आधिकारिक सूचनाOfficial AnnouncementInterest Rates
14 Jun, 2026
लक्ष्मी सनराइज बैंकको नयाँ ब्याजदर (२०८३ जेठ २ गतेदेखि लागू)

लक्ष्मी सनराइज बैंकको नयाँ ब्याजदर (२०८३ जेठ २ गतेदेखि लागू)Laxmi Sunrise Bank: New Interest Rates Effective June 15, 2026

वर्ग:Category:
Interest Rates
प्रकाशित मिति:Published:
Published on June 14, 2026

RATE OF INTEREST

(with effect from 15th June, 2026)

SAVING DEPOSITS (NPR) % per annum

Basic Savings 2.75

Payroll Savings 2.75

Premium Savings 2.80

Remittance Savings 3.80

Term Deposits (NPR) - % per annum Institutions Personal Personal-Remittance

3 months - Below 6 months - 2.80 3.80

6 months - Below 1 year 2.75 2.90 3.90

1 year - Below 2 years 2.75 3.00 4.00

2 years - Below 5 years 3.00 3.50 4.50

5 years and above 3.25 4.00 5.00

Recurring Deposits (upto 5 years) - 3.50 -

FCY DEPOSITS - % per annum Savings Individual Term Institutional Term

USD Saving Deposits 2.25 - -

USD Term Deposits

Below 1 year - 2.75 2.75

1 year - Below 2 years - 3.00 3.00

2 years and above - 3.25 3.25

EUR Deposits1.253.002.00
GBP Deposits1.253.002.00
AUD Deposits1.253.002.00

LOANS AND ADVANCES (NPR) % per annum

Premium rates on Loan and Advances (NPR) remain unchanged and are available in our website.

Fixed Rate for Home Loans, Home Equity Loans, Education Loans, Auto Loans, Personal Loans and Term Loans for upto 15 years will be 7.99% - 11.99%

Note:

* Interest rate on Call & Saving accounts will be calculated on daily basis and paid quarterly.

* Interest rate on Fixed deposit can be paid monthly.

* Interest rates on Call accounts are negotiable (Maximum up to 50% of lowest saving rate of respective currency) and subject to change based on market conditions. Please contact any of our branches for details.

* Average Base Rate (Falgun, Chaitra 2082, Baisakh 2083) is 5.22%.

* LCY Spread Rate for Baisakh 2083 is 3.30%.

* Conditions Apply

RATE OF INTEREST

(with effect from 15th June, 2026)

SAVING DEPOSITS (NPR) % per annum

Basic Savings 2.75

Payroll Savings 2.75

Premium Savings 2.80

Remittance Savings 3.80

Term Deposits (NPR) - % per annum Institutions Personal Personal-Remittance

3 months - Below 6 months - 2.80 3.80

6 months - Below 1 year 2.75 2.90 3.90

1 year - Below 2 years 2.75 3.00 4.00

2 years - Below 5 years 3.00 3.50 4.50

5 years and above 3.25 4.00 5.00

Recurring Deposits (upto 5 years) - 3.50 -

FCY DEPOSITS - % per annum Savings Individual Term Institutional Term

USD Saving Deposits 2.25 - -

USD Term Deposits

Below 1 year - 2.75 2.75

1 year - Below 2 years - 3.00 3.00

2 years and above - 3.25 3.25

EUR Deposits1.253.002.00
GBP Deposits1.253.002.00
AUD Deposits1.253.002.00

LOANS AND ADVANCES (NPR) % per annum

Premium rates on Loan and Advances (NPR) remain unchanged and are available on our website.

Fixed Rate for Home Loans, Home Equity Loans, Education Loans, Auto Loans, Personal Loans and Term Loans for upto 15 years will be 7.99% - 11.99%

Note:

* Interest rate on Call & Saving accounts will be calculated on daily basis and paid quarterly.

* Interest rate on Fixed deposit can be paid monthly.

* Interest rates on Call accounts are negotiable (Maximum up to 50% of lowest saving rate of respective currency) and subject to change based on market conditions. Please contact any of our branches for details.

* Average Base Rate (Falgun, Chaitra 2082, Baisakh 2083) is 5.22%.

* LCY Spread Rate for Baisakh 2083 is 3.30%.

* Conditions Apply