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आधिकारिक सूचनाOfficial AnnouncementFinancial Analysis
2 Nov, 2026
मितेरी डेभलपमेन्ट बैंकको पहिलो त्रैमासिक वित्तीय विवरण

मितेरी डेभलपमेन्ट बैंकको पहिलो त्रैमासिक वित्तीय विवरणMiteri Development Bank First Quarter Financial Statement

वर्ग:Category:
Financial Analysis
प्रकाशित मिति:Published:
Published on November 2, 2026

Unaudited Financial Statement

First Quarter Ended 31st Ashwin 2083

Condensed Statement of Financial Position

As on Quarter ended 31st Ashwin 2083

ParticularsThis Quarter EndingImmediate Previous Year Ending
Assets
Cash and Cash Equivalents905,024,408277,358,662
Due from Nepal Rastra Bank1,146,471,7582,001,894,834
Placement with Bank and Financial Institutions--
Derivative Financial Instruments--
Other Trading Assets--
Loans and Advances to BFIs516,789,648510,795,123
Loans and Advances to Customers7,063,413,4866,682,042,217
Investment Securities978,597,1891,073,612,464
Current Tax Assets--
Investment in Subsidiaries--
Investment in Associates--
Investment Property4,924,4444,924,444
Property and Equipment56,075,06853,490,211
Goodwill and Intangible Assets218,146290,862
Deferred Tax Assets13,029,28013,029,280
Other Assets28,267,02435,466,666
Total Assets10,712,810,45110,712,904,763
Liabilities
Due to Bank and Financial Institutions32,215,82750,000,000
Due to Nepal Rastra Bank--
Derivative Financial Instruments--
Deposits from Customers8,854,981,2778,855,108,829
Borrowings--
Current Tax Liabilities11,106,118-
Provisions--
Deferred Tax Liabilities--
Other Liabilities44,785,43770,612,741
Debt Securities Issued--
Subordinated Liabilities--
Total Liabilities8,943,088,6598,975,721,570
Equity
Share Capital1,217,100,0001,217,100,000
Share Premium--
Retained Earnings169,817,971150,051,698
Reserves382,803,821370,031,495
Total Equity Attributable to Equity Holders1,769,721,7911,737,183,193
Non Controlling Interest--
Total Equity1,769,721,7911,737,183,193
Total Liabilities and Equity10,712,810,45110,712,904,763

(नेपाल राष्ट्र बैंकबाट “ख” वर्गको ईजाजत प्राप्त संस्था)

प्रधान कार्यालय धरान १२, महेन्द्रपथ, सुनसरी

फोन नं. ०२५-५३६३१७/५३८३१७

Email:- [email protected]

Financial Results (Quarterly)

Of Fiscal Year 2083-084

Ratios as per NRB Directive

Particulars Current Year This Quarter Current Year Upto This Quarter CorrespondingPrevious year This Quarter CorrespondingPrevious year Upto This Quarter
Capital Fund to RWA--

Tier 1 Capital to RWA - 21.24% - 26.23%

Return on Equity (Annualised)--
Return on Assets(Annualised)--
Non-Performing loan(NPL) to Total Loan--
Total Loan loss provision to Total NPL--
Cost of Funds(Quarterly Average) 3.65%--
CD Ratio(As per NRB Directive) 85.91%--
Base Rate(Quarterly Average) 5.49%--
Interest Spread Rate(Quarterly Average) 4.60%--

Statement of Distributable Profit

As on Quarter ended 31th Ashwin 2083 (As Per NRB Regulation)

Particulars Current Year Up to this Qtr YTD Previous Year Corresponding Qtr YTD
Net profit or (loss) as per statement of profit or loss34,268,67025,223,268
Appropriations:--
a. General reserve(6,853,734)(5,044,654)
b. Foreign exchange fluctuation fund--
c. Capital redemption reserve--
d. Corporate social responsibility fund(342,687)(252,233)
e. Employees' training fund--
f. Other--
Profit or (loss) before regulatory adjustment27,072,24919,926,382
Regulatory adjustment :--
a. Interest receivable (-)/previous accrued interest received (+)(4,492,869)(3,698,801)
b. Short loan loss provision in accounts (-)/reversal (+)--
c. Short provision for possible losses on investment (-)/reversal (+)--
d. Short loan loss provision on Non Banking Assets (-)/resersal (+)--
e. Deferred tax assets recognised (-)/ reversal (+)--
f. Goodwill recognised (-)/ impairment of Goodwill (+)--
g. Bargain purchase gain recognised (-)/reversal (+)--
h. Acturial loss recognised (-)/reversal (+)--
i. Other (+/-)--
Fair Value Reserve(1,333,071)(1,289,834)
Net Profit for the Qtr end available for distirubtion21,246,31014,937,747
Opening Retained Earning as on Sharawan 1st151,661,287163,047,601
Adjustment (+/-)(3,089,626)-
Distribution--
Bonus Share Issued--
Cash Dividend Paid--
Total Distributable profit/(loss) as on Quarter end169,817,971177,985,348
Annualised Distributable profit or (loss) per share19.1918.31

