Nepal’s Stock Market3 min readInsurance Companies Invest Over NPR 1.54 Trillion in Nepal’s Stock MarketInsurance Companies Invest Over NPR 1.54 Trillion in Nepal’s Stock Market Insurance companies in Nepal have collectively invested more than NPR 1.54 trillion in different categories of company shares and securities, according to the latest data from the Nepal Insurance Authority (NIA). The investments span across ordinary shares, preference shares, debentures, bonds, and promoter shares of both listed and unlisted companies.Dipesh Ghimire·8 Sep, 2025
Gold Prices2 min readGold Prices Break Record in Nepal Amid Global Trade and Monetary ShiftsGold Prices Break Record in Nepal Amid Global Trade and Monetary Shifts Gold prices in Nepal have once again reached an all-time high, continuing a trend of daily increases seen throughout the past week. The consistent rise reflects not only local demand but also growing global uncertainties that are driving investors toward safe-haven assets. According to the Nepal Gold and Silver Dealers’ Association, hallmark gold was traded at Rs. 212,000 per tola on Sunday. This is the highest price ever recorded in Nepal. Compared to Friday’s rate of Rs. 210,400 per tola, gold prices rose by Rs. 1,600 in a single day. Silver also climbed to a record level. Its price increased by Rs. 10 per tola, reaching Rs. 2,500 per tola, up from Rs. 2,490 per tola on Friday. The simultaneous rise of both metals highlights the strength of investor demand for precious commodities.Dipesh Ghimire·7 Sep, 2025
Top2 min readHow Smart Investors Turn Loans into WealthHow Smart Investors Turn Loans into Wealth For many households, loans are seen as a financial burden. But smart investors are turning them into a tool for wealth creation, particularly in real estate. By leveraging borrowed money to purchase property, investors are building portfolios that generate income, appreciate in value, and reduce tax liabilities.Dipesh Ghimire·4 Sep, 2025
NEPSE1 min readNEPSE Indicates Bullish Divergence, Market Could See ReversalThe Nepal Stock Exchange (NEPSE) closed at 2,726.33 points on Wednesday, down by 15.64 points (-0.57%) with a total turnover of NPR 4.72 billion. Despite the decline, technical indicators show signs of a potential reversal as the Relative Strength Index (RSI 14) stands at 39.53, forming a higher low, while the NEPSE index itself has been making lower lows. This pattern indicates a bullish divergence, suggesting that selling pressure is weakening and a short-term rally could be on the horizon. Analysts highlight that sustaining above the 2,700-point level and an RSI move above 50 would confirm the bullish momentum, while a breakdown below 2,680 points may delay recovery. Overall, the divergence has brought cautious optimism among investors, signaling possible market upside in the coming sessions.Sandeep Chaudhary·3 Sep, 2025
Margin Lending6 min readNEPSE’s Dance on the Rhythm of Margin LendingNEPSE’s Dance on the Rhythm of Margin Lending In the Nepalese stock market (NEPSE), many retail investors often feel frustrated when prices don’t behave as anticipated. Despite optimism, the reality is that prices are heavily influenced by both industry trends and underlying fundamentals. Let’s break down the main reasons why stock prices in NEPSE are not aligning with expectations.Dipesh Ghimire·3 Sep, 2025
Money’s Power3 min readThe Many Faces of Money’s Power Article By : Dipesh Ghimire https://www.facebook.com/dipeshakanchho The Many Faces of Money’s Power Money has always been more than just a medium of exchange. In modern society, it serves as an anchor that shapes lifestyles, opportunities, relationships, and even the direction of nations. While its value is often measured in numbers, its true power lies in the choices it creates and the influence it spreads across different layers of human life.Dipesh Ghimire·2 Sep, 2025
Financial Plan3 min readBuilding Your Own Financial Plan: A Complete GuideBuilding Your Own Financial Plan: A Complete Guide About the Author : Dipesh Ghimire, a journalist focused on Nepal’s economy, has over 15 years of experience in the share market. Managing money wisely has become one of the most important skills in today’s unpredictable world. A financial plan is essentially your personal roadmap that shows how to balance spending, saving, debt repayment, and investments in order to meet both immediate needs and long-term ambitions. Unlike a simple budget or a list of numbers, a financial plan connects your current reality with your future goals. Whether you’re a student just starting to earn, a salaried professional, or even running a small business, the steps remain surprisingly similar.Dipesh Ghimire·2 Sep, 2025
Hydropower IPO3 min readHydropower IPO Deadlock Threatens Private Sector InvestmentArticle By : Dipesh Ghimire Hydropower IPO Deadlock Threatens Private Sector Investment Kathmandu – Hydropower projects in Nepal, once considered secure for private investors, are now facing an unprecedented financial bottleneck. For years, promoters, banks, and the general public all contributed to project financing: promoters injected equity, banks provided loans, and locals participated through IPOs. Projects generally raised funds, though delays and construction risks were common. But recently, policy hurdles and regulatory indecision have made IPO approval—the final step of financing—far more uncertain. The Securities Board of Nepal (SEBON) has withheld IPO clearance for dozens of hydropower companies, leaving project developers stuck and local investors frustrated.Dipesh Ghimire·2 Sep, 2025
Top4 min readNRB Revises Concessional Loan Rules, Borrower Details to Go PublicNRB Revises Concessional Loan Rules, Borrower Details to Go Public Nepal Rastra Bank has rolled out sweeping changes in the concessional loan regime, directing banks and financial institutions to publish the names of beneficiaries every quarter. The central bank’s new instruction, issued through amendments to the Unified Directives, is aimed at increasing transparency and ensuring that concessional loans reach their intended sectors. Under the new rule, banks must post borrower lists separately for those who received loans under the earlier 2018 (2075 BS) framework and those who fall under the newly revised 2025 (2082 BS) procedure. These lists must be made public on the institutions’ official websites every three months. The central bank also clarified that the government will reimburse interest subsidies, which will be treated as zero risk-weight assets while calculating banks’ capital adequacy ratios.Dipesh Ghimire·2 Sep, 2025
NBF21 min readNabil Balanced Fund‑2 Declares 13% Cash Dividend Ahead of Book‑ClosureAnalysts note that NBF2’s 13% dividend, coupled with trading slightly below NAV, may attract income-focused investors. The fund’s closed-end structure provides stability, while the dividend announcement is expected to drive short-term demand in the market.Jiwan Dahal·1 Sep, 2025