बैंकिङ क्षेत्रमा केही समस्या भए पनि वित्तीय प्रणाली कमजोर छैन : अर्थमन्त्री खनालFinancial System Remains Strong Despite Some Banking Sector Issues: Finance Minister Khanal
अर्थमन्त्री रामेश्वर खनालले हाल बैंकिङ तथा वित्तीय क्षेत्रमा केही समस्या देखिए पनि समग्र वित्तीय प्रणाली कमजोर अवस्थामा नरहेको स्पष्ट पारेका छन्।
राष्ट्रिय वाणिज्य बैंकको ६१औँ वार्षिकोत्सवका अवसरमा आयोजित कार्यक्रममा बोल्दै अर्थमन्त्री खनालले समय–समयमा विभिन्न कारणले बैंकिङ क्षेत्रमा समस्या देखिनु स्वाभाविक प्रक्रिया भएको बताए। उनले अहिले देखिएका समस्याका कारण वित्तीय क्षेत्र नै कमजोर भएको भन्ने निष्कर्ष निकाल्न नहुने उल्लेख गरे।
अर्थमन्त्री खनालका अनुसार हाल केही बैंकहरूको सम्पत्ति तथा कर्जाको गुणस्तरसम्बन्धी परीक्षण (एसेट क्वालिटी रिभ्यु) करिब सम्पन्न हुने चरणमा पुगेको छ। यसले बैंकिङ प्रणालीलाई थप पारदर्शी र सुदृढ बनाउने विश्वास उनले व्यक्त गरे।
उनले राष्ट्रिय वाणिज्य बैंकको अवस्थाबारे उल्लेख गर्दै बैंकको स्थिति त्यति खराब नरहेको बताए। अघिल्लो वर्षको तुलनामा पछिल्लो आर्थिक वर्षमा बैंकको खराब कर्जाको स्तर केही घटेको र यो अवस्था अत्यन्तै चिन्ताजनक नरहेको उनको भनाइ छ।
तर, अर्थमन्त्री खनालले बैंकसँग उपलब्ध पूँजीको पर्याप्त उपयोग हुन नसकेको र नयाँ लगानीका अवसरहरू खोज्न नसकिएकोतर्फ ध्यानाकर्षण गराए। सुधारका लागि अझ प्रभावकारी लगानी रणनीति र अवसर पहिचान आवश्यक रहेको उनले बताए।
Finance Minister Rameshwar Khanal has clarified that although some problems are currently visible in the banking and financial sector, the overall financial system of the country is not weak.
Speaking at a program organized on the occasion of the 61st anniversary of Rastriya Banijya Bank, Minister Khanal stated that it is natural for issues to emerge in the banking sector from time to time due to various reasons. He emphasized that the presence of such challenges does not mean the financial sector is in a fragile condition.
According to the Finance Minister, the assessment of asset quality and loan quality of some banks is almost in its final stage. He expressed confidence that this review process will further strengthen transparency and stability in the banking system.
Commenting on the condition of Rastriya Banijya Bank, Minister Khanal said the bank’s situation is not as poor as rumored. He noted that the level of non-performing loans has slightly decreased in the last fiscal year compared to the previous year and is not at an alarming level.
However, he pointed out that banks have not been able to utilize their available capital effectively and have failed to identify new investment opportunities. He stressed the need for reforms, better capital mobilization, and the exploration of new investment avenues to further improve the banking sector’s performance.
