नेपाल इन्भेष्टमेण्ट मेगा बैंकको नयाँ ब्याजदर प्रकाशनNIMB: New Interest Rates on Deposits and Loans

INTEREST RATES ON DEPOSITS AND LOANS & ADVANCES

Effective from 17th September, 2026 (1st Ashwin 2083)

Deposit Interest Rates

a. NPR Fixed Deposits

Particulars Interest Rate p.a.

Individual Fixed Deposit

3 Months to below 1 Year 2.90%

1 Year to 2 Years 3.00%

Above 2 Years to 5 Years 3.25%

Above 5 Years 4.50%

Remittance Fixed Deposit

3 Months to below 1 Year 3.90%

1 Year to 2 Years 4.00%

Above 2 Years to 5 Years 4.25%

Above 5 Years 5.50%

Institutional Deposit

1 Year to 2 Years 2.75%

Above 2 Years to 5 Years 3.00%

Above 5 Years 3.50%

b. NPR Recurring Fixed Deposits

Particulars Interest Rate p.a.

13 Months 3.50%

25 Months 4.00%

c. FCY Fixed Deposits

Particulars Interest Rate p.a.

FCY Fixed Deposit (USD)-Individual 2.75%

FCY Fixed Deposit (USD)-Institutional 3.60%

FCY Fixed Deposit Others 1.75%

d. NPR Saving Deposits

Afnai Bachat Khata 2.75% Shrijansil Nari Bachat Khata 2.75%

Keta Keti Bachat Khata 2.75% Swabhiman Bachat Khata 2.75%

Karmachari Bachat Khata 2.75% Triple Benefit Plus Saving Account 2.75%

EZEE Saving 2.75% Chhoriko Surakshya Bachat Khata 2.75%

Surakshya Bachat Khata 2.75% Janasewak Saving Account 2.75%

EZEE Student 2.75% Ek Se Ek Saving Account 2.75%

Lotus Saving Account 2.75% Prabardhak Bachat Khata 2.75%

Locker Account 2.75% Shareholder Savings Account 2.75%

Savings Bonanza 2.75% Professional Saving Account 3.25%

Saving Branchless Banking 2.75% NIMB Green Future Saving Account 3.75%

Social Security Account 2.75% Prithvi Remittance Account 4.75%

Access to Finance Program 2.75% Janani Janmabhumi Saving Account 4.75%

Retirement Fund Account 2.75%

Particulars Interest Rate p.a.

NPR Call Account Up to 1.35%

FCY Others Saving 1.25%

USD Saving 2.25%

USD Call Account Up to 1.12%

FCY Others Call Account Up to 0.62%

Lending Interest Rates

Premium rates on Loans and Advances other than below shall remain same for the month of Ashwin 2083 as published in previous month and is available in Bank's website.

S.N. Particulars Sectors (Premium Only)

1. Cash Credit - Service 1.00% to 3.00%

Notes:

- Interest rate on Remittance Fixed Deposit including renewal shall be applicable only for funds received from abroad with legitimate source.

- Interest rate on loans and advances shall be average base rate plus applicable premium rate.

- Interest rate as per special agreement shall be applicable till the expiry of such agreement.

- Penal interest of 2% p.a. shall be applied on the expired/overdue loan.

- Rate on consortium financing shall be as decided by the consortium meeting. However, rate shall not be less than base rate of the Bank.