Notes to NFRS Compliant Financial Statement

१. The above financial statement has been prepared in accordance with Nepal Financial Reporting Standards (NFRS) and in the format prescribed by Nepal Rastra Bank.

Condensed Statement of Profit or Loss

For the Quarter ended 31st Ashwin 2083

Particulars Current Year Previous Year Corresponding Quarter This Quarter Upto This Quarter(YTD) This Quarter Upto This Quarter(YTD)
Interest Income175,174,085175,174,085162,255,404162,255,404
Interest Expense82,685,28282,685,28289,292,86889,292,868
Net Interest Income92,488,80392,488,80372,962,53672,962,536
Fee and Commission Income10,072,26510,072,2659,660,6619,660,661
Fee and Commission Expense844,200844,200592,367592,367
Net Fee and Commission Income9,228,0659,228,0659,068,2959,068,295
Net Interest, Fee and Commisson Income101,716,868101,716,86882,030,83182,030,831
Net Trading Income----
Other Operating Income4,336,8624,336,8624,067,1484,067,148
Total Operating Income106,053,730106,053,73086,097,97986,097,979
Impairment Charge/ (Reversal) for Loans and Other Lossess22,548,07022,548,07016,078,86916,078,869
Net Operating Income83,505,65983,505,65970,019,10970,019,109
Operating Expense
Personnel Expenses25,327,26025,327,26025,624,53125,624,531
Other Operating Expenses7,494,3517,494,3516,966,7816,966,781
Depreciation & Amortisation1,728,8051,728,8051,394,5571,394,557
Operating Profit48,955,24348,955,24336,033,24136,033,241
Non Operating Income----
Non Operating Expense----
Profit Before Income Tax48,955,24348,955,24336,033,24136,033,241
Income Tax Expense
Current Tax14,686,57314,686,57310,809,97210,809,972
Deferred Tax----
Profit for the Period34,268,67034,268,67025,223,26825,223,268
Profit Attributable to:
Equity-holders of the Bank34,268,67034,268,67025,223,26825,223,268
Non-Controlling Interest----
Profit for the Period34,268,67034,268,67025,223,26825,223,268

Condensed Statement of Other Comprehensive Income

For the Quarter ended 31st Ashwin 2083

Particulars Current Year Previous Year Corresponding Quarter This Quarter Upto This Quarter(YTD) This Quarter Upto This Quarter(YTD)
Profit for the year34,268,67034,268,67025,223,26825,223,268
Other Comprehensive Income for the year, Net of Income Tax(2,772,899)(2,772,899)(2,079,892)(2,079,892)
Total Comprehensive Income for the Period31,495,77131,495,77123,143,37723,143,377

Earning Per Share

Basic Earning per share(Annualised) 11.26

Diluted Earning per share(Annualised) 11.26

Total Comprehensive Income attributable to:
Equity-Holders of the Bank31,495,77131,495,77123,143,37723,143,377
Non-Controlling Interest----

2. Bank has considered impairment on credit exposure as higher of ECL provision prescribed in NFRS 9 and provision norms prescribed in NRB Directives 2. Similiary, Interest Income has been recognized considering "Guidance Note on Interest Income recognition, 2025" issued by NRB. Further interest income has been recognized considering effect of integral fee as insignificant in this reporting period.

3. Previous period figures have been regrouped/rearranged/restated wherever necessary.

4. Loans and advances are presented net of impairment charges.

5. Provision for gratuity and leave has been provided based on management's estimation; hence, actuarial gain/loss has not been separately disclosed and will change as per the actuary report.

6. The above figures are subject to change upon otherwise instruction from statutory auditors and/or regulatory authorities.

