Unnati Sahakarya Laghubitta Bittiya Sanstha Limited (USLB)
Microfinance · Rs. 1,026.00 -14.10 (-1.36%) as of Oct 16, 2026
Price — last 6 months
Full chart →Open
1,050.00
High / Low
1,050.00 / 1,025.00
Prev. close
1,040.10
Volume
788
52-week high
2,412.00
52-week low
941.00
Market cap
2.53 Arba
Shares outstanding
24.69 L
MASTER score
Mechanical 0–100 technical ranking. Methodology →
Promoter holding62.41%
Public holding37.59%
Stock performance
1-week change
-1.38%
1-month change
-0.29%
3-month change
-15.90%
6-month change
-24.03%
YTD change
-30.44%
1-year change
-42.81%
1-month high
1,200.00
1-month low
990.00
From 52-week high
-57.46%
From 52-week low
+9.03%
180-day avg price
1,174.83
360-day avg price
1,363.12
Avg volume (1w)
744
Avg volume (1m)
2,589
Avg volume (6m)
1,516
Avg volume (12m)
5,382
Daily volatility (1m)
2.15%
Beta vs NEPSE (1y)
1.37
Valuation
filed 2082/2083 Q4EPS (annualized)
28.02
EPS (TTM)
28.02
P/E
36.62
P/B
5.74
Book value / share
178.87
ROE
15.66%
ROA
1.57%
Net profit margin
15.66%
Graham number
335.81
Dividend yield
—
Dividend 2077/2078
30.00% (0.00% cash + 30.00% bonus)
P/E and P/B use the latest close over per-share values from the company's most recent filed statement. Full dividend history →
Key indicators vs Microfinance
EPS (Rs.)
min 7.01avg 33.38max 110.66
28.02
P/E
min 13.45avg 37.88max 106.67
36.62
P/B
min 2.30avg 5.42max 13.79
5.74
Networth / Share (Rs.)
min 103.10avg 198.69max 362.38
178.87
ROE (%)
min 5.65avg 16.46max 35.93
15.66
Technical indicators
| RSI (14) | 39.99 | Neutral |
| MACD | -11.36 | Bearish |
| EMA 5 | 1,038.64 | Bearish |
| EMA 20 | 1,063.07 | Bearish |
| EMA 180 | 1,264.72 | Bearish |
| SMA 50 | 1,071.29 | Bearish |
| SMA 200 | 1,288.14 | Bearish |
Pivot levels (classic)
S3
992.33S2
1,008.67S1
1,017.33PP
1,033.67R1
1,042.33R2
1,058.67R3
1,067.33Key financials — last 8 quarters
worsebetter vs same quarter last yearamounts in Rs · per-share in Rs| Particulars | Q4 2082/2083latest | Q3 2082/2083 | Q2 2082/2083 | Q1 2082/2083 | Q4 2081/2082 | Q3 2081/2082 | Q2 2081/2082 | Q1 2081/2082 |
|---|---|---|---|---|---|---|---|---|
| Paid-up capital | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr | 24.69 Cr |
| Reserve & surplus | 19.47 Cr | 16.99 Cr | 14.66 Cr | 12.33 Cr | 11.90 Cr | 11.39 Cr | 8.24 Cr | 9.16 Cr |
| Net interest income | 31.14 Cr | 22.18 Cr | 13.88 Cr | 6.64 Cr | 27.04 Cr | 18.94 Cr | 11.73 Cr | 5.34 Cr |
| Operating profit | 10.38 Cr | 6.33 Cr | 3.01 Cr | 61.24 L | 7.49 Cr | 5.42 Cr | 91.19 L | 32.84 L |
| Net profit | 6.92 Cr | 4.43 Cr | 2.10 Cr | 42.87 L | 5.24 Cr | 3.79 Cr | 63.83 L | 22.99 L |
| Distributable profit | 5.33 Cr | 3.44 Cr | 1.63 Cr | 33.44 L | 4.09 Cr | 2.96 Cr | 49.79 L | 17.93 L |
| Distributable profit / share (Rs.) | 21.57 | 13.92 | 6.60 | 1.35 | 16.57 | 11.99 | 2.02 | 0.73 |
| EPS annualized (Rs.) | 28.02 | 23.94 | 17.04 | 6.95 | 21.24 | 20.49 | 5.17 | 3.73 |
| Networth / share (Rs.) | 178.87 | 168.81 | 159.37 | 149.95 | 148.21 | 146.15 | 133.37 | 137.12 |
More Microfinance stocks
USLB — frequently asked questions
What is Unnati Sahakarya Laghubitta Bittiya Sanstha Limited's share price?
Rs. 1,026.00 as of Oct 16, 2026, the latest NEPSE trading session (-1.36% on the day).
What is USLB's P/E ratio?
36.62, from the latest close over the annualized EPS of Rs. 28.02 in the company's most recent filed statement.
What is USLB's 52-week range?
Rs. 941.00 to Rs. 2,412.00.
What dividend did USLB pay?
30.00% for fiscal year 2077/2078 (0.00% cash and 30.00% bonus shares).
Prices from the latest NEPSE session; fundamentals from the company's published quarterly statements. Research reference only — not investment advice.