Nepal Economic Sector Performance 2025/26
With GDP growing at 3.99% and total bank credit at Rs. 5,592,070M (+5.72%), Nepal's economic sectors are contributing unevenly to growth. This performance review covers all major sectors using NRB 8-month data.
Sector Performance Rankings
| Rank | Sector | Credit Growth | Assessment |
|---|---|---|---|
| 1 | Electricity/Energy | +10.45% | Excellent |
| 2 | Construction | +9.51% | Strong |
| 3 | Services | +8.05% | Strong |
| 4 | Transport/Comms | +7.83% | Good |
| 5 | Consumption | +6.66% | Good |
| 6 | Finance/Insurance | +5.65% | Moderate |
| 7 | Manufacturing | +5.59% | Moderate |
| 8 | Wholesale/Retail | +4.43% | Steady |
| 9 | Agriculture | -1.99% | Weak |
Additional Performance Indicators
- Exports: Rs. 191,112M (+20.83%) — manufacturing competitiveness improving
- Tourism: Arrivals +15.7% (Jan 2026) — services sector driver
- Remittances: Rs. 1,449,652M (+37.67%) — economy's backbone
- CPI Inflation: 2.13% avg, 3.62% latest — price pressures emerging
Conclusion
Nepal's economic performance in 2025/26 is moderate but broadening. Energy, construction, and services lead while agriculture needs urgent policy attention. The overall 5.72% credit growth is healthy and aligned with GDP growth targets.