top 4 min readEverest Bank’s Financial Performance: A Deep Dive for InvestorsEverest Bank remains a strong player in the banking sector with excellent EPS, profitability, and retained earnings. However, its growth trajectory needs improvement to maintain long-term competitiveness. For long-term investors, the high ROE and profit margins make EBL an attractive option. But for those looking for rapid stock appreciation, the slow revenue growth might be a point of concern. What do you think? Would you invest in Everest Bank based on these numbers? Share your thoughts in the comments!Sandeep Chaudhary·13 Feb, 2025
scb 2 min readSCB Stock Market Performance Analysis: Strengths, Weaknesses, and Investment InsightsInvesting in stocks is about balancing risk and reward. While SCB has strong earnings and return potential, addressing debt concerns and improving revenue growth will be crucial for future performance. Investors should conduct thorough due diligence and monitor key financial trends before making investment decisions.Sandeep Chaudhary·13 Feb, 2025
Top1 min readNepal's Budget Process Highlights Political Instability and Urgent Need for ReformNepal's Budget Process Highlights Political Instability and Urgent Need for Reform Nepal's fiscal year 2081/82 budget process has drawn significant attention, showcasing the nation's ongoing political instability. The principles and priorities were presented by Finance Minister Prakash Sharan Mahat, the budget was tabled by Barshaman Pun, and its implementation is now under Finance Minister Bishnu Poudel. This unprecedented shift of finance ministers across three stages, each from different political parties, underscores the challenges of continuity in governance.Dipesh Ghimire·18 Jan, 2025
Top2 min readNepal Stock Market: Interest Rate Stability, Importance of Fundamental Analysis, and Investor ChallengesIn January, most commercial banks have maintained their existing interest rates. The current liquidity surplus has not been utilized effectively, leading to difficulties in credit expansion and challenges in loan recovery. Banks are primarily focused on improving their financial health through loan collection, which might explain the stability in interest rates. Additionally, with deposit interest rates already very low, raising interest rates could further increase liquidity, encouraging banks to keep rates stable.Dipesh Ghimire·16 Jan, 2025
Top2 min readCompany Registration Process in Nepal: Streamlining with TechnologyCompany Registration Process in Nepal: Streamlining with Technology The company registration process in Nepal follows the Companies Act and involves an extensive business registration process. Founders must agree on a memorandum and articles of association, the templates for which are available on the Office of the Company Registrar's website. These forms must be filled out and submitted online.Dipesh Ghimire·15 Jan, 2025
Top2 min readNational Consumer Price Index Trends: Inflationary Pressures Easing in 2024National Consumer Price Index Trends: Inflationary Pressures Easing in 2024 The National Consumer Price Index (CPI) data for the monthly series (base year 2023/24 = 100) reveals crucial insights into Nepal's inflationary trends over the past four fiscal years. The data highlights a slowdown in year-over-year inflation rates in 2024/25 compared to previous years, pointing to an easing of inflationary pressures. Here’s an analysis of the key findings:Dipesh Ghimire·13 Jan, 2025
Top2 min readConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological BeltsConsumer Price Index Analysis: Food and Beverage Prices Lead Inflation Across Nepal's Ecological Belts The latest Consumer Price Index (CPI) data, based on the fiscal year 2023/24 as the base, reveals significant trends across Nepal's ecological belts. The CPI highlights changes in the cost of goods and services in Kathmandu Valley, Terai, Hill, and Mountain regions, with notable price increases in the Food and Beverage category driving inflation.Dipesh Ghimire·13 Jan, 2025
Top2 min readEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed TrendsEconomic Growth Insights: Nepal’s Macroeconomic Indicators Show Mixed Trends Nepal’s latest macroeconomic data reveals a mixed performance across key indicators, highlighting challenges in sustaining consistent growth while pointing to areas of improvement. Here’s an analysis of the data from fiscal years 2019/20 to 2023/24, providing insights into the economic trends.Dipesh Ghimire·13 Jan, 2025
Top2 min readEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics OfficeEconomic Growth Rate Projected at 3.4% for the First Quarter of FY 2081/82: National Statistics Office The National Statistics Office has projected Nepal’s economic growth rate for the first quarter of the current fiscal year 2081/82 at 3.4%. According to the report published on Tuesday, the economy is expected to achieve modest positive growth compared to the same period of the previous fiscal year. While agriculture, tourism, and electricity production have contributed positively, weak performance in construction and trade has limited overall growth.Dipesh Ghimire·8 Jan, 2025
Top2 min readWho Are the 17 Governors of Nepal Rastra Bank ? Nepal Rastra Bank (NRB), established on April 26, 1956 (Bikram Sambat 2013 Baisakh 14), is the central bank of Nepal. It has the authority to issue currency, guide monetary policy, and regulate the activities of banks and financial institutions, ensuring control as needed. The NRB also serves as the government's economic advisor and operates as an autonomous body, free from governmental interference. Before the establishment of NRB, the Treasurer General used to sign currency notes on behalf of the kingdom. However, following the bank's inception, the tradition of having the Governor's signature on the currency notes began. Since its establishment, NRB has had 17 governors, with Mr. Maha Prasad Adhikari currently serving as the Governor.Dipesh Ghimire·6 Jan, 2025