कामना सेवा विकास बैंकको वार्षिक वित्तीय विवरण सार्वजनिक, नाफामा सामान्य वृद्धिKamana Sewa Bikas Bank Publishes Annual Financial Report, Shows Modest Profit Growth
कामना सेवा विकास बैंक (KSBBL) गत आर्थिक वर्षको चौथो त्रैमाससम्मको अपरिष्कृत वित्तीय विवरण सार्वजनिक गर्ने पहिलो विकास बैंक बनेको छ। बैंकले नयाँ आर्थिक वर्षको दोस्रो दिन (साउन २ गते) नै अघिल्लो वर्षको वित्तीय विवरण प्रकाशित गरेको हो। विवरण अनुसार अघिल्लो वर्षको तुलनामा बैंकको नाफा सामान्य रूपमा बढेको छ।
गत आर्थिक वर्षको अन्त्यसम्ममा बैंकले ६३ करोड ५२ लाख रुपैयाँ खुद नाफा कमाएको छ, जुन अघिल्लो वर्षको तुलनामा ९.१९ प्रतिशतले वृद्धि भएको हो। अघिल्लो वर्षको सोही अवधिमा बैंकको नाफा ५८ करोड १८ लाख रुपैयाँ थियो। खुद ब्याज आम्दानी र सञ्चालन मुनाफामा वृद्धि भएसँगै नाफा पनि सामान्य रूपमा बढेको देखिन्छ।
समीक्षा अवधिमा बैंकको खुद ब्याज आम्दानी ५.२५ प्रतिशतले बढेको छ। त्यस्तै, फि तथा कमिशन आम्दानी १५.०४ प्रतिशतले बढेको छ भने सञ्चालन खर्च ४.१९ प्रतिशतले वृद्धि भएको छ। सञ्चालन मुनाफा भने १.९७ प्रतिशत मात्र बढेको हो।
Kamana Sewa Bikas Bank (KSBBL) has become the first development bank to publish the unaudited financial report for the previous fiscal year. The bank disclosed its performance up to the fourth quarter of FY 2081/82 (2024/25) on the second day of the new fiscal year (Shrawan 2). The report shows a slight growth in profit compared to the same period of the previous year.
As of the end of the last fiscal year, the bank recorded a net profit of NPR 635.2 million, a 9.19% increase from NPR 581.8 million in the previous fiscal year. This growth was primarily driven by higher net interest income and operating profit.
During the review period, the bank’s net interest income rose by 5.25%, while fee and commission income increased significantly by 15.04%. Operating expenses increased by 4.19%, and the operating profit saw a modest rise of 1.97%.
The total distributable profit of the bank for the year stood at NPR 607.4 million, resulting in distributable earnings per share (EPS) of NPR 17.30. The overall EPS reached NPR 18.10, up by 37 paisa compared to the previous year. The net worth per share was NPR 168.13, and the Price-to-Earnings (P/E) ratio stood at 27.69 times.
With a paid-up capital of NPR 3.51 billion, the bank has maintained a reserve fund of NPR 2.39 billion. As of the end of Ashad (mid-July), the bank had collected deposits worth NPR 62.83 billion and disbursed loans amounting to NPR 49.97 billion.
