नेरुडे मिर्मिरे लघुवित्त वित्तीय संस्थाको वित्तीय विवरणNerude Mirmire Laghubitta: Financial Statements

Statement of Financial Position

As on 32nd Ashadh, 2081

Amount in NPR

Particulars Note FY 2081/82 FY 2080/81

Particulars Note FY 2081/82 FY 2080/81

Provisions 4.20 - -

Statement of Profit or Loss

As on 32nd Ashadh, 2081

Amount in NPR

Particulars Note FY 2081/82 FY 2080/81

(2,704,124) (42,929,197)

utions - (55,000,000)

- -

- -

655,618,248 (9,894,069,991)

12,765,015 45,179,115

- -

- -

- -

318,621,834 2,674,931,875

(176,289,013) 6,169,170,935

(108,941,031) 395,666,924

re Tax Paid 1,448,199,593 (380,780,558)

(155,002,618) (90,675,718)

1,293,196,975 (471,456,276)

ES - -

- (1,500,000)

- -

(71,253,647) (260,482,228)

- -

- -

- -

- -

(71,253,647) (261,982,228)

ITIES - -

- -

- -

- 665,764,272

- -

- -

(963,408,795) 191,466,972

(963,408,795) 857,231,244

alents 258,534,533 123,792,741

335,574,889 211,782,148

d Cash Equivalents Held - -

594,109,422 335,574,889

As per our report of even date

Statement of Capital Fund

NRB Directive Form No. 1.1

FY 2081/82 FY 2080/81

Amount (NPR.) Amount (NPR.)

1,397,764,272 1,397,764,272

- -

- -

- -

448,769,330 448,769,330

(265,523,189) (46,459,809)

B. Off-Balance-Sheet Items

S.N. Description Weight (%) Current per... Amount (NPR.)

1 Bills collection 0 -

2 Forward foreign exchange contract 10 -

3 L/C with maturity less than six months (Outstanding value) 20 -

4 Guarantee against International rated bank's counter guarantee 20 -

5 L/C with maturity more than six months (Outstanding value) 50 -

6 Bid bond, performance bond and underwriting 50 -

7 Loan sale with repurchase agreement 50 -

8 Advance payment guarantee 100 -

9 Financial and other guarantee 100 -

10 Irrevocable loan commitment 100 -

11 Possible liabilities for income tax 100 -

12 All types of possible liabilities including acceptance 100 - - - -

13 Rediscounted bills 100 - - - -

14 Unpaid portion of partly paid share investment 100 - - - -

15 Unpaid guarantee claims 200 - - - -

D. Minimum capital Fund to be maintained based on Risk Weighted Assets:

1 Minimum Capital Fund Required (8.0 % of RWA) 1,792,637,349 - 1,725,710,044 -

2 Minimum Core Capital Required (4.0 % of RWA) 896,318,674 - 862,855,022 -

Statement of Changes in Equity

Attributable to equity holders of the Institution

As on 32nd Ashadh, 2082

Attributable to equity holders of the Institution

Regulatory Reserve Corporate social responsibility reserve Client Protection Fund Fair Value Reserve Revaluation Reserve Retained Earning Restructure Reserve Employee Development Fund Investment Adjustment Fund Acturial Reserves (Nfrs) Total

324,089,576 6,799,759 250,444,477 - 91,296,596 (46,459,809) 85,769,945 19,737,007 10,000 62,493,259 2,640,714,413

(8,701,402) (196,185) (4,432,264) - - 8,708,284 - - - - (4,621,568)

- (196,185) (4,432,264) - - - - - - - (4,628,450)

(8,701,402) - - - - 8,708,284 - - - - 6,882

- - - - - - - - - - -

- - - - - (182,539,301) - - - - (182,539,301)

- - - - - - - - - - -

- - - - - - - - - 21,145,475 21,145,475

- - - - - (6,814,738) - 6,814,738 - - -

- - - - - - - - - - -

38,417,626 - - - - (38,417,626) - - - - -

353,805,800 6,603,574 246,012,213 - 91,296,596 (265,523,190) 85,769,945 26,551,745 10,000 83,638,734 2,474,699,019

