#NepalBanking #BaseRate #Lendi1 min read
Base Rate of Nepali Banks Who Offers the Lowest Lending Rate?
As of mid-July 2025, the lowest base rate in Nepal’s banking sector is offered by Standard Chartered Bank at 4.96%, followed by Nabil Bank and Global IME in the 5.5–5.7% range. The average base rate across the sector is 5.99%, indicating cheaper credit than in past years. Borrowers benefit most from banks with strong liquidity positions and efficient operations, while those tied to high-base-rate banks face costlier credit.
Sandeep Chaudhary
