Upakar Laghubitta Bittiya Sanstha Limited (ULBSL)
Microfinance · Rs. 2,575.00 9.00 (+0.35%) as of Oct 16, 2026
Price — last 6 months
Full chart →Open
2,481.00
High / Low
2,575.00 / 2,450.10
Prev. close
2,566.00
Volume
767
52-week high
4,325.00
52-week low
2,310.00
Market cap
2.73 Arba
Shares outstanding
10.61 L
MASTER score
Mechanical 0–100 technical ranking. Methodology →
Promoter holding64.00%
Public holding36.00%
Stock performance
1-week change
+2.06%
1-month change
+2.43%
3-month change
-9.49%
6-month change
-16.26%
YTD change
-25.92%
1-year change
-26.89%
1-month high
2,626.80
1-month low
2,349.00
From 52-week high
-40.46%
From 52-week low
+11.47%
180-day avg price
2,793.95
360-day avg price
3,110.34
Avg volume (1w)
740
Avg volume (1m)
688
Avg volume (6m)
1,142
Avg volume (12m)
1,324
Daily volatility (1m)
1.52%
Beta vs NEPSE (1y)
0.69
Valuation
filed 2082/2083 Q4EPS (annualized)
52.93
EPS (TTM)
52.93
P/E
48.65
P/B
8.43
Book value / share
305.54
ROE
17.32%
ROA
1.95%
Net profit margin
17.05%
Graham number
603.22
Dividend yield
0.13%
Dividend 2078/2079
65.00% (3.25% cash + 61.75% bonus)
P/E and P/B use the latest close over per-share values from the company's most recent filed statement. Full dividend history →
Key indicators vs Microfinance
EPS (Rs.)
min 7.01avg 33.38max 110.66
52.93
P/E
min 13.45avg 37.88max 106.67
48.65
P/B
min 2.30avg 5.42max 13.79
8.43
Networth / Share (Rs.)
min 103.10avg 198.69max 362.38
305.54
ROE (%)
min 5.65avg 16.46max 35.93
17.32
Technical indicators
| RSI (14) | 50.67 | Neutral |
| MACD | -14.63 | Bullish |
| EMA 5 | 2,562.53 | Bullish |
| EMA 20 | 2,555.72 | Bullish |
| EMA 180 | 2,925.46 | Bearish |
| SMA 50 | 2,604.61 | Bearish |
| SMA 200 | 2,993.52 | Bearish |
Pivot levels (classic)
S3
2,366.83S2
2,408.47S1
2,491.73PP
2,533.37R1
2,616.63R2
2,658.27R3
2,741.53Key financials — last 8 quarters
worsebetter vs same quarter last yearamounts in Rs · per-share in Rs| Particulars | Q4 2082/2083latest | Q3 2082/2083 | Q2 2082/2083 | Q1 2082/2083 | Q4 2081/2082 | Q3 2081/2082 | Q2 2081/2082 | Q1 2081/2082 |
|---|---|---|---|---|---|---|---|---|
| Paid-up capital | 10.61 Cr | 10.61 Cr | 10.61 Cr | 10.61 Cr | 10.61 Cr | 10.61 Cr | 10.61 Cr | 10.61 Cr |
| Reserve & surplus | 21.82 Cr | 18.78 Cr | 18.61 Cr | 20.62 Cr | 13.08 Cr | 11.94 Cr | 11.26 Cr | 15.03 Cr |
| Net interest income | 21.54 Cr | 15.15 Cr | 9.02 Cr | 4.28 Cr | 15.54 Cr | 10.69 Cr | 7.05 Cr | 2.60 Cr |
| Operating profit | 8.03 Cr | 4.50 Cr | 2.09 Cr | 1.23 Cr | 4.11 Cr | 1.86 Cr | 91.29 L | -18.78 L |
| Net profit | 5.62 Cr | 3.07 Cr | 1.44 Cr | 77.27 L | 3.42 Cr | 2.24 Cr | 1.68 Cr | 27.79 L |
| Distributable profit | 48.88 L | -2.25 Cr | -1.63 Cr | 1.20 Cr | 0 | 0 | 0 | 0 |
| Distributable profit / share (Rs.) | 4.61 | -21.24 | -15.32 | 11.32 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS annualized (Rs.) | 52.93 | 38.50 | 27.06 | 29.12 | 32.26 | 28.11 | 31.72 | 10.47 |
| Networth / share (Rs.) | 305.54 | 276.96 | 275.33 | 294.27 | 223.22 | 212.46 | 206.09 | 241.59 |
More Microfinance stocks
ULBSL — frequently asked questions
What is Upakar Laghubitta Bittiya Sanstha Limited's share price?
Rs. 2,575.00 as of Oct 16, 2026, the latest NEPSE trading session (+0.35% on the day).
What is ULBSL's P/E ratio?
48.65, from the latest close over the annualized EPS of Rs. 52.93 in the company's most recent filed statement.
What is ULBSL's 52-week range?
Rs. 2,310.00 to Rs. 4,325.00.
What dividend did ULBSL pay?
65.00% for fiscal year 2078/2079 (3.25% cash and 61.75% bonus shares).
Prices from the latest NEPSE session; fundamentals from the company's published quarterly statements. Research reference only — not investment advice.