लुम्बिनी विकास बैंकको ब्याजदर सम्बन्धी सूचनाLumbini Bikas Bank: Interest Rate Notice

INTEREST RATE

Lumbini Bikas Bank Ltd.

Interest rate for Ashwin Month 2083

Deposit Products Interest Rate (p. a.) Minimum Balance (NPR)

Normal Saving 2.75 % 100

Check - In Saving 2.75 % NIL

Premium Saving 2.75 % 5,000

Nari Bachat Khata 2.75 % 100

Bal Suraksha Bachat 2.75 % 100

Senior Citizen Saving 2.75 % 1000

Shareholder's Saving 2.75 % 100

Welcome Account 2.75 % 100

Locker Deposit 2.75 % NIL

Provident Fund Other 2.75 % 100

Sadharan Bachat 2.75 % NIL

Bal Bhawishya Yojana 2.75 % 100

Sahayatra Bachat Khata (Interest Posting Frequency - Quarterly) 2.80% 10,000

Lumbini Talab Khata 2.75 % NIL

Samajik Suraksha Bachat 2.75 % NIL

Remittance Bachat Khata 3.80 % NIL

FCY Deposit (USD/GBP/Euro) 1.00 % 50 (USD/GBP/Euro)

Call Account Up to 1.37% -

Recurring Deposit 2.75% 1,000/3,000/5,000 (3 / 4 / 5 years)

Akshyaya Kosh Khata Negotiable 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Upto 1 Years 2.80% 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Above 1 to 3 years 2.90% 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Above 3 years to 5 years 3.40% 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Above 5 years 4.50% 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual Remittance Fixed Deposit (Upto 1 Years ) 3.80% 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Institutional Above 1 year to 2 year 2.75% 10,000

Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Institutional Above 2 Year 3.00% 10,000

Credit Products - Floating Interest Rate

Credit Products Tenure Interest Rate (Base Rate + Premium) (p. a.)

Agro Plus Loan (TL/OD/DL) - Base Rate + Premium (Up to 4%)

Auto Loan Upto 3 Years Base Rate + Premium (Up to 4%)

Auto Loan Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)

Auto Loan Above 5 Years Base Rate + Premium (Up to 4%)

Hire Purchase Loan Upto 3 Years Base Rate + Premium (1.5% to 4%)

Hire Purchase Loan Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)

Hire Purchase Loan Above 5 Years Base Rate + Premium (1.5% to 4%)

Business Plus Loan (OD/DL/TL) - Base Rate + Premium (Up to 4%)

Comfort Loan - Base Rate + Premium (Up to 4%)

Education Loan - Base Rate + Premium (Up to 4%)

Foreign Employment Loan - Base Rate + Premium (0% to 4%)

Personal Loan (OD/TL) - Base Rate + Premium (1% to 4%)

Real Estate Loan (OD/DL/TL) - Base Rate + Premium (1.5% to 4%)

Home Loan - Base Rate + Premium (Up to 4%)

Margin Lending Loan - Base Rate + Premium (Up to 4%)

Swarna Karja (Gold Loan) (OD/TL) - Base Rate + Premium (Up to 4%)

Two Wheeler Loan - Base Rate + Premium (Up to 4%)

LBBL Green Loan - Base Rate + Premium (Up to 2%)

Deprived Sector Loan (OD/TL) - Base Rate + Premium (Up to 4%)

Professional Loan - Base Rate + Premium (2% to 4%)

Deprived Sector (wholesale) (OD/DL/TL) - Base Rate + Premium (Up to 2%)

Loan against FDR/NSB/DB - Up to 2% on Coupon Rate

Consortium Loan (OD/BGL/TL) - As per consortium decision

Credit Products - Fixed Interest Rate (p. a.)

Product Up to 5 Years Above 5 Years

Home Loan 11.00% 11.50%

Personal Loan (TL) 11.00% 11.50%

Comfort Loan 11.00% 11.50%

Education Loan 11.00% 11.50%

Two Wheeler 11.00% 11.50%

Auto Loan 11.00% 11.50%

* BR= 3 Months Average Base Rate as of Shrawan End 2083 i.e., 5.50 %.

* Interest rate on Premium Loans shall be charged as per NRB Directives'

* In case of watch list and other degraded exposure additional 2% premium may be charged.

* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.