आधिकारिक सूचनाOfficial AnnouncementInterest Rates
14 Jun, 2026
नेपाल फाइनान्स लिमिटेडको नयाँ ब्याजदर सूचना

नेपाल फाइनान्स लिमिटेडको नयाँ ब्याजदर सूचनाNepal Finance Limited: New Interest Rate Notice

वर्ग:Category:
Interest Rates
प्रकाशित मिति:Published:
Published on June 14, 2026

INTEREST RATE

(Per Annum)

Applicable from Aashad ०१,२०८३

DEPOSITS

Deposit Type Interest Rate (Per annum)

Saving Deposit 3.00% to 3.60%

Call Deposit up to 1.50%

Current Deposit 0.00%

Fixed Deposits

(A) Individual

(1) 6 Months 4.00%

(2) 9 months 4.25%

(3) 1 Year 4.50%

(4) Above 1 Year to 2 Years 4.75%

(5) Above 2 Years 5.50%

(B) Institutional

(1) 1 Year 3.50%

(2) Above 1 Year to 2 Years 3.75%

(3) Above 2 Years 4.50%

(C) Akshayakosh Negotiable

(D) Remittance Deposit Additional 1% on Individual Fixed & Saving

LOAN & ADVANCE

Loan Against Fixed Deposit Upto +2.00% P.a on Coupon Rate/ or Minimum to Average Base rate Whichever is higher.

Business Loan Base Rate + Up to 3% P.a Premium

Deprived Loan Base Rate + Up to 2% P.a Premium

Subsidized Loan Base Rate + Up to 2% P.a Premium

Consumer & Other Loan Productes Base Rate + Up to 4% P.a Premium

Consortium Loan As per Consortium Decision

Average Base Rate of Last Three Months 8.06%

Interest rate of Loans & advance Shall be applicable as per NRB directives.

Fixed Lending Interest Rate Loan (Individual)

Particular 1 to 3 Year Above 3 to 5 Year Above 5 Year

Home Loan 9.50% 9.75% 10.00%

Auto Loan (personal) 9.50% 9.75% 10.00%

Other Retail Loan 9.99% 10.50% 10.75%

INTEREST RATE

(Per Annum)

Applicable from Aashad 01,2083

DEPOSITS

Deposit Type Interest Rate (Per annum)

Saving Deposit 3.00% to 3.60%

Call Deposit up to 1.50%

Current Deposit 0.00%

Fixed Deposits

(A) Individual

(1) 6 Months 4.00%

(2) 9 months 4.25%

(3) 1 Year 4.50%

(4) Above 1 Year to 2 Years 4.75%

(5) Above 2 Years 5.50%

(B) Institutional

(1) 1 Year 3.50%

(2) Above 1 Year to 2 Years 3.75%

(3) Above 2 Years 4.50%

(C) Akshayakosh Negotiable

(D) Remittance Deposit Additional 1% on Individual Fixed & Saving

LOAN & ADVANCE

Loan Against Fixed Deposit Upto +2.00% P.a on Coupon Rate/ or Minimum to Average Base rate Whichever is higher.

Business Loan Base Rate + Up to 3% P.a Premium

Deprived Loan Base Rate + Up to 2% P.a Premium

Subsidized Loan Base Rate + Up to 2% P.a Premium

Consumer & Other Loan Productes Base Rate + Up to 4% P.a Premium

Consortium Loan As per Consortium Decision

Average Base Rate of Last Three Months 8.06%

Interest rate of Loans & advance Shall be applicable as per NRB directives.

Fixed Lending Interest Rate Loan (Individual)

Particular 1 to 3 Year Above 3 to 5 Year Above 5 Year

Home Loan 9.50% 9.75% 10.00%

Auto Loan (personal) 9.50% 9.75% 10.00%

Other Retail Loan 9.99% 10.50% 10.75%