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NEPSE Trading Network

The NEPSE Journal

Insights & Analysis

Market commentary, data deep-dives, and trading notes from the NEPSE Trading desk.

All Articles — Page 234

2793 posts

CHDC1 min read
CEDB Hydropower Development Company (CHDC) Delivers Exceptional Q4 Performance with Record Profit Margins
CEDB Hydropower Development Company (CHDC) delivered a landmark performance in Q4 FY 2024/25, with revenue soaring by 908% and net profit margin reaching 94%. EPS hit Rs. 55.45, while ROE and ROA both exceeded 30%, signaling industry-leading efficiency. With a surging market price of Rs. 2,641.99, CHDC has cemented itself as one of Nepal’s most profitable and sought-after hydropower stocks. Sustaining such high margins and managing expansion efficiently will be key for future growth.
Sandeep Chaudhary23 Aug, 2025
LBBL1 min read
Lumbini Bikas Bank Limited (LBBL) Q4 Earnings: Revenue Down but Profitability Recovers
Lumbini Bikas Bank Limited (LBBL) closed FY 2024/25 Q4 with Rs. 5.59 billion in revenue and Rs. 379.88 million in net profit, marking a recovery from weak earlier quarters. Although annual earnings remain below last year’s levels, gross margins improved, cost of funds declined, and asset quality stabilized with a lower NPL ratio compared to Q3. With an EPS of Rs. 10.48, a rising book value, and market confidence reflected in higher share price, LBBL shows resilience but still faces the challenge of sustaining revenue growth.
Sandeep Chaudhary23 Aug, 2025
JBLB1 min read
Jeevan Bikas Laghubitta (JBLB) Reports Strong Q4 Profit Growth with Stable Asset Quality
Jeevan Bikas Laghubitta (JBLB) delivered an impressive Q4 FY 2024/25 with Rs. 4.05 billion in revenue and Rs. 740 million in net profit, driving EPS to Rs. 48.20 and maintaining strong profitability. Margins improved, cost of funds declined, and provisioning remained robust. While aggressive lending continues to push the credit-to-deposit ratio higher, the company’s strong capital adequacy, controlled NPLs, and widening interest spreads make JBLB a standout performer in Nepal’s microfinance sector.
Sandeep Chaudhary23 Aug, 2025
CKHL1 min read
Chirkhwa Hydropower Limited (CKHL) Swings to Q4 Loss Despite Strong Revenue Growth
Chirkhwa Hydropower Limited (CKHL) delivered Rs. 118.46 million in revenue in Q4 FY 2024/25, nearly a 10x increase YoY, underscoring its operational growth. However, despite strong gross margins (82.7%), the company slipped into a net loss of Rs. 5.43 million, dragging EPS into the negative (-1.36). While the market price of Rs. 662.09 reflects investor optimism, declining book value and negative ROA/ROE suggest financial stress. Sustaining profitability will require tighter cost control and improved financial efficiency.
Sandeep Chaudhary23 Aug, 2025
MLBL1 min read
Mahalaxmi Bikas Bank Limited (MLBL) Shows Resilient Q4 Performance with Stable Margins
Mahalaxmi Bikas Bank Limited (MLBL) closed FY 2024/25 Q4 with Rs. 4.95 billion in revenue and Rs. 506.67 million in net income, maintaining profitability despite revenue contraction. The bank demonstrated stronger gross and net margins, improved capital adequacy, and lower funding costs. Asset quality remained stable with an NPL ratio of 4.86% and provisioning coverage above 100%. With an EPS of Rs. 11.79, a rising book value, and a market price of Rs. 411.67, MLBL continues to showcase resilience in Nepal’s development banking sector, balancing growth with prudence.
Sandeep Chaudhary23 Aug, 2025
HEI1 min read
Himalayan Everest Insurance Limited (HEI) Posts Strong Q4 Growth with Stable Margins
Himalayan Everest Insurance (HEI) delivered a 42.5% YoY revenue growth in Q4 FY 2024/25, supported by strong underwriting, robust policy renewals, and higher claims settlement. While net profit (Rs. 532.3 million) declined from last year’s peak of Rs. 667.9 million, margins remain solid at nearly 20%. EPS moderated to Rs. 21.29, while book value improved to Rs. 290.00 per share. HEI’s balance sheet strength, large investment portfolio, and consistent policy renewal growth reinforce its stability, though rising claims indicate operational challenges ahead.
Sandeep Chaudhary23 Aug, 2025
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CFCL1 min read
Central Finance (CFCL) Returns to Profit in Q4 with Improved Margins but Rising NPL Risk
Central Finance Limited (CFCL) ended FY 2024/25 Q4 with Rs. 696.92 million revenue and Rs. 89.15 million net profit, marking a significant turnaround from losses in the previous year. Profit margins improved, EPS rose, and cost of funds declined, strengthening its financial footing. However, the sharp rise in NPLs (14.18%) and weaker provisioning coverage raise concerns over asset quality. With strong liquidity and stable spreads, CFCL remains resilient, but tighter credit risk management will be crucial for sustainable growth.
Sandeep Chaudhary23 Aug, 2025
IGI1 min read
IGI Prudential Insurance Limited Posts Moderate Profit Amid Revenue Decline
IGI Prudential Insurance Limited closed Q4 FY 2024/25 with Rs. 2.10 billion revenue and Rs. 364.97 million net income, reflecting a decline in both top-line and bottom-line compared to last year. EPS and book value also fell, while margins narrowed. However, the company strengthened its policy renewal base (+21.4%), reduced outstanding claims (-27.6%), and maintained a robust investment portfolio. Despite earnings pressure, IGI’s stable market value and strong liquidity position underline its resilience in Nepal’s competitive non-life insurance sector.
Sandeep Chaudhary23 Aug, 2025
FOWAD1 min read
Forward Community Microfinance (FOWAD) Shows Weak Profitability Despite Strong Capital Coverage
Forward Community Microfinance (FOWAD) ended FY 2024/25 Q4 with revenue of Rs. 2.62 billion but a weak profit of just Rs. 65 million, down nearly 80% year-over-year. Margins tightened, EPS fell sharply, and dividend distribution was halted, pointing to financial stress. On the positive side, the institution maintained a strong loan loss provisioning ratio of 147.83% and stable capital adequacy. However, elevated NPLs, high credit-to-deposit ratio, and thin liquidity remain key concerns. Despite weak fundamentals, FOWAD’s high market price suggests investor optimism, though sustainability will depend on improved credit quality and earnings recovery.
Sandeep Chaudhary23 Aug, 2025
DDBL1 min read
Deprosc Laghubitta (DDBL) Reports Strong Profit Growth Despite Rising NPL Pressure
Deprosc Laghubitta (DDBL) closed Q4 FY 2024/25 with Rs. 3.49 billion revenue and Rs. 691 million net profit, delivering EPS of Rs. 36.99 and maintaining strong investor confidence. While margins improved and spreads widened, the company faces significant risks from a sharp jump in NPLs (7.73%) and weak provisioning coverage. With a strong capital base and consistent profitability, DDBL remains a leading microfinance institution in Nepal, though tighter credit risk management will be key to sustaining growth.
Sandeep Chaudhary23 Aug, 2025

