चैत महिनाका लागि बैंकहरुको ब्याजदर समायोजन: कोही बढाउँदै, कोही घटाउँदैInterest Rate Adjustments by Banks for the Month of Chaitra: Some Increase, Some Decrease

Nearly a dozen banks have adjusted their interest rates for the month of Chaitra. According to the new interest rate schedules published by the banks, some have increased their rates, while others have reduced them. Certain banks have kept their rates unchanged.

Savings Account Interest Rates

• Most banks have kept their interest rates stable.

• Everest Bank is an exception, increasing rates by 0.05 percentage points and decreasing by 0.01 percentage points.

• The interest rates for savings accounts range from a minimum of 3% to a maximum of 3.10%.

Personal Fixed Deposit Account Interest Rates

• 8 banks have adjusted their interest rates.

• Banks increasing rates

  • Kumari Bank: 0.10 percentage points

  • NMB Bank, NIC Asia Bank, Himalayan Bank, and Nabil Bank: 0.25 percentage points each

• Banks decreasing rates

  • Machhapuchhre Bank: 0.50 percentage points

  • Sanima Bank: 0.30 percentage points

  • Nepal Bank: 0.20 percentage points

Institutional Fixed Deposit Interest Rates

• 7 banks have seen changes in their interest rates.

• Banks increasing rates

  • Rastriya Banijya Bank, NMB Bank, and NIC Asia Bank: 0.25 percentage points each

  • Kumari Bank: 0.26 percentage points

• Banks decreasing rates

  • Himalayan Bank: 0.25 percentage points

  • Laxmi Sunrise Bank: 0.50 percentage points

  • Citizens Bank: 0.65 percentage points

According to the interest rate schedule for Chaitra, while savings account rates have largely remained unchanged, significant adjustments are evident in personal fixed deposit and institutional fixed deposit accounts. The mixed trend of rate increases and decreases could influence customers’ savings and investment strategies. Experts suggest that customers take these fluctuations into account when planning their finances.