7. The detailed Interim report has been published in Bank's website.

धितोपत्र दर्ता तथा निष्काशन नियमावली, २०७३ अनुसूची १४ (नियम २६ को उपनियम (१) संग सम्बन्धित)

आ. व. २०८३/०८४ को पहिलो त्रैमासिक प्रतिवेदन

१. वित्तीय विवरण

क) त्रैमासिक अवधिको वासलात, नाफा नोक्सान सम्बन्धी विवरणः

बैंकको यस त्रैमासिक अवधिको वासलात, नाफा-नोक्सान विवरण यसैसाथ प्रकाशित गरिएको छ ।

ख) प्रमुख वित्तीय अनुपातहरु

प्रति शेयर आम्दानी (वार्षिक) : रु ११.२६ मूल्य आम्दानी अनुपात : ४९.९९

प्रति शेयर नेटवर्थ: रु.१५५.४० प्रति शेयर कुल सम्पत्तिको मूल्य: रु. ८८०.१९

तरलता अनुपात : देश.२रु प्रतिशत पूँजीकोष अनुपात : २५.५१ प्रतिशत

२. व्यवस्थापकीय विश्लेषण:

(क) यस अवधिमा कर्जाको व्याजदर घट्दो क्रममा रहेता पनि बजारमा देखिएको आर्थिक सुस्तताले कर्जाको मागमा उल्लेखनिय वृद्धि हुन सकेको छैन तथापी यस बैंकले नयाँ नयाँ व्यावसायिक रणनीति अवलम्बन गर्दै कर्जामा अघिल्लो आर्थिक वर्षको तुलनामा आशातीत वृद्धि हासिल गरेको छ ।

(ख) नेपाल सरकारद्वारा आर्थिक वर्ष २०८१/८४ का लागि प्रस्तुत बजेट तथा नेपाल राष्ट्र बैंकद्वारा जारी मौद्रिक नीतिले आर्थिक गतिविधिलाई थप चलायमान बनाउने, निजी क्षेत्रको लगानी विस्तार गर्ने, उत्पादन तथा रोजगारी अभिवृद्धि गर्ने तथा समष्टिगत आर्थिक स्थायित्व कायम गर्ने उद्देश्यलाई प्राथमिकतामा राखेका छन् । यी नीतिगत व्यवस्थाहरूको प्रभावकारी कार्यान्वयनबाट आर्थिक गतिविधिमा थप सुधार आउने, निजी क्षेत्रको व्यावसायिक आत्मविश्वास बढ्ने तथा बैंकिङ क्षेत्रको कर्जा विस्तार, सम्पत्ति गुणस्तर र समग्र वित्तीय स्थायित्वमा सकारात्मक योगदान पुग्ने अपेक्षा गरिएको छ । बैंकले यस्ता नीतिगत परिवर्तनहरूलाई नजिकबाट अनुगमन गर्दै विवेकपूर्ण जोखिम व्यवस्थापन, सुदृढ सुशासन तथा दिगो व्यावसायिक वृद्धिलाई केन्द्रमा राखी आफ्ना शेयरधनीहरूको दीर्घकालीन हित सुनिश्चित गर्न प्रतिबद्ध रहेको छ ।

(ग) देशमा हालै आएको बाढीका कारण व्यापक रूपमा जनधनको क्षति भएको छ, जसबाट समग्र अर्थतन्त्रसमेत प्रभावित हुने निश्चितप्रायः देखिन्छ । देशमा स्थिर सरकार गठन भएसँगै आर्थिक विकास र समृद्धिका नयाँ आशाका किरणहरू देखापरेको भए तापनि यस्ता प्राकृतिक विपत्तिले विकासको गतिमा अवश्य नै अवरोध सिर्जना गरेका छन् । यसले पूर्वाधार, कृषि, उद्योग, व्यापार तथा जनजीवनमा प्रत्यक्ष प्रभाव पार्नुका साथै सरकारको विकास खर्च र पुनर्निर्माणसम्बन्धी दायित्वसमेत बढाउने देखिन्छ । तसर्थ, विपदपछिको पुनस्थापना तथा पुनर्निर्माणलाई प्रभावकारी बनाउँदै आर्थिक गतिविधिलाई चलायमान राख्नु र दिगो आर्थिक विकासको लक्ष्य हासिल गर्नु अहिलेको प्रमुख चुनौती बनेको छ ।