As per our report of even date

Statement of Comprehensive Income

As on 32nd Ashadh, 2082

Amount in NPR

Particulars Note FY 2081/82 FY 2080/81

Profit for the year (182,539,301) 301,942,813

Other Comprehensive Income, Net of Income Tax

a) Items that will not be reclassified to profit or loss

b) Items that are or may be reclassified to profit or loss

As per our report of even date

Statement of Cash Flows

As on 32nd Ashadh, 2082

Amount in NPR

Particulars FY 2081/82 FY 2080/81

CASH FLOWS FROM OPERATING ACTIVITIES

Less: Goodwill

Less: Intangible Assets

Less: Fictitious Assets

Less: Deferred Tax Assets

Less: Investment in equity of licensed Financial Institutions

Less: Investment in equity of institutions with financial interest

Less: Investment in equity of institutions in excess of limits

Less: Investments arising out of underwriting commitments

Less: Purchase of Land & Building in excess of limit

Less: Reciprocal crossholdings

Less: Other Deductions

Total Tier 1 Capital

Particulars

Cumulative and/or Redeemable Preference Shares

Subordinated Term Debt

Hybrid Capital Instruments

General loan loss provision

Exchange Equalization Reserves

Investments Adjustment Reserves

Assets Revaluation Reserves

Special Reserve Fund

Total Tier 2 Capital

Particulars

Core Capital (Tier 1)

Supplementary Capital (Tier 2)

Total Capital Fund

S.N. Description

1 Cash Balance

2 Gold (Tradable)

3 NRB Balance

4 Investment to Govt. Bond

5 Investment to NRB Bond

6 Loan against Own FD

7 Loan against Govt. Bond

8 Accrued interests on Govt. bond

9 Investment to Youth and Small Entrepreneurs Self-employment Fund

10 Balance on domestic banks and financial institutions

11 Loan against other banks' and financial institutions' FD

12 Foreign bank balance

13 Money at call

14 Loan against internationally rated bank guarantees

15 Investment to internationally rated Banks

16 Inter-bank lending

17 Investment on shares/debentures/bonds

18 Other investments

19 Loans & advances, bills purchase/discount

20 Fixed assets

21 Net interest receivables (Total IR - 8 - Interest on Govt)

22 Net Non-Banking Asset

23 Other assets (Except advance tax payment)

24 Real estate/residential housing loans exceeding...

Total On-Balance-sheet Items (A)

30,202,403 30,765,996

104,199,129 94,730,542

- -

1,355,312,284 1,644,667,857

Amount (NPR.) Amount (NPR.)

e - -

- -

369,731,453 82,205,922

- -

10,000 10,000

9,220,761 3,470,250

- -

378,962,214 85,686,172

Amount (NPR.) Amount (NPR.)

1,355,312,284 1,644,667,857

378,962,214 85,686,172

1,734,274,499 1,730,354,029

Statement of Risk Weighted Assets (RWA)

As On-Balance-Sheet Items

Weight (%) Current period Amount (NPR.) Current period RWA Previous Period Amount (NPR.) Previous Period RWA

0 16,853,956 - 23,344,317 -

0 - - - -

0 91,633,321 - 88,929,197 -

0 - - - -

0 - - - -

0 - - - -

0 - - - -

0 - - - -

yment Fund 0 - - - -

stitutions 20 792,255,466 158,451,093 527,230,572 105,446,114

itution's FD 20 - - - -

20 - - - -

20 - - - -

rantee 20 - - - -

20 - - - -

20 - - - -

100 3,510,000 3,510,000 3,510,000 3,510,000

100 - - - -

t supsense) 100 - - - -

100 - - - -

100 375,634,356 375,634,356 177,320,747 177,320,747

g the limits 150 - - - -

22,696,331,872 21,954,040,223 21,886,567,847 21,352,509,876

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