कामना सेवा विकास बैंकको नयाँ ब्याजदर (बचत, मुद्दती र कर्जा) २०८३ श्रावण १ देखि लागूKamana Sewa Bikas Bank's New Interest Rates (Savings, Fixed, and Loans) Effective from 1st Shrawan 2083

INTEREST RATES

Effective From 1st Shrawan 2083 (17th July 2026)

Deposits

S.N. Products Interest Rate (Per Annum) Payment

1 Normal Saving Account - Quarterly Basis

2 Kamana Sewa Pragati Bachat Khata(Silver) - Quarterly Basis

3 Sabal Nari Bachat Khata - Quarterly Basis

4 Salary Saving Account - Quarterly Basis

5 Shareholder Saving Account २.७५% Quarterly Basis

6 Bal Bachat Khata(Child Saving) - Quarterly Basis

7 Samajik Surakchhya Saving Account - Quarterly Basis

8 Swabhiman Bachat Khata - Quarterly Basis

9 Provident Fund Saving Account - Quarterly Basis

10 Other saving accounts - Quarterly Basis

11 Kamana Sewa Pragati Bachat Khata (Gold) २.८०% Quarterly Basis

12 Timrai Lagi Saving Account २.९०% Quarterly Basis

13 Kamana Sewa Pragati Bachat Khata (Platinum) ३.००% Quarterly Basis

14 Bishista Bachat Khata २.९०% Quarterly Basis

15 KS PMS Saving Account ३.००% Quarterly Basis

16 AlphaGrow Saving Account ४.००% Quarterly Basis

17 Staff Saving Account ३.००% Quarterly Basis

18 Foreign Employment Saving Account ४.००% Quarterly Basis

19 Remittance Saving Account ४.००% Quarterly Basis

20 Call Account Up to १.३७५% Quarterly Basis

Fixed Deposits

S.N. Products Interest Rate (Per Annum) Payment on

1 Individual - Monthly/Quarterly/At maturity

a 3 months and below 6 months २.७५% Monthly/Quarterly/At maturity

b 6 months and below 12 months २.७५% Monthly/Quarterly/At maturity

c 1 year and below 2 years ३.००% Monthly/Quarterly/At maturity

d 2 years and below 3 years ३.१५% Monthly/Quarterly/At maturity

e 3 years and below 4 Years ३.१५% Monthly/Quarterly/At maturity

f 4 years and below 5 Years ४.५९% Monthly/Quarterly/At maturity

g 5 years and above ४.५९% Monthly/Quarterly/At maturity

h Timrai Lagi 6 months FD २.७५% Monthly/Quarterly/At maturity

i Timrai Lagi 1 year and above FD २.७५% Monthly/Quarterly/At maturity

2 Institutional - Quarterly/At maturity

a 1 year and below 2 years २.७५% Quarterly/At maturity

b 2 years and upto 3 years ३.००% Quarterly/At maturity

c Above 3 years ३.५०% Quarterly/At maturity

RECURRING FIXED DEPOSITS / OTHER FIXED DEPOSITS

a Recurring Deposit २.७५% Quarterly

Loans & Advances

Loans With Floating Interest Rates

S.N. Products Interest Rate (Per Annum) (Base Rate+ Premium )(%)

1 Loan against FD Coupon Rate + २% or Base Rate + २% whichever is higher

2 Consortium Loan As per consortium decision

3 Deprived Sector Loan Base Rate + up to ४%

4 All others loans and advances Base Rate + up to ५%

Loans With Fixed Interest Rates for Personal Term Loans*

S.N. Products Interest Rate (Per Annum) (Base Rate+ Premium )(%)

1 Upto 7 Years ८.९९% p.a.

2 More than 7 Years up to 10 Years ९.४९% p.a.

3 Above 10 Years ९.९९% p.a.

Base Rate as of Jestha 2083 ५.६०%

Interest Rate Spread Jestha 2083 ४.००%

Conditions applied:

- For Remittance Fixed Deposit, additional १% Interest Rate shall be provided

- Premium on interest rates of loans eligible under Green Financing Products shall be less by ०.२५% on published interest rates of loan

- Rates other than above shall be in compliance with the provision of Nepal Rastra Bank.