Unnati Sahakarya Laghubitta Bittiya Sanstha Limited (USLB)
Microfinance · Rs. 961.60 -36.40 (-3.65%) as of Nov 5, 2026
Price — last 6 months
Full chart →Open
971.00
High / Low
995.00 / 961.60
Prev. close
998.00
Volume
1,813
52-week high
2,412.00
52-week low
941.00
Market cap
2.37 Arba
Shares outstanding
24.69 L
MASTER score
Mechanical 0–100 technical ranking. Methodology →
Promoter holding62.41%
Public holding37.59%
Stock performance
1-week change
-5.77%
1-month change
-9.58%
3-month change
-14.52%
6-month change
-23.54%
YTD change
-34.81%
1-year change
-56.90%
1-month high
1,091.80
1-month low
961.60
From 52-week high
-60.13%
From 52-week low
+2.19%
180-day avg price
1,146.44
360-day avg price
1,317.02
Avg volume (1w)
3,088
Avg volume (1m)
2,139
Avg volume (6m)
1,597
Avg volume (12m)
4,643
Daily volatility (1m)
1.50%
Beta vs NEPSE (1y)
1.22
Valuation
filed 2082/2083 Q4EPS (annualized)
28.02
EPS (TTM)
28.02
P/E
34.32
P/B
5.38
Book value / share
178.87
ROE
15.66%
ROA
1.57%
Net profit margin
15.66%
Graham number
335.81
Dividend yield
—
Dividend 2077/2078
30.00% (0.00% cash + 30.00% bonus)
P/E and P/B use the latest close over per-share values from the company's most recent filed statement. Full dividend history →
Key indicators vs Microfinance
EPS (Rs.)
min -2.00avg 31.69max 110.66
28.02
P/E
min 12.21avg 45.51max 289.86
34.32
P/B
min 2.22avg 5.41max 13.44
5.38
Networth / Share (Rs.)
min 106.53avg 197.42max 362.38
178.87
ROE (%)
min 0.00avg 15.69max 35.93
15.66
Technical indicators
| RSI (14) | 32.61 | Neutral |
| MACD | -24.74 | Bearish |
| EMA 5 | 987.01 | Bearish |
| EMA 20 | 1,026.60 | Bearish |
| EMA 180 | 1,241.62 | Bearish |
| SMA 50 | 1,049.24 | Bearish |
| SMA 200 | 1,266.13 | Bearish |
Pivot levels (classic)
S3
917.07S2
939.33S1
950.47PP
972.73R1
983.87R2
1,006.13R3
1,017.27Key financials — last 8 quarters
worsebetter vs same quarter last yearamounts in Rs · per-share in Rs| Particulars | Q4 2082/2083latest | Q3 2082/2083 | Q2 2082/2083 | Q1 2082/2083 | Q4 2081/2082 | Q3 2081/2082 | Q2 2081/2082 | Q1 2081/2082 |
|---|---|---|---|---|---|---|---|---|
| Paid-up capital | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr |
| Reserve & surplus | 19.47 Cr | 16.99 Cr | 14.66 Cr | 12.33 Cr | 11.90 Cr | 11.39 Cr | 8.24 Cr | 9.16 Cr |
| Net interest income | 31.14 Cr | 22.18 Cr | 13.88 Cr | 6.64 Cr | 27.04 Cr | 18.94 Cr | 11.73 Cr | 5.34 Cr |
| Operating profit | 10.38 Cr | 6.33 Cr | 3.01 Cr | 61.24 L | 7.49 Cr | 5.42 Cr | 91.19 L | 32.84 L |
| Net profit | 6.92 Cr | 4.43 Cr | 2.10 Cr | 42.87 L | 5.24 Cr | 3.79 Cr | 63.83 L | 22.99 L |
| Distributable profit | 5.33 Cr | 3.44 Cr | 1.63 Cr | 33.44 L | 4.09 Cr | 2.96 Cr | 49.79 L | 17.93 L |
| Distributable profit / share (Rs.) | 21.57 | 13.92 | 6.60 | 1.35 | 16.57 | 11.99 | 2.02 | 0.73 |
| EPS annualized (Rs.) | 28.02 | 23.94 | 17.04 | 6.95 | 21.24 | 20.49 | 5.17 | 3.73 |
| Networth / share (Rs.) | 178.87 | 168.81 | 159.37 | 149.95 | 148.21 | 146.15 | 133.37 | 137.12 |
More Microfinance stocks
USLB — frequently asked questions
What is Unnati Sahakarya Laghubitta Bittiya Sanstha Limited's share price?
Rs. 961.60 as of Nov 5, 2026, the latest NEPSE trading session (-3.65% on the day).
What is USLB's P/E ratio?
34.32, from the latest close over the annualized EPS of Rs. 28.02 in the company's most recent filed statement.
What is USLB's 52-week range?
Rs. 941.00 to Rs. 2,412.00.
What dividend did USLB pay?
30.00% for fiscal year 2077/2078 (0.00% cash and 30.00% bonus shares).
Prices from the latest NEPSE session; fundamentals from the company's published quarterly statements. Research reference only — not investment advice.