Nepal's foreign employment sector will remain stagnant—continuing to supply cheap labor to the world while gaining minimal economic leverage in return.
Dipesh Ghimire9 Oct, 2026
Vehicle Loan 2 min read
Education Ministry Proposes Major Vehicle Loan Subsidies to Boost Public School Teachers' Morale
However, the ultimate realization of this ambitious plan hinges entirely on the Ministry of Finance. Economic experts point out that while the policy is a massive victory for teachers' unions, it will impose a colossal, long-term financial liability on the national treasury. The Finance Ministry will now have to rigorously evaluate whether the state coffers can sustain the annual interest payouts for hundreds of thousands of teachers across the country before granting the final green light.
Dipesh Ghimire9 Oct, 2026
Stock Trading and Insurance2 min read
Govt Forms High-Level Panel to Explore 'One-Window' Financial Hubs: Banks May Soon Offer Stock Trading and Insurance
If the committee's forthcoming recommendations are implemented, it will not only redefine the operational scope of Nepali banks but could also trigger unprecedented growth in the domestic insurance and stock markets by unlocking billions in untapped rural capital.
Dipesh Ghimire9 Oct, 2026

NEPSEtrading

Primary issues

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NEPSE Trading Network

Insights & Analysis

All Articles — Page 2

Central Bank Mandates 24/7 Rapid Response Officers to Thwart Festive Cyber Scams

Banking Sector NPL Hits 5.66 Percent; Finance Companies Grapple with Alarming Default Rates

IMF Forecasts Sub-4% Growth for Nepal Through 2027 Amid Inflationary Volatility and Global Slowdown

NRB Offers Breathing Space: Three-Month Loan Extension for Flood-Hit Businesses

Pre-Dashain Regulatory Relief: Sales Conditions for Basic Shareholders Eased, Hopes for Return of Market Confidence

Housing Crisis Deepens in Nepal: 70 Percent Struggle to Afford Shelter as Costs and Climate Risks Surge

Investor Coalitions Press SEBON for Sweeping Market Reforms: Demand T+1 Settlement, 30% Minimum Public Float

Quantity Over Quality: Highly Skilled Workers Account for a Dismal 0.14% of Nepal's Outbound Labor Force

Education Ministry Proposes Major Vehicle Loan Subsidies to Boost Public School Teachers' Morale

Govt Forms High-Level Panel to Explore 'One-Window' Financial Hubs: Banks May Soon Offer Stock Trading and Insurance

NEPSEtrading

Primary issues

Income & debt

Live market

Read & learn

NEPSE Trading Network

Insights & Analysis

All Articles — Page 2

Central Bank Mandates 24/7 Rapid Response Officers to Thwart Festive Cyber Scams

Banking Sector NPL Hits 5.66 Percent; Finance Companies Grapple with Alarming Default Rates

IMF Forecasts Sub-4% Growth for Nepal Through 2027 Amid Inflationary Volatility and Global Slowdown

NRB Offers Breathing Space: Three-Month Loan Extension for Flood-Hit Businesses

Pre-Dashain Regulatory Relief: Sales Conditions for Basic Shareholders Eased, Hopes for Return of Market Confidence

Housing Crisis Deepens in Nepal: 70 Percent Struggle to Afford Shelter as Costs and Climate Risks Surge

Investor Coalitions Press SEBON for Sweeping Market Reforms: Demand T+1 Settlement, 30% Minimum Public Float

Quantity Over Quality: Highly Skilled Workers Account for a Dismal 0.14% of Nepal's Outbound Labor Force

Education Ministry Proposes Major Vehicle Loan Subsidies to Boost Public School Teachers' Morale

Govt Forms High-Level Panel to Explore 'One-Window' Financial Hubs: Banks May Soon Offer Stock Trading and Insurance