ग्लोबल आइएमई बैंकको नयाँ ब्याजदर प्रकाशनGlobal IME Bank: New Interest Rates Effective From Ashwin 01, 2083

INTEREST RATES

Effective From Ashwin 01, 2083

(Sep 17, 2026)

Interest Rates on Deposits

S.N. NPR Saving Deposit Rates Per Annum

1 Global Normal Savings 2.75%

2 Global Nari Bachat Khata 2.75%

3 Global Balbalika Bachat Khata 2.75%

4 Global Navaratna Salary Account 2.75%

5 Social Security Allowance Account 2.75%

6 Global Share Lagani Bachat Khata 2.75%

7 Global BLB Saving Account 2.75%

8 Global Janmabhumi Bachat Khata 2.75%

9 Global Sansthagat Bachat Khata 2.75%

10 Global Jestha Nagarik Bachat Khata 2.75%

11 Sabai Nepaliko Bachat Khata 2.75%

12 Soche Jastai Bank Khata 2.75%

13 Global Remit Savings Account 3.75%

Interest Rates on Fixed Deposits

A. NPR Fixed Deposit Rates Per Annum

Individual

1 3 Months to 1 Year 2.76%

2 Above 1 Year to below 2 Years 2.80%

3 2 Years to below 3 Years 3.00%

4 3 Years to below 5 Years 3.50%

5 5 Years and above 4.00%

6 Remitters Term Deposit "+ 1.00 % on above slab"

Institutional

1 Above 1 Year 2.75%

B. Call Deposit Up to 50% of minimum saving deposit rate

C. FCY Deposit

Currency Saving Deposit Fixed Deposit: Individual / Institutional 6 months to below 1 Year Fixed Deposit: Individual/ Institutional 1 Year and above

1 US Dollar (USD) Premium 3.75% 3.80% 4.00%

2 US Dollar (USD) 2.25% 3.80% 4.00%

D. FCY Deposit

Currency Saving Deposit Fixed Deposit: Individual- 3 months and above Institutional- 6 months and above

1 EURO (EUR) 1.50% 2.50%

2 Great Britain Pound (GBP) 2.50% 3.50%

3 Australian Dollar (AUD) 2.50% 3.50%

4 Canadian Dollar (CAD) 1.50% 2.25%

5 Japanese Yen (JPY) 0.50% 1.00%

6 Chinese Yuan (CNY) 0.50% 1.00%

E. Global NRN FCYs Fixed Deposit (1 Year and Above)

Currency Min. Balance Rates Per Annum

US Dollar (USD) USD 1,000/- 3.75%

EURO (EUR) Equivalent to USD 1,000/- 3.00%

Great Britain Pound (GBP) Equivalent to USD 1,000/- 4.00%

Australian Dollar (AUD) Equivalent to USD 1,000/- 4.00%

Canadian Dollar (CAD) Equivalent to USD 1,000/- 2.25%

Japanese Yen (JPY) Equivalent to USD 1,000/- 1.00%

Chinese Yuan (CNY) Equivalent to USD 1,000/- 1.00%

F. Global NRN FCYs Saving Deposit

Currency Min. Balance Rates Per Annum

US Dollar (USD) USD 1,000/- 3.00%

EURO (EUR) Equivalent to USD 1,000/- 2.00%

Great Britain Pound (GBP) Equivalent to USD 1,000/- 3.00%

Australian Dollar (AUD) Equivalent to USD 1,000/- 3.00%

Canadian Dollar (CAD) Equivalent to USD 1,000/- 2.00%

Japanese Yen (JPY) Equivalent to USD 1,000/- 0.50%

Chinese Yuan (CNY) Equivalent to USD 1,000/- 0.50%

Interest Rates on Loans and Advances

CORPORATE/MID CORPORATE/INFRASTRUCTURE & PROJECT FINANCING

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Fixed Term Loan Base Rate + 0.50% to 2.50% 7.99% to 9.99%

2 Energy Sector Structured Term Loan Base Rate + 0.25% to 2.25% 7.49% to 9.49%

3 Permanent Working Capital Loan Base Rate + 1.00% to 3.00% 7.99% to 9.99%

4 Fluctuating Working Capital Loan

Cash Credit Loan Base Rate + 1.00% to 3.00% -

Short Term Loan Base Rate + 0.75% to 2.75% -

TR/Import Loan Base Rate + 0.50% to 2.50% -

5 Structured Short Term Loan Base Rate + up to 2.00% -

SME

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Fixed Term Loan Base Rate + 1.50% to 3.50% 7.99% to 9.99%

2 Permanent Working Capital Loan Base Rate + 1.50% to 3.50% 7.99% to 9.99%

3 Fluctuating Working Capital Loan

Cash Credit Loan Base Rate + 1.00% to 3.00% -

Short Term Loan Base Rate + 1.00% to 3.00% -

TR/Import Loan Base Rate + 0.75% to 2.75% -

4 Global IME Small Business Loan

Up to 10 Years Base rate + 2.00% to 4.00 % 7.99% to 9.99%

5 Global IME Krishi Karja (Up to Rs. 2 Crore)

Up to 10 Years Base rate + 1.00% to 2.00 % 7.99% to 9.99%

6 Structured Short Term Loan Base rate + 0.5% to 2.5% -

EXPORT FINANCING

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Pre-Shipment/Packing Credit/ Post-Shipment Loan Base Rate + 0.50% to 2.50% -

RETAIL AND OTHER

S.N. Loan Type Floating Interest Rate Fixed Interest Rate

1 Home Loan Base rate + 1.00% to 3.00 % 8.99% to 10.99%

2 Auto Loan Base rate + 1.00% to 3.00 % 8.99% to 10.99%

3 Mortgage Loan Base rate + 1.50% to 3.50 % 9.99% to 11.99%

4 Education Loan Base rate + 2.00% to 4.00 % 9.99% to 11.99%

5 Hire Purchase Base rate + 2.00% to 4.00 % 9.99% to 11.99%

6 Global Professional Loan Base rate + 3.00% to 5.00 % 9.99% to 11.99%

7 Loan against Shares Base rate + 0.75% to 2.75 % -

8 Loan against FCY Deposit Base rate + 1.00% to 3.00% -

9 Loan against Fixed Deposit of Own Bank Coupon rate plus 0.50% to 2.00% or Base rate whichever is higher -

10 Loan against Government Bond Coupon rate plus 0.50% to 2.00% or Base rate whichever is higher -

11 Deprived Sector Loan (Institutional) Base rate + up to 2.00% -

12 Foreign Currency Loan Negotiable -

Notes:

- Rate on consortium financing will be as decided by consortium.

- Additional penal rate of 2.00% p.a. may be charged in case of loan is used other than intended purpose and any activities conducted to degrade mortgage properties.

- Penal charge/fee of +2% p.a. will be applied on the overdue amount/expired loan.

- Interest rate on subsidy loan will be as per NRB circular/agreement with other entities.

- Scheme based loan products will be as per the respective loan schemes.

- Forced loan will apply the highest published floating interest rate.