(घ) यस अवधिमा निक्षेपमा झिनो ह्रास आएको छ भने कर्जामा उल्लेखिय वृद्धि भएको छ ।

३. कानूनी कारवाही सम्बन्धी विवरण :

(क) यस त्रैमासमा अवधिमा बैंकको सामान्य व्यवसायसंग सम्बन्धित बाहेक अन्य कुनै उल्लेखनिय प्रकृतिका मुद्दा बैंक वा बैंकको विरुद्ध दायर भएको छैन ।

(ख) बैंकको संस्थापक/सञ्चालक ले वा संस्थापक/सञ्चालक को विरुद्धमा प्रचलित नियमको अवज्ञा वा फौजदारी आदि अपराध गरेको सम्बन्धमा कुनै मुद्दा दायर भएको जानकारी प्राप्त भएको छैन ।

(ग) कुनै संस्थापक वा सञ्चालक विरुद्ध आर्थिक अपराध गरेको सम्बन्धमा कुनै मुद्दा दायर भएको जानकारी प्राप्त भएको छैन ।

४. संगठित संस्थाको शेयर कारोबार सम्बन्धी विश्लेषण:

(क) यस संस्थाका शेयरहरु नेपाल स्टक एक्सचेन्जमा सूचीकृत भै कारोबार भैरहेको छ । शेयरको मूल्य तथा कारोबार बजारले निर्धारण गर्ने हुँदा यस संस्थाको व्यवस्थापन शेयरको मूल्य तथा कारोबार प्रति तटस्थ छ । तर प्रचलित कानुन अनुसार लगानीकर्ता तथा सम्बद्ध निकायहरुलाई उपलब्ध गराउन पर्ने सुचना तथा जानकारी भने संस्थाले उपलब्ध गराएको छ ।

(ख) यस विकास बैंकको त्रैमासिक अवधिमा शेयरको अधिकतम, न्यूनतम, अन्तिम मूल्य, कारोबार भएको कुल दिन तथा कारोबार संख्या :

Unaudited Financial Statement

First Quarter Ended 31st Ashwin 2083

Condensed Statement of Financial Position

As on Quarter ended 31st Ashwin 2083

ParticularsThis Quarter EndingImmediate Previous Year Ending
Assets
Cash and Cash Equivalents905,024,408277,358,662
Due from Nepal Rastra Bank1,146,471,7582,001,894,834
Placement with Bank and Financial Institutions--
Derivative Financial Instruments--
Other Trading Assets--
Loans and Advances to BFIs516,789,648510,795,123
Loans and Advances to Customers7,063,413,4866,682,042,217
Investment Securities978,597,1891,073,612,464
Current Tax Assets--
Investment in Subsidiaries--
Investment in Associates--
Investment Property4,924,4444,924,444
Property and Equipment56,075,06853,490,211
Goodwill and Intangible Assets218,146290,862
Deferred Tax Assets13,029,28013,029,280
Other Assets28,267,02435,466,666
Total Assets10,712,810,45110,712,904,763
Liabilities
Due to Bank and Financial Institutions32,215,82750,000,000
Due to Nepal Rastra Bank--
Derivative Financial Instruments--
Deposits from Customers8,854,981,2778,855,108,829
Borrowings--
Current Tax Liabilities11,106,118-
Provisions--
Deferred Tax Liabilities--
Other Liabilities44,785,43770,612,741
Debt Securities Issued--
Subordinated Liabilities--
Total Liabilities8,943,088,6598,975,721,570
Equity
Share Capital1,217,100,0001,217,100,000
Share Premium--
Retained Earnings169,817,971150,051,698
Reserves382,803,821370,031,495
Total Equity Attributable to Equity Holders1,769,721,7911,737,183,193
Non Controlling Interest--
Total Equity1,769,721,7911,737,183,193
Total Liabilities and Equity10,712,810,45110,712,904,763

(Licensed "B" Class Institution from Nepal Rastra Bank)

Head Office Dharan 12, Mahendrapath, Sunsari

Phone No. 025-536317/538317

Email:- [email protected]

Financial Results (Quarterly)

Of Fiscal Year 2083-084

Ratios as per NRB Directive

Particulars Current Year This Quarter Current Year Upto This Quarter CorrespondingPrevious year This Quarter CorrespondingPrevious year Upto This Quarter
Capital Fund to RWA--

