INTEREST RATE
Lumbini Bikas Bank Ltd.
Interest rate for Ashwin Month 2083
Deposit Products Interest Rate (p. a.) Minimum Balance (NPR)
Normal Saving 2.75 % 100
Check - In Saving 2.75 % NIL
Premium Saving 2.75 % 5,000
Nari Bachat Khata 2.75 % 100
Bal Suraksha Bachat 2.75 % 100
Senior Citizen Saving 2.75 % 1000
Shareholder's Saving 2.75 % 100
Welcome Account 2.75 % 100
Locker Deposit 2.75 % NIL
Provident Fund Other 2.75 % 100
Sadharan Bachat 2.75 % NIL
Bal Bhawishya Yojana 2.75 % 100
Sahayatra Bachat Khata (Interest Posting Frequency - Quarterly) 2.80% 10,000
Lumbini Talab Khata 2.75 % NIL
Samajik Suraksha Bachat 2.75 % NIL
Remittance Bachat Khata 3.80 % NIL
FCY Deposit (USD/GBP/Euro) 1.00 % 50 (USD/GBP/Euro)
Call Account Up to 1.37% -
Recurring Deposit 2.75% 1,000/3,000/5,000 (3 / 4 / 5 years)
Akshyaya Kosh Khata Negotiable 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Upto 1 Years 2.80% 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Above 1 to 3 years 2.90% 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Above 3 years to 5 years 3.40% 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Above 5 years 4.50% 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Remittance Fixed Deposit (Upto 1 Years ) 3.80% 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Institutional Above 1 year to 2 year 2.75% 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Institutional Above 2 Year 3.00% 10,000
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p. a.)
Agro Plus Loan (TL/OD/DL) - Base Rate + Premium (Up to 4%)
Auto Loan Upto 3 Years Base Rate + Premium (Up to 4%)
Auto Loan Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)
Auto Loan Above 5 Years Base Rate + Premium (Up to 4%)
Hire Purchase Loan Upto 3 Years Base Rate + Premium (1.5% to 4%)
Hire Purchase Loan Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)
Hire Purchase Loan Above 5 Years Base Rate + Premium (1.5% to 4%)
Business Plus Loan (OD/DL/TL) - Base Rate + Premium (Up to 4%)
Comfort Loan - Base Rate + Premium (Up to 4%)
Education Loan - Base Rate + Premium (Up to 4%)
Foreign Employment Loan - Base Rate + Premium (0% to 4%)
Personal Loan (OD/TL) - Base Rate + Premium (1% to 4%)
Real Estate Loan (OD/DL/TL) - Base Rate + Premium (1.5% to 4%)
Home Loan - Base Rate + Premium (Up to 4%)
Margin Lending Loan - Base Rate + Premium (Up to 4%)
Swarna Karja (Gold Loan) (OD/TL) - Base Rate + Premium (Up to 4%)
Two Wheeler Loan - Base Rate + Premium (Up to 4%)
LBBL Green Loan - Base Rate + Premium (Up to 2%)
Deprived Sector Loan (OD/TL) - Base Rate + Premium (Up to 4%)
Professional Loan - Base Rate + Premium (2% to 4%)
Deprived Sector (wholesale) (OD/DL/TL) - Base Rate + Premium (Up to 2%)
Loan against FDR/NSB/DB - Up to 2% on Coupon Rate
Consortium Loan (OD/BGL/TL) - As per consortium decision
Credit Products - Fixed Interest Rate (p. a.)
Product Up to 5 Years Above 5 Years
Home Loan 11.00% 11.50%
Personal Loan (TL) 11.00% 11.50%
Comfort Loan 11.00% 11.50%
Education Loan 11.00% 11.50%
Two Wheeler 11.00% 11.50%
Auto Loan 11.00% 11.50%
* BR= 3 Months Average Base Rate as of Shrawan End 2083 i.e., 5.50 %.
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional 2% premium may be charged.
* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.
