#CapitalAdequacy #NepalBanking1 min read
Nepali Banks’ Capital Buffer vs South Asian Peers
Nepali banks, with an average CAR of 12.78%, are better capitalized than many peers in Bangladesh and Sri Lanka but remain slightly behind India’s top-tier banks. NRB’s stringent capital rules have helped maintain resilience, making Nepali banks regionally competitive in terms of capital buffers. However, rising NPLs and liquidity pressures mean banks must remain cautious to avoid future erosion of these buffers.
Sandeep Chaudhary
