लुम्बिनी विकास बैंकको २०८३ श्रावण महिनाको ब्याजदर सूचनाLumbini Bikas Bank's Interest Rates for Shrawan 2083
- वर्ग:Category:
- Interest Rates
- प्रकाशित मिति:Published:
- Published on July 16, 2026
INTEREST RATE
Lumbini Bikas Bank Ltd.
Interest rate for Shrawan Month २०८३
Deposit Products Interest Rate (p.a.) Minimum Balance (NPR)
Normal Saving २.७५ % १००
Check - In Saving २.७५ % NIL
Premium Saving २.७५ % ५,०००
Nari Bachat Khata २.७५ % १००
Bal Surakshya Bachat २.७५ % १००
Senior Citizen Saving २.७५ % १,०००
Shareholder's Saving २.७५ % १००
Welcome Account २.७५ % १००
Locker Deposit २.७५ % NIL
Provident Fund Other २.७५ % १००
Sadharan Bachat २.७५ % NIL
Bal Bhawishya Yojana २.७५ % १००
Sahayatra Bachat Khata (Interest Posting Frequency - Quarterly) २.९० % १०,०००
Lumbini Talab Khata २.७५ % NIL
Samajik Surakshya Bachat २.७५ % NIL
Remittance Bachat Khata ३.९० % NIL
FCY Deposit (USD/GBP/Euro) १.०० % ५० (USD/GBP/Euro)
Call Account Up to १.३७% -
Recurring Deposit २.७५% १,०००/३,०००/५,००० (३/४/५ Years)
Akshyaya Kosh Khata Negotiable १०,०००
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual
Upto १ Years २.९०% १०,०००
| Above | १ | ३ | १०,००० |
| Above | ३ | ५ | १०,००० |
Above ५ years ४.६०% १०,०००
Remittance Fixed Deposit Institutional
(Upto १ Years) ३.९०% १०,०००
Above १ year to २ year २.७५% १०,०००
Above २ Year ३.००% १०,०००
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p.a.)
Agro Plus Loan (TL/OD/DL)
Upto ३ Years Base Rate + Premium (Up to ४%)
Above ३ Years & upto ५ Years Base Rate + Premium (Up to ४%)
Above ५ Years Base Rate + Premium (Up to ४%)
Auto Loan
Upto ३ Years Base Rate + Premium (१.५% to ४%)
Above ३ Years & upto ५ Years Base Rate + Premium (१.५% to ४%)
Above ५ Years Base Rate + Premium (१.५% to ४%)
Hire Purchase Loan
Upto ३ Years Base Rate + Premium (Up to ४%)
Above ३ Years & upto ५ Years Base Rate + Premium (Up to ४%)
Above ५ Years Base Rate + Premium (Up to ४%)
Business Plus Loan (OD/DL/TL) | Base Rate + Premium (Up to ४%)
Comfort Loan | Base Rate + Premium (Up to ४%)
Education Loan | Base Rate + Premium (Up to ४%)
Foreign Employment Loan | Base Rate + Premium (०% to ४%)
Personal Loan (OD/TL) | Base Rate + Premium (१% to ४%)
Real Estate Loan (OD/DL/TL) | Base Rate + Premium (१.५% to ४%)
Home Loan | Base Rate + Premium (Up to ४%)
Margin Lending Loan | Base Rate + Premium (Up to ४%)
Swarna Karja (Gold Loan) (OD/TL) | Base Rate + Premium (Up to ४%)
Two Wheeler Loan | Base Rate + Premium (Up to ४%)
LBBL Green Loan | Base Rate + Premium (Up to ४%)
Deprived Sector Loan (OD/TL) | Base Rate + Premium (Up to ४%)
Professional Loan | Base Rate + Premium (Up to २%)
Deprived Sector (wholesale) (OD/DL/TL) | Base Rate + Premium (Up to २%)
Loan against FDR/NSB/DB | Up to २% on Coupon Rate
Consortium Loan (OD/BGL/TL) | As per consortium decision
Credit Products - Fixed Interest Rate (p.a.)
Product Up to ५ Years Above ५ Years
Home Loan ११.००% ११.५०%
Personal Loan (TL) ११.००% ११.५०%
Comfort Loan ११.००% ११.५०%
Education Loan ११.००% ११.५०%
Two Wheeler ११.००% ११.५०%
Auto Loan ११.००% ११.५०%
*BR= ३ Months Average Base Rate as of Jestha End २०८३ i.e., ५.६१ %..
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional २% premium may be charged.
* Base rate plus + २ for deprived sector loan/Agriculture loan up to १५ Lakhs as per NRB Directives.
