नेपाल एसबिआई बैंकको नयाँ निक्षेप तथा कर्जाको ब्याजदरNepal SBI Bank: New Interest Rates on Deposits and Loans

नेपाल एसबिआई बैंक लिमिटेड

NEPAL SBI BANK LTD.

Corporate Office:

Kamaladi, Kathmandu, P.O. Box No: 6049, Tel: 01-5970333, SWIFT: NSBINPKA

INTEREST RATES: DEPOSITS

With effect from 17th August 2026 (1st Bhadra 2083)

Fixed / Recurring Deposits/ Dhanvriddhi Fixed Deposits# Individuals Institutions/ Foreign Diplomatic Institutions

≥ 3 months and < 6 months 2.82% -

≥ 6 months and < 1 year 3.00% 2.75%

≥ 1 year and < 2 years 3.20% 2.75%

≥ 2 years and < 3 years 3.40% 2.75%

≥ 3 years and Above 4.10% 2.75%

NPR Call Deposits

Account Type Interest Rate

Call Deposit Up to 0.75%

FCY Saving Deposit

Account Type Interest Rate

Saving Deposit (USD) 3.00%

Saving Deposit (EUR) 0.50%

Saving Deposit (GBP) 0.50%

FCY Fixed Deposit Individual-For 3 months and above) / (Institutions-For 6 months and above) FCY Call Deposit

Account Type Interest Rates Account Type Interest Rates

USD Up to 3.60% USD 1.50%

EUR Up to 1.00% EUR 0.25%

GBP Up to 1.00% GBP 0.25%

Saving Deposits

Account Scheme Interest Rate

a) Sambriddha Nagarik Bachat Khata/ Saral Bachat Khata 2.75%

b) Savings-Swarnim Bachat Khata 2.76%

c) Savings- PF 2.77%

d) SB Corporate Salary Package (CSP) 2.77%

e) Savings- Rakshak Bachat Khata 2.78%

f) NSBL Baal Bachat Khata/ Savings-Abakash Kosh 2.79%

g) SB Karmachari Bachat Khata / Chhori Bachat Khata 2.80%

h) All other LCY Saving Accounts 2.80%

Loans & Advances

With effect from 17th August 2026 (1st Bhadra 2083)

Fixed Interest Rate (Up to	5	5	10	10
Account Scheme Up to	5	5	10	10

Education Loan 9.99% 10.49% 10.99% BR + 2.00% - 4.00%

Education Loan Plus 9.99% 10.49% 10.99% BR + 2.00% - 4.00%

Home Loan 8.99% 9.49% 10.49% BR + 0.50% - 2.50%

Auto Loan / Hire Purchase Loan (Personal/ Official) 8.99% 9.49% - Personal Purpose (EV): BR + 0.25% - 2.25%, Personal Purpose (IC): BR + 0.50% -2.50%, Official Purpose (EV): BR + 0.25% - 2.25%, Official Purpose (IC): BR + 0.50% - 2.50%

Auto Loan / Hire Purchase Loan (Commercial) 9.99% 10.99% - Commercial Purpose (EV): BR + 1.00% - 3.00%, Commercial Purpose (IC): BR + 1.00% - 3.00%

Personal Mortgage Term Loan / Other Personal Term Loan 9.99% 10.99% 11.99% BR + 0.50% - 2.50%