Tier 1 Capital to RWA - 21.24% - 26.23%

Return on Equity (Annualised)--
Return on Assets(Annualised)--
Non-Performing loan(NPL) to Total Loan--
Total Loan loss provision to Total NPL--
Cost of Funds(Quarterly Average) 3.65%--
CD Ratio(As per NRB Directive) 85.91%--
Base Rate(Quarterly Average) 5.49%--
Interest Spread Rate(Quarterly Average) 4.60%--

Statement of Distributable Profit

As on Quarter ended 31th Ashwin 2083 (As Per NRB Regulation)

Particulars Current Year Up to this Qtr YTD Previous Year Corresponding Qtr YTD
Net profit or (loss) as per statement of profit or loss34,268,67025,223,268
Appropriations:--
a. General reserve(6,853,734)(5,044,654)
b. Foreign exchange fluctuation fund--
c. Capital redemption reserve--
d. Corporate social responsibility fund(342,687)(252,233)
e. Employees' training fund--
f. Other--
Profit or (loss) before regulatory adjustment27,072,24919,926,382
Regulatory adjustment :--
a. Interest receivable (-)/previous accrued interest received (+)(4,492,869)(3,698,801)
b. Short loan loss provision in accounts (-)/reversal (+)--
c. Short provision for possible losses on investment (-)/reversal (+)--
d. Short loan loss provision on Non Banking Assets (-)/resersal (+)--
e. Deferred tax assets recognised (-)/ reversal (+)--
f. Goodwill recognised (-)/ impairment of Goodwill (+)--
g. Bargain purchase gain recognised (-)/reversal (+)--
h. Acturial loss recognised (-)/reversal (+)--
i. Other (+/-)--
Fair Value Reserve(1,333,071)(1,289,834)
Net Profit for the Qtr end available for distirubtion21,246,31014,937,747
Opening Retained Earning as on Sharawan 1st151,661,287163,047,601
Adjustment (+/-)(3,089,626)-
Distribution--
Bonus Share Issued--
Cash Dividend Paid--
Total Distributable profit/(loss) as on Quarter end169,817,971177,985,348
Annualised Distributable profit or (loss) per share19.1918.31

Notes to NFRS Compliant Financial Statement

1. The above financial statement has been prepared in accordance with Nepal Financial Reporting Standards (NFRS) and in the format prescribed by Nepal Rastra Bank.

Condensed Statement of Profit or Loss

For the Quarter ended 31st Ashwin 2083

Particulars Current Year Previous Year Corresponding Quarter This Quarter Upto This Quarter(YTD) This Quarter Upto This Quarter(YTD)
Interest Income175,174,085175,174,085162,255,404162,255,404
Interest Expense82,685,28282,685,28289,292,86889,292,868
Net Interest Income92,488,80392,488,80372,962,53672,962,536
Fee and Commission Income10,072,26510,072,2659,660,6619,660,661
Fee and Commission Expense844,200844,200592,367592,367
Net Fee and Commission Income9,228,0659,228,0659,068,2959,068,295
Net Interest, Fee and Commisson Income101,716,868101,716,86882,030,83182,030,831
Net Trading Income----
Other Operating Income4,336,8624,336,8624,067,1484,067,148
Total Operating Income106,053,730106,053,73086,097,97986,097,979
Impairment Charge/ (Reversal) for Loans and Other Lossess22,548,07022,548,07016,078,86916,078,869
Net Operating Income83,505,65983,505,65970,019,10970,019,109
Operating Expense
Personnel Expenses25,327,26025,327,26025,624,53125,624,531
Other Operating Expenses7,494,3517,494,3516,966,7816,966,781
Depreciation & Amortisation1,728,8051,728,8051,394,5571,394,557
Operating Profit48,955,24348,955,24336,033,24136,033,241
Non Operating Income----
Non Operating Expense----
Profit Before Income Tax48,955,24348,955,24336,033,24136,033,241
Income Tax Expense
Current Tax14,686,57314,686,57310,809,97210,809,972
Deferred Tax----
Profit for the Period34,268,67034,268,67025,223,26825,223,268
Profit Attributable to:
Equity-holders of the Bank34,268,67034,268,67025,223,26825,223,268
Non-Controlling Interest----
Profit for the Period34,268,67034,268,67025,223,26825,223,268

