बेस्ट फाइनान्स कम्पनीको निक्षेप तथा कर्जाको नयाँ ब्याजदरBest Finance Company's New Deposit and Loan Interest Rates

Deposit and Loan Interest Rates

Effective from Ashadh 1, 2083

Deposits

1. Fixed Deposit

Interest Rate (Annual)

Individual Institutional

3 Months 3.00% -

3 Months to 6 Months 3.25% 3.00% (6 Months)

6 Months to 1 Year 3.75% 3.10%

1 Year to 2 Years 4.25% 3.50%

2 Years to 3 Years 5.00% 4.00%

Above 3 Years 5.25% 4.50%

Best Remit Fixed Deposit 1% additional on above rate -

Interest Payment Monthly/Quarterly -

2. Savings Deposit

Interest Rate (Annual) Minimum Balance (Rs.)

Home Savings 3.00% -

Grihalaxmi Savings 3.00% 100

Senior Citizen Savings 3.00% 100

Share Holder Savings 3.00% 100

General Savings 3.00% 100

Children Savings 3.00% 100

Super Savings 3.05% 1,000

N.R.N. Savings 3.00% 100

Best Savings 3.05% 1,000

Salary Savings Account 3.75% 100

Best Staff Salary Savings 4.50% -

Green Savings 4.50% 2,000

Best Remit Savings 5.50% 5,000

For other savings accounts with a minimum balance of Rs. 100, the annual interest rate will be 3.00%.

3. Call Deposit

Maximum 1.50% up to 1,000

Loans

Fixed Deposit Loan Fixed Deposit Interest Rate/Average Base Rate +2% up to

Syndicated Loan Based on the decision of syndication

Other Loans Base Rate + Maximum 5% Premium

Average Base Rate 8.46%

Fixed Annual Interest Rate Loan (Individual)

Loan Category Maximum 5 Years Maximum 10 Years Maximum 15 Years

Home Loan 9.90% 10.50% 10.90%

Other Loans 9.90% 10.50% 10.90%

Auto Loan 10.50% (Maximum 7 Years)

Note: The interest rate difference between loans and advances of the same nature shall not exceed 2% points.