
Sectoral Lending Mandates Compliance Check Asadh 2082
As of mid-July 2025, most state-owned banks (ADBL, Nepal Bank, RBB) and proactive private banks like NMB, Sanima, Citizens, and NIC Asia comply with NRB’s sectoral lending mandates, supporting agriculture, energy, and SMEs. But foreign and conservative banks such as Standard Chartered, Everest, Himalayan, and SBI consistently fall short, exposing compliance gaps in priority sector financing.