Condensed Statement of Other Comprehensive Income

For the Quarter ended 31st Ashwin 2083

Particulars Current Year Previous Year Corresponding Quarter This Quarter Upto This Quarter(YTD) This Quarter Upto This Quarter(YTD)
Profit for the year34,268,67034,268,67025,223,26825,223,268
Other Comprehensive Income for the year, Net of Income Tax(2,772,899)(2,772,899)(2,079,892)(2,079,892)
Total Comprehensive Income for the Period31,495,77131,495,77123,143,37723,143,377

Earning Per Share

Basic Earning per share(Annualised) 11.26

Diluted Earning per share(Annualised) 11.26

Total Comprehensive Income attributable to:
Equity-Holders of the Bank31,495,77131,495,77123,143,37723,143,377
Non-Controlling Interest----

2. Bank has considered impairment on credit exposure as higher of ECL provision prescribed in NFRS 9 and provision norms prescribed in NRB Directives 2. Similiary, Interest Income has been recognized considering "Guidance Note on Interest Income recognition ,2025" issued by NRB. Further interest income has been recognized considering effect of integral fee as insignificant in this reporting period.

3. Previous period figures have been regrouped/rearranged/restated wherever necessary.

4. Loans and advances are presented net of impairment charges.

5. Provision for gratuity and leave has been provided based on management's estimation; hence, actuarial gain/loss has not been separately disclosed and will change as per the actuary report.

6. The above figures are subject to change upon otherwise instruction from statutory auditors and/or regulatory authorities.

7. The detailed Interim report has been published in Bank's website.

Securities Registration and Issue Regulations, 2073 Schedule 14 (Related to Sub-rule (1) of Rule 26)

First Quarterly Report of FY 2083/084

1. Financial Statements

a) Details regarding quarterly balance sheet and profit & loss statement:

The Bank's balance sheet and profit-loss statement for this quarterly period are published herewith.

b) Key Financial Ratios

Earnings Per Share (Annualized): Rs.11.2649.99
Net Worth Per Share: Rs.155.40880.19

Liquidity Ratio: देश.2रु % Capital Fund Ratio: 25.51 %

2. Management Analysis:

(a) Although interest rates on loans have been declining during this period, notable growth in loan demand could not be achieved due to the economic slowdown observed in the market. Nevertheless, this bank has adopted new business strategies and achieved expected growth in loans compared to the previous financial year.

(b) The budget presented by the Government of Nepal for the fiscal year 2081/84 and the monetary policy issued by Nepal Rastra Bank prioritize the objectives of further stimulating economic activities, expanding private sector investment, increasing production and employment, and maintaining macroeconomic stability. Effective implementation of these policy measures is expected to bring further improvement in economic activities, boost private sector business confidence, and contribute positively to banking sector credit expansion, asset quality, and overall financial stability. The Bank monitors such policy changes closely and remains committed to ensuring the long-term interest of its shareholders while focusing on prudent risk management, robust corporate governance, and sustainable business growth.

(c) Widespread loss of life and property occurred due to recent floods in the country, which is certain to affect the overall economy. Although rays of new hope for economic development and prosperity appeared with the formation of a stable government in the country, such natural disasters have certainly created obstacles in the pace of development. This direct impact is seen on infrastructure, agriculture, industry, trade, and public life, alongside increasing the government's development expenditure and reconstruction obligations. Therefore, making post-disaster rehabilitation and reconstruction effective, keeping economic activities dynamic, and achieving the goal of sustainable economic development have become the major current challenges.

(d) During this period, there has been a slight decline in deposits, while loans have seen a significant increase.

3. Details Regarding Legal Proceedings:

(a) During this quarter, no significant lawsuits other than those related to the Bank's normal business have been filed by or against the Bank.

(b) No information has been received regarding any lawsuit filed against the promoters/directors for violation of prevailing rules or criminal offenses.

(c) No information has been received regarding any lawsuit filed against any promoter or director for economic crimes.

4. Analysis Regarding Share Transactions of Organized Institution:

(a) Shares of this institution are listed and traded on the Nepal Stock Exchange. As market forces determine share prices and transactions, the institution's management remains neutral regarding share price and trading. However, the institution provides necessary information to investors and relevant authorities as per prevailing laws.

(b) Maximum, minimum, closing price, total trading days, and number of trades of shares of this Development Bank during the quarterly period:

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