EPS of Commercial Banks Till Baisakh

As of Baisakh, the average Earnings Per Share (EPS) of commercial banks stands at NPR 13.55. The EPS has been calculated based on the profits reported by Nepal Rastra Bank.

Top Banks by EPS:

1. Standard Chartered Bank: NPR 28.26

2. Everest Bank: NPR 25.32

3. Nabil Bank: NPR 20.19

Banks with Low EPS:

- Nepal Bank: NPR 4.02

- Four other banks have an EPS of less than NPR 10.

Reasons for Low EPS:

- Inability to expand business according to paid-up capital.

- Pressure on profits due to increased provisioning.

- Impact of rising non-performing loans on earnings.

- Economic slowdown, sluggish business, and decreased loan demand.

Additional Important Points:

- Banks have earned a net profit of over NPR 48.59 billion.

- Significant provisions have put pressure on profits.

- EPS should not be the sole basis for company valuation; growth potential, future business expansion, and other strategic factors should also be considered.

- Other important indicators need to be studied and analyzed.

Conclusion:

There is a wide variation in the EPS of commercial banks. While banks with high EPS appear strong, some banks have lower EPS due to reasons like lack of business expansion, rising non-performing loans, and economic slowdown. For a comprehensive company valuation, it is essential to consider multiple factors beyond just EPS.

Key Takeaways

1. Agriculture Development Bank: Profit - 2,697 Lakhs, EPS - 14.28

2. Citizens Bank: Profit - 1,503 Lakhs, EPS - 10.58

3. Everest Bank: Profit - 2,980 Lakhs, EPS - 25.32

4. Global IME Bank: Profit - 4,122 Lakhs, EPS - 11.41

5. Himalayan Bank: Profit - 2,228 Lakhs, EPS - 10.29

6. Kumari Bank: Profit - 1,429 Lakhs, EPS - 5.45

7. Laxmi Sunrise Bank: Profit - 1,956 Lakhs, EPS - 8.44

8. Machhapuchchhre Bank: Profit - 1,106 Lakhs, EPS - 9.52

9. Nabil Bank: Profit - 5,462 Lakhs, EPS - 20.19

10. Nepal Bank: Profit - 590 Lakhs, EPS - 4.02

11. Nepal Investment Mega Bank: Profit - 3,771 Lakhs, EPS - 11.05

12. Nepal SBI Bank: Profit - 1,422 Lakhs, EPS - 13.54

13. NIC Asia Bank: Profit - 2,163 Lakhs, EPS - 14.50

14. NMB Bank: Profit - 2,487 Lakhs, EPS - 13.54

15. Prabhu Bank: Profit - 2,504 Lakhs, EPS - 10.64

16. Prime Commercial Bank: Profit - 3,225 Lakhs, EPS - 16.62

17. Rastriya Banijya Bank: Profit - 2,563 Lakhs, EPS - 16.39

18. Sanima Bank: Profit - 1,746 Lakhs, EPS - 12.86

19. Siddhartha Bank: Profit - 1,977 Lakhs, EPS - 14.03

20. Standard Chartered Bank: Profit - 2,665 Lakhs, EPS - 28.26