नारायणी डेभलपमेन्ट बैंक लिमिटेडको नयाँ ब्याजदर प्रकाशनNarayani Development Bank Ltd. Publishes New Interest Rates

Narayani Development Bank Limited

Bharatpur Metropolitan City-10, Chitwan

Interest Rate

Effective Date: Ashwin 1st 2083 (September 17th 2026)

A. INTEREST RATE ON DEPOSIT PRODUCTS

SN Deposit Products Minimum Balance (NPR) Interest Rate (p.a.)*

1 Narayani Sunaulo Saving Account** 1,000 3.50%

2 Staff Saving Account - 3.50%

3 Special Saving Account 1,000 2.75%

4 Salary Saving Account 100 2.75%

5 Normal Saving Deposit 100 2.75%

6 Balbachat Saving Account 100 2.75%

7 Grihini Saving Account 100 2.75%

8 Jestha Citizens Saving Account 100 2.75%

9 Shareholder Saving Account 100 2.75%

10 Remittance Saving Account 100 2.75%

11 Provident Fund Saving Account 100 2.75%

12 Student Saving Account 100 2.75%

13 Call Account 10,000 1.375%

14 Current Account 1,000 0%

**Free subscription for first year (one year) on mobile banking service.

B. Fixed Deposit Accounts

Interest Rate (p.a.)

SN Fixed Deposit Individual Institutional

1 3 Months upto 6 Months 4.75% N/A

2 6 Months upto 12 Months 4.95% 4.95%

3 12 Months above 5.15% 5.15%

*Interest Posting Frequency: Monthly/ Quarterly/ Half Yearly/ Yearly

C. Loan and Advances

SN Loan and Advances Interest Rate (p.a.)

1 Business/SME-OD/ Working Capital/ Short Term Loan 8.00%-10.00%

2 Business/SME- Term Loan 8.00%-10.00%

3 Home Loan/Auto Loan 7.75%-9.75%

4 Hire Purchase Loan 8.50%-10.50%

5 Loan Against Share 8.50%-10.50%

6 Professional Loan (Without Collateral) 8.50%-10.50%

7 Deprived Sector Loan 8.50%-10.50%

8 Other Loan 8.50%-10.50%

9 Personal Loan (Term & OD) 8.50%-10.50%

10 Loan Against Fixed Deposit (Own) Coupon Rate Plus 2% p.a.

#Additional 1% p.a. on Remittance Deposit (Saving and Fixed Deposit)