INTEREST RATE
Lumbini Bikas Bank Ltd.
Interest rate for Shrawan Month 2083
Deposit Products Interest Rate (p.a.) Minimum Balance (NPR)
Normal Saving 2.75 % 100
Check - In Saving 2.75 % NIL
Premium Saving 2.75 % 5,000
Nari Bachat Khata 2.75 % 100
Bal Surakshya Bachat 2.75 % 100
Senior Citizen Saving 2.75 % 1,000
Shareholder's Saving 2.75 % 100
Welcome Account 2.75 % 100
Locker Deposit 2.75 % NIL
Provident Fund Other 2.75 % 100
Sadharan Bachat 2.75 % NIL
Bal Bhawishya Yojana 2.75 % 100
Sahayatra Bachat Khata (Interest Posting Frequency - Quarterly) 2.90 % 10,000
Lumbini Talab Khata 2.75 % NIL
Samajik Surakshya Bachat 2.75 % NIL
Remittance Bachat Khata 3.90 % NIL
FCY Deposit (USD/GBP/Euro) 1.00 % 50 (USD/GBP/Euro)
Call Account Up to 1.37% -
Recurring Deposit 2.75% 1,000/3,000/5,000 (3/4/5 Years)
Akshyaya Kosh Khata Negotiable 10,000
Fixed Deposit (Interest Posting Frequency - Quarterly/ At Maturity) Individual
Upto 1 Years 2.90% 10,000
| Above | 1 | 3 | 10,000 |
| Above | 3 | 5 | 10,000 |
Above 5 years 4.60% 10,000
Remittance Fixed Deposit Institutional
(Upto 1 Years) 3.90% 10,000
Above 1 year to 2 year 2.75% 10,000
Above 2 Year 3.00% 10,000
Credit Products - Floating Interest Rate
Credit Products Tenure Interest Rate (Base Rate + Premium) (p.a.)
Agro Plus Loan (TL/OD/DL)
Upto 3 Years Base Rate + Premium (Up to 4%)
Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)
Above 5 Years Base Rate + Premium (Up to 4%)
Auto Loan
Upto 3 Years Base Rate + Premium (1.5% to 4%)
Above 3 Years & upto 5 Years Base Rate + Premium (1.5% to 4%)
Above 5 Years Base Rate + Premium (1.5% to 4%)
Hire Purchase Loan
Upto 3 Years Base Rate + Premium (Up to 4%)
Above 3 Years & upto 5 Years Base Rate + Premium (Up to 4%)
Above 5 Years Base Rate + Premium (Up to 4%)
Business Plus Loan (OD/DL/TL) | Base Rate + Premium (Up to 4%)
Comfort Loan | Base Rate + Premium (Up to 4%)
Education Loan | Base Rate + Premium (Up to 4%)
Foreign Employment Loan | Base Rate + Premium (0% to 4%)
Personal Loan (OD/TL) | Base Rate + Premium (1% to 4%)
Real Estate Loan (OD/DL/TL) | Base Rate + Premium (1.5% to 4%)
Home Loan | Base Rate + Premium (Up to 4%)
Margin Lending Loan | Base Rate + Premium (Up to 4%)
Swarna Karja (Gold Loan) (OD/TL) | Base Rate + Premium (Up to 4%)
Two Wheeler Loan | Base Rate + Premium (Up to 4%)
LBBL Green Loan | Base Rate + Premium (Up to 4%)
Deprived Sector Loan (OD/TL) | Base Rate + Premium (Up to 4%)
Professional Loan | Base Rate + Premium (Up to 2%)
Deprived Sector (wholesale) (OD/DL/TL) | Base Rate + Premium (Up to 2%)
Loan against FDR/NSB/DB | Up to 2% on Coupon Rate
Consortium Loan (OD/BGL/TL) | As per consortium decision
Credit Products - Fixed Interest Rate (p.a.)
Product Up to 5 Years Above 5 Years
Home Loan 11.00% 11.50%
Personal Loan (TL) 11.00% 11.50%
Comfort Loan 11.00% 11.50%
Education Loan 11.00% 11.50%
Two Wheeler 11.00% 11.50%
Auto Loan 11.00% 11.50%
*BR= 3 Months Average Base Rate as of Jestha End 2083 i.e., 5.61 %..
* Interest rate on Premium Loans shall be charged as per NRB Directives'
* In case of watch list and other degraded exposure additional 2% premium may be charged.
* Base rate plus + 2 for deprived sector loan/Agriculture loan up to 15 Lakhs as per NRB Directives.