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All Articles — Page 234

CEDB Hydropower Development Company (CHDC) Delivers Exceptional Q4 Performance with Record Profit Margins

Lumbini Bikas Bank Limited (LBBL) Q4 Earnings: Revenue Down but Profitability Recovers

Jeevan Bikas Laghubitta (JBLB) Reports Strong Q4 Profit Growth with Stable Asset Quality

Chirkhwa Hydropower Limited (CKHL) Swings to Q4 Loss Despite Strong Revenue Growth

Mahalaxmi Bikas Bank Limited (MLBL) Shows Resilient Q4 Performance with Stable Margins

Himalayan Everest Insurance Limited (HEI) Posts Strong Q4 Growth with Stable Margins

Central Finance (CFCL) Returns to Profit in Q4 with Improved Margins but Rising NPL Risk

IGI Prudential Insurance Limited Posts Moderate Profit Amid Revenue Decline

Forward Community Microfinance (FOWAD) Shows Weak Profitability Despite Strong Capital Coverage

Deprosc Laghubitta (DDBL) Reports Strong Profit Growth Despite Rising NPL Pressure

NEPSEtrading

Primary issues

Income & debt

Live market

Read & learn

NEPSE Trading Network

Insights & Analysis

All Articles — Page 234

CEDB Hydropower Development Company (CHDC) Delivers Exceptional Q4 Performance with Record Profit Margins

Lumbini Bikas Bank Limited (LBBL) Q4 Earnings: Revenue Down but Profitability Recovers

Jeevan Bikas Laghubitta (JBLB) Reports Strong Q4 Profit Growth with Stable Asset Quality

Chirkhwa Hydropower Limited (CKHL) Swings to Q4 Loss Despite Strong Revenue Growth

Mahalaxmi Bikas Bank Limited (MLBL) Shows Resilient Q4 Performance with Stable Margins

Himalayan Everest Insurance Limited (HEI) Posts Strong Q4 Growth with Stable Margins

Central Finance (CFCL) Returns to Profit in Q4 with Improved Margins but Rising NPL Risk

IGI Prudential Insurance Limited Posts Moderate Profit Amid Revenue Decline

Forward Community Microfinance (FOWAD) Shows Weak Profitability Despite Strong Capital Coverage

Deprosc Laghubitta (DDBL) Reports Strong Profit Growth Despite Rising NPL Pressure