हिमालयन बैंक लिमिटेडको निक्षेप तथा कर्जाको ब्याजदर सम्बन्धी सूचनाHimalayan Bank Limited: Deposit and Loan Interest Rates Notice
- वर्ग:Category:
- Interest Rates
- प्रकाशित मिति:Published:
- Published on October 16, 2026
HIMALAYAN BANK LIMITED
INTEREST RATES
Interest Rate on various HBL Deposit and Loan Products effective from Kartik 01, 2083 (October 18, 2026)
LCY Fixed Deposit Institutions (% Per Annum)
| Above | 2 | 5 | 2.85 |
| Above | 5 | 10 | 3.25 |
Applicable Base Rate for Ashwin 2083 (Average of Asadh, Shrawan & Bhadra) 5.09%
Note:
• Interest rate applicable on forced loan may vary with risk premium from the published rate.
• Interest rate in consortium financing as decided by consortium.
• Interest rate in NPA accounts may vary from the published rate.
• Penal Interest of plus 2% p.a. will be applied on overdue amount.
• Bills under import LC (BLC) and other forced loan will attract interest rate of 16% p.a.
• Interest payment on Super Premium Savings Account shall be done on monthly basis where as interest payment on Exclusive Privilege Savings, Subidha Saving Account and all other deposit shall be done on quarterly basis.
• As per directives of NRB, no pre-mature/withdrawal will be allowed for Institutional Fixed Deposit before end of 6 months.
• With regard to revision of interest rates on loans, arrangements shall be made to ensure adherence to the directives of NRB which states the interest rate variance on similar loan types should not exceed 2% p.a.
• Interest Rate on other Deposit & Loan products shall remain unchanged.
HIMALAYAN BANK LIMITED
INTEREST RATES
Interest Rate on various HBL Deposit and Loan Products effective from Kartik 01, 2083 (October 18, 2026)
LCY Fixed Deposit Institutions (% Per Annum)
| Above | 2 | 5 | 2.85 |
| Above | 5 | 10 | 3.25 |
Applicable Base Rate for Ashwin 2083 (Average of Asadh, Shrawan & Bhadra) 5.09%
Note:
• Interest rate applicable on forced loan may vary with risk premium from the published rate.
• Interest rate in consortium financing as decided by consortium.
• Interest rate in NPA accounts may vary from the published rate.
• Penal Interest of plus 2% p.a. will be applied on overdue amount.
• Bills under import LC (BLC) and other forced loan will attract interest rate of 16% p.a.
• Interest payment on Super Premium Savings Account shall be done on monthly basis where as interest payment on Exclusive Privilege Savings, Subidha Saving Account and all other deposit shall be done on quarterly basis.
• As per directives of NRB, no pre-mature/withdrawal will be allowed for Institutional Fixed Deposit before end of 6 months.
• With regard to revision of interest rates on loans, arrangements shall be made to ensure adherence to the directives of NRB which states the interest rate variance on similar loan types should not exceed 2% p.a.
• Interest Rate on other Deposit & Loan products shall remain unchanged.