CORBL1 min readCorporate Development Bank Faces Q4 Loss Despite Strong Market ValuationCorporate Development Bank (CORBL) ended Q4 FY 2024/25 with Rs. 197.71 million revenue but a net loss of Rs. 16.38 million, dragged down by a sharp surge in NPLs (12.36%) and shrinking margins. EPS fell into negative territory, though the market value of its stock skyrocketed to over Rs. 2,476 per share, suggesting speculative trading disconnected from fundamentals. While liquidity remains strong and capital adequacy healthy, the bank faces significant challenges in asset quality and profitabilitySandeep Chaudhary·23 Aug, 2025
MPFL1 min readMultipurpose Finance Limited Q4 Reports Stable Growth with Improving Asset QualityMultipurpose Finance Limited (MPFL) reported Rs. 263.97 million in revenue and Rs. 23.32 million in net income in Q4 FY 2024/25, showing steady growth despite narrowing profit margins. Key improvements included higher loan loss provision coverage and lower funding costs, although capital adequacy and NPL levels remain areas of concern. With a stronger book value and rising market price, MPFL continues to maintain resilience in Nepal’s financial sector, balancing profitability with prudent risk management.Sandeep Chaudhary·23 Aug, 2025
PMLI2 min readPrabhu Mahalaxmi Life Insurance Limited Q4 Reports Strong Premium Growth and Steady ProfitsPrabhu Mahalaxmi Life Insurance (PMLI) closed FY 2024/25 Q4 on a strong note, achieving Rs. 6.55 billion in revenue and Rs. 370 million in net income. The insurer demonstrated solid growth in first-year and single premium income, alongside a nearly 48% increase in enforced policies. However, margins remained thin, EPS dipped, and outstanding claims rose significantly, pointing to areas requiring attention. With a resilient investment base and expanding customer reach, PMLI remains a growing player in Nepal’s life insurance industry, balancing aggressive growth with operational risks.Sandeep Chaudhary·23 Aug, 2025
CLI1 min readCitizen Life Insurance Q4 Reports Strong Growth in Premium Income and Steady ProfitabilityCitizen Life Insurance (CLI) posted strong top-line growth in FY 2024/25 Q4, with revenues crossing Rs. 9.19 billion and net income reaching Rs. 425 million. Premium income—particularly first-year and single premiums—showed impressive growth, underscoring customer acquisition strength. However, a decline in enforced policies and rising outstanding claims highlight emerging risks. With a strong investment portfolio and improved profitability, CLI remains a resilient player in Nepal’s insurance sector, balancing growth with operational challenges.Sandeep Chaudhary·23 Aug, 2025
TRH1 min readTaragaon Regency Hotel Posts Strong Q4 Earnings with Improved MarginsTaragaon Regency Hotel Limited (TRH) has delivered a steady financial performance in FY 2024/25 Q4. Despite a year-over-year dip in revenue, profitability indicators remained strong, with net income crossing Rs. 515 million and margins showing resilience. EPS remained nearly unchanged, while book value and share price rose significantly. With a healthy dividend declaration, TRH continues to demonstrate stable operations and shareholder-friendly policies, maintaining its position as one of Nepal’s leading hospitality sector companies.Sandeep Chaudhary·23 Aug, 2025
Top1 min readIndia and China Dominate Nepal’s Imports in First Month of FY 2082/83India and China Dominate Nepal’s Imports in First Month of FY 2082/83 Kathmandu – Nepal’s import data for the first month of FY 2082/83 (Mid-July to Mid-August 2025) shows a clear dominance of India and China, with the two neighbors together accounting for more than two-thirds of the country’s imports. According to the Department of Customs, Nepal imported goods worth over Rs. 1.43 trillion during this period. India remained Nepal’s largest supplier, with imports valued at Rs. 83.54 billion, representing about 58.4% of the total imports. China followed in second place with imports worth Rs. 27.99 billion, further highlighting Nepal’s dependence on these two countries for manufactured goods, petroleum, electronics, and industrial products.Dipesh Ghimire·23 Aug, 2025
Top2 min readFrom Fuel to Steel: Nepal’s Top 10 Imports in ShrawanFrom Fuel to Steel: Nepal’s Top 10 Imports in Shrawan Kathmandu – In the first month of fiscal year 2082/83 (Shrawan), Nepal’s import bill was dominated by petroleum products, industrial raw materials, and vehicles. According to the Department of Customs, the top 10 import categories alone accounted for more than half of the country’s total import expenditure, deepening the trade deficit further.Dipesh Ghimire·23 Aug, 2025
Top2 min readFrom Oils to Galicha: Nepal’s Top 10 Export Items in ShrawanFrom Oils to Galicha: Nepal’s Top 10 Export Items in Shrawan Kathmandu – In the first month of the fiscal year 2082/83 (Shrawan), Nepal’s exports remained concentrated on a handful of traditional strengths. According to the Department of Customs, the top 10 export items accounted for the bulk of the country’s overseas sales, even as the overall trade deficit remained deeply negative.Dipesh Ghimire·23 Aug, 2025
Top3 min readNepal’s Foreign Trade in Shrawan: Imports Surge, Deficit WidensNepal’s Foreign Trade in Shrawan: Imports Surge, Deficit Widens Kathmandu – Nepal’s foreign trade in the first month of the current fiscal year 2082/83 (mid-July to mid-August 2025) revealed a familiar but deepening trend: soaring imports and sluggish exports, leaving the country with a widening trade deficit. According to the Department of Customs, Nepal imported goods worth Rs. 1.43 trillion during Shrawan while exports stood at only Rs. 239.32 billion. The imbalance resulted in a staggering trade deficit of Rs. 1.19 trillion within a single month, once again underscoring the structural weaknesses in the country’s external trade profile.Dipesh Ghimire·23 Aug, 2025
Best Stock4 min readQ4 Report: Top 2 Best Stocks in Each Sector Based on Dividend and Earnings YieldsThe Q4 reports clearly indicate that: CBBL (6.18%) in microfinance, USHL (4.87%) in hydropower, and UNL (4.51%) in manufacturing are the top yield providers. Banking leaders PCBL and GBIME also remain highly attractive with yields above 5%. Across other sectors, MNBBL, MFIL, TRH, NRN, ILI, and HEI represent the strongest investment opportunities. For investors looking for both dividend income and earnings-driven growth, these top sectoral stocks provide the best balance going forward.Sandeep Chaudhary·23 Aug, 2025