भदौ महिनामा वाणिज्य बैंकहरूको निक्षेप र कर्जा विस्तारमा उल्लेखनीय वृद्धिSignificant Increase in Deposits and Loan Expansion by Commercial Banks in Bhadra

In the month of Bhadra, commercial banks in Nepal collected a total of NPR 72.71 billion in deposits and expanded loans by NPR 52.5 billion. According to the banks, the substantial loan disbursement was mainly driven by the opening of Letters of Credit (LC) by traders for the import of goods in preparation for the Dashain, Tihar, and other festivals. However, the demand for loans in other sectors remained low during this period.

Deposits Collected: NPR 72.71 billion (in Bhadra)
Loan Expansion: NPR 52.5 billion (in Bhadra)
Total Deposits by the End of Bhadra: NPR 5.788 trillion
Total Loan Disbursement by the End of Bhadra: NPR 4.625 trillion
Credit-Deposit Ratio (CD Ratio): 78.94%

Leading Banks in Loan Disbursement:

• Global IME Bank: NPR 396 billion in loan disbursement (an increase of NPR 9.63 billion in one month)

• Nabil Bank and Nepal Investment Bank: Each disbursed over NPR 3 billion in loans.

Bank with the Lowest Loan Disbursement:

• Standard Chartered Bank: Only NPR 90 billion in loan disbursement (the lowest among banks)

Leading Banks in Deposit Collection:

• Global IME Bank: NPR 507 billion in deposit collection (the highest)

• Nabil Bank, Nepal Investment Bank, Mega Bank, and Rastriya Banijya Bank: Each collected over NPR 400 billion in deposits.

Bank with the Lowest Deposit Collection:

• Standard Chartered Bank: Collected the least deposits among the banks.

Commercial banks recorded significant growth in deposit collection and loan disbursement in Bhadra. Global IME Bank led in both loan disbursement and deposit collection, while Standard Chartered Bank had the lowest figures in both categories. The increase in loan disbursement was primarily due to traders opening LCs for festival-related imports, although loan demand in other sectors remained low.