Financial Plan3 min readBuilding Your Own Financial Plan: A Complete GuideBuilding Your Own Financial Plan: A Complete Guide About the Author : Dipesh Ghimire, a journalist focused on Nepal’s economy, has over 15 years of experience in the share market. Managing money wisely has become one of the most important skills in today’s unpredictable world. A financial plan is essentially your personal roadmap that shows how to balance spending, saving, debt repayment, and investments in order to meet both immediate needs and long-term ambitions. Unlike a simple budget or a list of numbers, a financial plan connects your current reality with your future goals. Whether you’re a student just starting to earn, a salaried professional, or even running a small business, the steps remain surprisingly similar.Dipesh Ghimire·2 Sep, 2025
Hydropower IPO3 min readHydropower IPO Deadlock Threatens Private Sector InvestmentArticle By : Dipesh Ghimire Hydropower IPO Deadlock Threatens Private Sector Investment Kathmandu – Hydropower projects in Nepal, once considered secure for private investors, are now facing an unprecedented financial bottleneck. For years, promoters, banks, and the general public all contributed to project financing: promoters injected equity, banks provided loans, and locals participated through IPOs. Projects generally raised funds, though delays and construction risks were common. But recently, policy hurdles and regulatory indecision have made IPO approval—the final step of financing—far more uncertain. The Securities Board of Nepal (SEBON) has withheld IPO clearance for dozens of hydropower companies, leaving project developers stuck and local investors frustrated.Dipesh Ghimire·2 Sep, 2025
Top4 min readNRB Revises Concessional Loan Rules, Borrower Details to Go PublicNRB Revises Concessional Loan Rules, Borrower Details to Go Public Nepal Rastra Bank has rolled out sweeping changes in the concessional loan regime, directing banks and financial institutions to publish the names of beneficiaries every quarter. The central bank’s new instruction, issued through amendments to the Unified Directives, is aimed at increasing transparency and ensuring that concessional loans reach their intended sectors. Under the new rule, banks must post borrower lists separately for those who received loans under the earlier 2018 (2075 BS) framework and those who fall under the newly revised 2025 (2082 BS) procedure. These lists must be made public on the institutions’ official websites every three months. The central bank also clarified that the government will reimburse interest subsidies, which will be treated as zero risk-weight assets while calculating banks’ capital adequacy ratios.Dipesh Ghimire·2 Sep, 2025
NBF21 min readNabil Balanced Fund‑2 Declares 13% Cash Dividend Ahead of Book‑ClosureAnalysts note that NBF2’s 13% dividend, coupled with trading slightly below NAV, may attract income-focused investors. The fund’s closed-end structure provides stability, while the dividend announcement is expected to drive short-term demand in the market.Jiwan Dahal·1 Sep, 2025
NBF31 min readNabil Balanced Fund-3 Declares 13% Cash Dividend; Book-Closure Set for Bhadra 22Market analysts suggest that the combination of a solid 13% dividend payout and technical bullishness may drive near-term demand for the fund’s units. With the stock trading slightly below its NAV, investors could view NBF3 as an attractive opportunity for income and stability ahead of the book-closure deadline.Jiwan Dahal·1 Sep, 2025
H80201 min readHimalayan 80-20 Declares 16.16% Cash Dividend for FY 2081/82With its attractive dividend payout, discounted trading price, and diversified portfolio strategy, Himalayan 80-20 is positioned as a strong option for investors seeking both steady income and long-term capital appreciation in the mutual fund market.Jiwan Dahal·1 Sep, 2025
MBL1 min readMachhapuchhre Bank Announces 8% Dividend for FY 2081/82At its current price, MBL appears fairly valued compared to sector peers, balancing growth potential with moderate risk. The 8% dividend yield is modest but significant, as it marks a resumption of payouts after years of no dividend distribution, signaling management’s confidence in sustainable earnings. Analysts suggest that MBL could attract both income-seeking investors and long-term holders if it continues to maintain profitability and asset quality.Jiwan Dahal·1 Sep, 2025
SIKLES1 min readSikles Hydropower Declares 15.79% Dividend for FY 2081/82With a combined dividend of 15.79%, SIKLES has once again demonstrated resilience and growth potential in Nepal’s power sector. Its blend of bonus shares and cash payout provides both capital appreciation opportunities and immediate returns, making it a noteworthy choice for investors looking at the hydropower industry.Jiwan Dahal·1 Sep, 2025
GIBF11 min readGlobal IME Balanced Fund-1 Declares 12% Cash Dividend for FY 2081/82With the declaration of a 12 percent cash dividend, Global IME Balanced Fund-1 has strengthened its position as a reliable income-generating vehicle for investors. The fund’s improved payout highlights effective management and a healthy outlook, reinforcing confidence in Nepal’s growing mutual fund market.Jiwan Dahal·1 Sep, 2025
MSHL1 min readMid Solu Hydropower Declares 15.79% Dividend for FY 2081/82, Signals Strong Growth ProspectsWith its latest dividend declaration, Mid Solu Hydropower has reinforced investor confidence and showcased its capacity to generate sustainable returns. While technical indicators point to short-term consolidation, the company’s fundamentals and long-term sectoral prospects remain strong. For investors, the stock represents both an opportunity for growth and a bet on Nepal’s renewable energy future.Jiwan Dahal·1 Sep, 2025