
Why Depositors Should Watch Liquidity Ratios Closely
Liquidity ratios—Net Liquidity and SLR—are crucial indicators for depositors to measure the safety of their funds. Banks like Standard Chartered and state-owned lenders provide stronger security due to higher liquidity, while aggressive private banks may carry higher risks despite offering attractive returns. In short, watching liquidity ratios is as important as comparing deposit rates for ensuring financial safety.








